Are you among the 95% of people who have never checked their credit report? Actually, being a Fool, you’re probably in the 5% that have. You are, aren’t you?
I must admit that when I read that so many people had never bothered, I was rather surprised. Surely anyone who’s ever been turned down for credit would want to know why. And considering ID theft and card fraud is given so much publicity along with the recommendation that people check their credit files regularly to make sure they’re not victims, I’d have thought the credit reference agencies would have been inundated with requests. But, apparently not….