With “only” 80 odd days left until Christmas (Ed: anyone else already sick of seeing the Christmas sections appearing in the shops?), it seems that the lenders will be gearing themselves up for a bumper time, as a quarter of all consumers are expected to borrow money in order to help pay for Christmas this year. The majority of this is likely to be done on credit cards, so it’s worth checking out the latest interest rates at some of the comparison websites like MoneySupermarket or Money Facts.