A recent Independent Wealth Check featured a 26 year old teacher from London, who was looking to save a deposit to buy a house, and to contribute to her retirement.
She is currently managing to save £150 a month for her deposit, yet despite this, the prospects of her being able to afford a house in London is looking a bit unlikely.
The experts suggest that she should use her cash ISA allowances to build up her deposit. She should probably also consider buying a house with one or two other people in order to afford it. Her pension provision seems to be under control, so the deposit is really what she should be concentrating on for the moment.