Articles in the Savings Category
Student Loans: Pay or Delay?
July 10th, 2007
Like many, I left university with some debt. I’m probably one of the lucky ones though, as it wasn’t a huge amount, compared with the average figures that students are accumulating these days, plus all of my debt was in student loans - no overdrafts, credit cards etc.
I’ve been …
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“The Miracle of Compounding”
June 25th, 2007
The Fool has posted a great example demonstrating the power of compounding.
In the example, one person invests £100 a month for 10 years from the age of 20 -another also invests £100 per month for 30 years, but from the age of 30 (we’re also assuming they’re the same …
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We Don’t Trust Our Banks
April 17th, 2007
A recent survey by Fool.co.uk highlighted how we do not trust our banks with our money.
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How Much Is In Your Emergency Fund?
April 11th, 2007
There’s a school of thought which suggests that you should have a minimum of 3-6 months worth of your salary saved up for emergencies, but how many of us can say that we have such savings to dip into in times of crisis?
Emergencies can, of course, come in many different …
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How Are We Affected By Interest Rate Changes?
March 9th, 2007
Interest rates have been kept at 5.25% for this month, although there are still thoughts that rates will rise again in the next few months.
But how do interest rate changes affect the average person? I’ll explain in very simple terms:
When rates fall, there is less incentive for people to …
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This Is Money: Insurers Face Action Over Misleading Ads
January 17th, 2007
The financial watchdog has warned insurers they have three months to clean up their act on ads that promise big savings when very few customers can buy at low prices
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This Is Money: Banks Earn An Extra £624m
January 17th, 2007
Banks and lenders earned an extra £624m in overdraft charges and card APRs last year as they fought back against the OFT, which capped default charges
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This Is Money: Train-bus Scheme Is A Money Saver
January 16th, 2007
An all-in-one bus and train ticket scheme was extended today and is now available for more than half the population of Britain
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MoneyExpert: New Scheme Could ‘break Psychological Barrier’ Of Saving
January 16th, 2007
A new savings scheme launched by Lloyds TSB could help people to get over the “psychological barrier” linked to saving, it has been claimed.
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Scotsman: Savings Up, Says Society
January 13th, 2007
SAVINGS were up nearly 100 per cent in the last three months of 2006.
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