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Are You A Budget Winner or Loser?

April 22nd, 2009

Today’s Budget included some interesting announcements, but with all the details being discussed left right and center, it can be difficult to work out whether you’ll win or lose. Let’s take a look at the headlines and take a look at a calculator that will help you find out whether …

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95% Won’t Spend More After VAT Cut

November 28th, 2008

Just a quick post to point out the results of a survey the Times Online did following the pre-Budget report.

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“Secret” Plan For VAT Rise

November 26th, 2008

Reports have come out tonight that Alastair Darling planned a hike in VAT from 2011, according to a note left in Treasury documents which somehow came to light.

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Pre-Budget Report: Key Points & What They’ll Mean To You

November 24th, 2008

If you’ve managed to miss all of the coverage of today’s pre-Budget report (which is effectively a Budget in its own right now), here’s a round-up of the main points from Alastair Darling’s speech, and how they might affect you.

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Tools For Tracking Your Spending

October 21st, 2008

In order to work out how you can start spending less and save money each month you need to know where it is all going. And to do that, you’ll need to track your spending.

Here we look at some of the most popular methods of tracking spending.

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Which Of These 5 Budgeting Systems Do You Use?

April 26th, 2008

Blueprint for Financial Prosperity recently wrote a post which gave a brief look at 5 different budgeting systems.

Here is a summary of the different methods mentioned, along with my own thoughts on each of them.

  1. Envelope budgeting – not tried this one myself yet, it’s where you

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Budget 2008: Are You Any Better Off?

March 13th, 2008

This year’s budget wasn’t the most exciting, but in the current financial climate, you could hardly expect it to be.

With businesses and consumers finding borrowing more and more difficult, as banks reduce their lending following the credit crunch, and as the cost of electricity, …

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Manage Your Finances In Excel

December 9th, 2007

I’ve talked before about using Excel to track your expenses and to setup a budget, but it can be difficult to know where to begin when faced with a blank Excel sheet and the thought of having to add in all of your expenses and spending.

If you’d like some help, …

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Tracking Your Spending: The First Step To Saving Money

October 15th, 2007

As you may have read in some previous posts, I’ve been trying to knuckle down to track all of my spending for at least a month. The reason for this effort? So that I can identify where my money is being spent, and identify where money can be …

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Expensr: A New Budgeting Tool

July 9th, 2007

Expensr is a new budget / spending tracking tool which looks quite interesting. It allows you to monitor what you are spending money on, gives you useful visuaisation of statistics to show you where all of your money is going, and probably most interestingly, allows …

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