More borrowers are expecting their mortgage deals to come with flexible benefits, according to a new survey by UCB Home Loans.
A full 69 per cent of intermediaries reported that their clients are asking for features that can be changed on their tracker mortgages.
The survey also found that 71 per cent of mortgage intermediaries expect tracker mortgages to continue to be as popular as they are now.
UCB Home Loans managing director, Keith Astill said: “Providing borrowers with the option of flexibility with their mortgage has always been an important part of our proposition.
“We recognise that in the buy-to-let and self-cert sectors, both landlords and the self-employed may experience fluctuations in the level of income they receive from one month to another.”
Mortgages which allow a borrower to underpay, overpay or take a break from payment altogether can make managing a mortgage much simpler, added Mr Astill.
Currently the average house price in England and Wales stands at £200,000.
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