Articles in the Featured Category
Would You Give Money Away If You Had $1Million?
May 11th, 2008
Earlier in the week, I was one of several people who answered Jim’s question: What Would You Do With $1 Million Dollars?
Once I’d done a mental currency conversion ($1million = £500,000 which is actually not too far out, given the current exchange rate), I figured that I would:
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Recommend Me Some Holiday Reading
May 10th, 2008
It’s not too long until I’ll be jetting off on holiday for a couple of weeks, so I’ve begun to start thinking about my holiday reading.
I don’t normally get much chance to read, but holidays are an exception, and with two weeks of sitting …
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Snowballing / Snowflaking Your Debts
May 5th, 2008
I recently came across the term snowflaking - a method for repaying your debts - which I’d never come across before, so I thought it, and the related snowballing method, warranted a little investigation.
To explain snowflaking we first need to understand the concept of snowballing …
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Poll: How Much Of Your Income Is Spent On Your Mortgage / Rent?
May 4th, 2008
We’re all aware of the increasing prices of food, fuel etc., as well as the difficulty in finding low mortgage rates (despite the Bank of England base rate falling recently, we can blame the credit crunch for the tougher borrowing conditions).
One of the worries is that as these costs …
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Energy Prices Expected To Rise By 20-35%
April 29th, 2008
If you thought that the price of your gas and electricity couldn’t get any higher, then think again.
It is predicted that there will be more energy price rises this Summer and Autumn, heaping more misery on us poor consumers.
So what can you do …
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Which Of These 5 Budgeting Systems Do You Use?
April 26th, 2008
Blueprint for Financial Prosperity recently wrote a post which gave a brief look at 5 different budgeting systems.
Here is a summary of the different methods mentioned, along with my own thoughts on each of them.
- Envelope budgeting - not tried this one myself yet, it’s where you
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New Tax Rules: How Much Tax Will You Pay?
April 25th, 2008
Last year, in How Much Tax Will I Pay?, I wrote about SimplePound’s useful Excel spreadsheet which helped calculate how much Income Tax and National Insurance you’ll pay given your monthly salary. When the tax rules changed recently, Kirsten updated the spreadsheet to …
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Banks Lose Charges Court Case
April 24th, 2008
If you’ve seen today’s new you’ll likely already know that the 7 banks and 1 building society who were taken to court by the Office of Fair Trading (OFT) have lost their case.
In the long-running saga, this ruling by the courts is really only the …
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Bank Charge Court Case Result: Thursday 24th April
April 22nd, 2008
It looks as if the long-awaited result to the bank charge court case will be annouced this Thursday, 24th April.
If you recall, last year the Office of Fair Trading (OFT) started a court case against 7 different banks and building societies, to decide whether it can claim that their charges …
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Happy New Tax Year!
April 6th, 2008
I hope you’ve had a great New Tax Year’s Day!
What makes today so special? Well, you now have a brand new ISA allowance to play with - and this year the government has generously increased the maximum amount you can pay into your ISA to a …
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