July 23rd, 2009
In “Retirement is an income, not an age”, Shrewdcookie makes the good point that you can’t really guarantee a retirement age any more, and that you really need to be planning the the amount of income you’ll require to live for the length of time you expect to live after …
Continue reading "When Will You Have Enough To Retire?" »
November 19th, 2008
A report released yesterday suggested that many of us would contribute more to our pensions if we knew we could dip into the fund at a later date if necessary.
Would you raid your pension if you could, or do you think this is a dangerous idea?
Continue reading "Would You Raid Your Pension?" »
November 17th, 2008
Recent research by AXA has shown that as many as 1.5million people have considered suspending paying into their pension in the current climate.
Continue reading "Considering Stopping Your Pension? It Could Cost You £30,000" »
October 25th, 2008
As part of the BBC’s reports on The Downturn, they’ve posted a series of tips and further reading for helping cope with a recession.
Continue reading "Tips On Surviving The Recession" »
October 23rd, 2008
Some bad, if not entirely unexpected news for us men, which is that the average retirement age has risen to just below 65. This is the highest average age since records began in 1984.
Continue reading "Average Retirement Age Rising" »
September 23rd, 2008
On the day that we learn that pension scheme membership is falling, I’ve bucked the trend and actually started making my own contributions into the company pension scheme.
Continue reading "Finally Started Making Pension Contributions" »
January 10th, 2008
The maths is pretty complicated but also intriguing; in her calculations, the buy-to-let option comes out on top, although she concludes that …
Continue reading "Pensions vs Buy-To-Let" »
November 5th, 2007
I’ve been wondering for a while about the validity of using ISAs to fund your retirement, as a possible alternative to contributing to a traditional pension. With the complexity surrounding pensions, ISAs could provide a simpler, more accessible option.
There are of course plenty of factors to take into account: tax …
Continue reading "Pensions or ISAs To See You Through Retirement?" »
July 22nd, 2007
For those of us in our 20s and 30s, saving for retirement is often the furthest thing from our minds, and even when we do have to think about it, estimating just how much we need in our pension pot in order to enjoy a comfortable retirement is pretty difficult.
Continue reading "How Much Do You Need For A Comfortable Retirement?" »
March 5th, 2007
I’m often bemoaning the lack of thought that us Brits put into our retirement here on Money Watch, so I was surprised to learn that on average, we Brits start our pensions at the age of 28.
Axa’s Global Retirement Scope study said the average worker in the US started
Continue reading "Britons Start Pension At 28 On Average" »