Articles in the Savings Category
Happy New Tax Year!
April 6th, 2008
I hope you’ve had a great New Tax Year’s Day!
What makes today so special? Well, you now have a brand new ISA allowance to play with - and this year the government has generously increased the maximum amount you can pay into your ISA to a …
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ISA Deadline Approaching: Have You Used Your Allowance?
March 25th, 2008
With just 11 days left until the end of this tax year (Saturday 5th April 2008), have you used your Individual Savings Account allowance for this year?
From my experience, there will be people reading this who have no idea what an ISA is, there will be those who know what …
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Budget 2008: Are You Any Better Off?
March 13th, 2008
This year’s budget wasn’t the most exciting, but in the current financial climate, you could hardly expect it to be.
With businesses and consumers finding borrowing more and more difficult, as banks reduce their lending following the credit crunch, and as the cost of electricity, …
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Encouraging Child Trust Fund Figures
January 19th, 2008
Despite the initial slow takeup of Child Trust Funds (CTFs), more recently there has been signs that parents are beginning to understand them and take them more seriously.
For the uninitiated, CTFs are savings accounts for kids which cannot be accessed until …
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Force Yourself To Save
November 22nd, 2007
If you find it a struggle to save any money each month (too much month at the end of your pay cheque?), then some of the tips in Force Yourself To Save: 15 Painless Ways To Pay Yourself First might put you on the right track. Here are some …
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How Much Should You Have In Your Emergency Fund?
October 15th, 2007
Back in April I reported on a survey which suggested that 80% of us do not have enough to live on if we were to lose our jobs.
Having an emergency fund is an important part of financial planning - especially for those who do not have much to save.
There’s …
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Child Trust Fund Performance Figures
September 13th, 2007
At the end of last month The Telegraph published a table of the performance of stocks and share Child Trust Funds.
If you want to compare how your kids trust fund has performed, view the table.
The table shows just how much difference your decision can make to the size of …
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Good & Bad News From The Banks
September 13th, 2007
There’s been mixed news from the banks today which makes for some interesting reading.
Firstly, on the good side, if you’re a saver, savings rates have reached a massive 7% from some banks and building societies, with many having raised their interest rates on savings accounts in the last couple …
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Student Finance: New Series
September 5th, 2007
As we’re approaching the start of the new academic year, I’m starting a series of posts looking at the thorny subject of student finance.
Studies suggest that this year’s freshers will owe £21,000 on average by the time they graduate, so it’s becoming more and more important that students, and …
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More on Repaying Your Student Loan
July 11th, 2007
Brad Ford made a great point on my previous post about whether to pay off your student loan or not:
Without factoring in risk, paying off the student loan is an easy decision. Unfortunately, life is not without risk. Two months after you pay down the loan, you absolutely
…
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