One in eight of us can no longer afford to buy a home, according to one of Britain’s biggest banks
Tag: Mortgages
mortgage
Scotsman: Buying Tips
Which? says Payment Protection Insurance should not be taken out with mortgage, loan or credit card plans, as cheaper debt protection is available elsewhere.
Scotsman: Watching The Pennies Is Always Worth It
IF YOU’RE a homeowner, the chances are you will have looked at a range of mortgages on the market to find the best deal for you. You’ll probably also be aware of the benefits of remortgaging every few years to reduce your monthly repayments.
This Is Money: Plug Pulled On Top Home Loans
Homeowner are facing the prospect of even higher bills as mortgage lenders pull the plug on popular deals ahead of a predicted base rate rise
Scotsman: Mortgage Lending Dips From Record
SEPTEMBER’s gross mortgage lending was £17.9 billion, 14 per cent lower than August’s record figure, but slightly more than the £17.8bn reached in September last year, according to the British Bankers’ Association.
Motley Fool: A Better Way To Assess The Housing Market
It seems unfair really. The Halifax and Nationwide have worked hard on producing their own indices based on house characteristics and on mortgages, and now along comes the Land Registry, with its huge database of house prices.
Motley Fool: Max Out Your Savings!
Although interest rates remained at 4.75% this month, a lot of people believe that the Bank of England will raise them to 5% in the next few months. And although this isn’t great news for those with a variable mortgage, it does mean that savers can start earning a decent rate on their cash.
Scotsman: Buy-to-let Yields Fall North Of The Border
RENTAL yields on buy-to-let properties in Scotland have fallen from an average of 6.5 per cent at the start of the year to just under 6 per cent, according to buy-to-let broker Landlord Mortgages.
Scotsman: Scots Escape Stamp Duty Trap
SCOTTISH first-time buyers are more likely to escape the burden of stamp duty than those across the UK as a whole, according to the Council of Mortgage Lenders.
MoneyExpert: “Limited Offer” Tracker Mortgage From UCB
UCB Home Loans has launched a “limited offer” three-year self-certification tracker mortgage, which it says offers the “most competitive” rates on the current market.