Money Watch – Personal Finance Blog

Our new PayPal app is a simple and secure way to get paid back for last night’s takeaway, send money to friends who have an account with PayPal, check PayPal activity, choose currencies to send around the world and more. Plus, we’ve added some new features we think you’ll love…

*NEW* A TOUCH-FREE WAY TO PAY OR BE PAID
• If you’re buying, simply scan the QR code to pay securely with your PayPal app.
• Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone.

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or balance, it’s free and secure to send money or ask for it back from friends and family in the US.
• All you need is an email address, mobile number, bank account, cash pick up service point or mobile top up details. *An account with PayPal is required to send and receive money. If you don’t have an account with PayPal, you can sign up for free quickly and easily.
• NEW FEATURE: just type a name, email or phone number and PayPal will find the right person for you.
• Request money quickly and securely from friends or family with just a few taps.

GET INSTANT SPENDING NOTIFICATIONS
• Never miss a thing – keep on top of payments and sending or receiving money, with instant push notifications.
• Check out all your latest PayPal activity, by just logging in.

ACCESS YOUR BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
• Easily transfer funds from your bank balance to your account with PayPal.
• Shop in-store, online or everywhere Mastercard® is accepted and withdraw cash at ATMs worldwide.
• PayPal Cash Plus account required to get the card.

TRUST PAYPAL SECURE TRANSACTIONS
• You can be sure PayPal will help keep your financial information secure, with commercially available encryption, and fraud detection. All that plus monitoring transactions, 24/7.

Not all features may be available in your market.

Download the Crypto.com App and sign up for an account in minutes.Start earning up to 6.5% p.a. on your crypto. Grow your digital assets now!

With Crypto.com you can:
- Earn up to 6.5% per annum (p.a.) on your crypto,12% p.a. on stablecoins
- Get a Metal Visa Card (up to 8% Rewards back)
- Buy/sell 80+ crypto at True Cost
- Deposit crypto, get an instant loan*
- App users can trade on Crypto.com Exchange instantly

Our first product is the Crypto.com Visa Card :
- A beautifully crafted metal Visa card
- Up to 8% Rewards back on card spending (based on card tier)
- Music and movie subscriptions rebates on selected streaming services**
- Unlimited access to 1000+ airport lounges globally on select cards.
- 10% Rewards back on bookings on selected travel websites**
- Interbank exchange rates
- No Fee ATM withdrawals***

Crypto.com Wallet App covers all your basic cryptocurrency needs:
- Buy crypto AT TRUE COST, no fees, and no hidden spread markups.
- Buy Bitcoin (BTC), Ether (ETH), Litecoin (LTC) and other leading coins with your credit/debit card or bank transfer.
- Securely store, send and receive cryptocurrencies.
- Track 200+ coins with our cryptocurrency price tracker.

Our services are available based on your jurisdiction.

===================================
As compliance is a core competency of Crypto.com, user's identity/location verification will fail if you are located in a market where cryptocurrencies are banned/restricted by local regulations.

Any issues or feedback? Please contact us via in-app/website live chat or contact@crypto.com.

* Not yet available in all markets (e.g. USA)
**These offers are launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.
*** ATM bank fees may apply. Limits Apply. See GetMCO.com or Crypto.com for details.

US Customer Disclaimers:
By using this card you agree to the terms and conditions of the cardholder agreement AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

European Customer Disclaimers:
The Card is issued by PayrNet Limited, an electronic money institution authorized by the UK Financial Conduct Authority to issue e-money (Reference Number: 900594).

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents at any time.

Coinbase: the simple, safe way to buy, manage and sell your cryptocurrency.

We’re the world’s largest cryptocurrency exchange, with over 25 million users across 32 countries worldwide. Coinbase allows you to securely buy, store and sell cryptocurrencies like Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Litecoin, and many more on our easy, user-friendly app and web platform.

Here’s a little taste of what our app does:

BUY EASILY
Own crypto in an instant: Coinbase makes buying bitcoin, bitcoin cash, ethereum, ethereum classic, litecoin and more simple and fast. All it takes is a bank account or debit card.

SUPPORTED ASSETS
Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Ethereum Classic(ETC), Litecoin(LTC), Basic Attention Token (BAT)*, 0x, (ZRX)* and USD Coin (USDC)*.

*Available in select territories.

SMART TOOLS
Brand new to crypto? We’ve got you covered. Stay informed with our updates and features that help you build your knowledge and your portfolio, including automatic buys and price alerts.

STAY INFORMED
Keep track of your crypto: Our clear, user-friendly dashboard helps you see prices and the value of your assets, any time of day, anywhere you are through our website or mobile app.

SAFETY FIRST
Over 98% of cryptocurrency is stored securely offline and the rest is protected by industry-leading online security. Your account is also subject to the same scrupulous safety standards, including multi-stage verification and bank-level security. You can even lock the app with a passcode, or remotely disable your phone’s access to the app if it gets lost or stolen.

BEGINNER TO EXPERT, WE’RE HERE
Whether you’re just starting your crypto journey, or a seasoned expert, you’ll find everything you need to build your crypto portfolio on Coinbase.
Take the first step towards blockchain, bitcoin mining, bitcoin games, bitcoin cash games, ethereum games, litecoin games, or bitcoin trading.

NEED MORE HELP?
Visit help.coinbase.com for information and to contact Coinbase Support.

Welcome to the World's Largest Crypto Exchange for a Reason; with over 200 Coins to Choose.

Trusted by millions of users worldwide. Get started today and buy Bitcoin, Ethereum, Link, Tezos, Cardano and Binance Coin, and more, all with some of the lowest fees in crypto.


Here's what you can do on the platform:


LOOKING TO BUY OR SELL BITCOIN AND OTHER CRYPTO? THAT'S WHAT WE SPECIALIZE IN

Shop Bitcoin, Ethereum, Bitcoin Cash, Litecoin, and more. Simply add a debit or credit card to buy and sell crypto instantly.


WANT TO BE ABLE TO TRADE MORE THAN JUST BITCOIN AND ETHEREUM AND SWAP BETWEEN THEM ALL?

Choose from 200+ supported cryptocurrencies, including Bitcoin, Ethereum, Link, Tezos, Cardano and Binance Coin while always being at the forefront of new coin launches. With our new Lite Mode, you can swap between any crypto you want, even if there is no trading pair.


IS IT SAFE?

Sad that this question still needs to be asked in the Bitcoin and crypto space, but we get it! At Binance, security is our highest priority when it comes to safeguarding your Bitcion and other cryptocurrencies. Your funds are protected by our Secure Asset Fund for Users (SAFU Funds) which means we have your back.


DID YOU KNOW YOU CAN EARN INTEREST ON YOUR BITCOIN & CRYPTO HOLDINGS? YOU CAN!

Earn money on your crypto and enjoy some of the highest interest rates on the market with Binance Savings & Staking. USD Stablecoin interest rates all over 5%. Can your traditional savings account beat that? No way.


WANT TO BE ALERTED WHEN PRICE MOVES ON CERTAIN COINS?

You can set price alerts with a single tap to stay up to date on the latest prices and trends.


ARE YOU A BEGINNER? WE GOT YOU. ARE YOU A PRO? WE HAVE A PLATFORM FOR THAT TOO

New to crypto? Our Binance app’s mobile-first design lets you switch between Lite and Pro interfaces with a single tap. Keep it simple or access advanced trading features, all in one app.


LOOKING FOR RECURRING BUYS?

We’re making it easier than ever to buy crypto. Set a recurring buy to purchase Bitcoin and other crypto on a regular basis. You choose how much you want to buy and how often, and our Binance app does the rest!


LOOKING FOR A WAY TO SPEND YOUR CRYPTO? BINANE CARD IS ROLLING OUT

Spend Bitcoin or BNB at over 50 million merchants worldwide when you sign up for the Binance Card. Available in select markets.


SEND AND RECEIVE CRYPTO INSTANTLY

Send and receive crypto from friends and family, to and from your Binance wallet with QR codes.


24/7 CUSTOMER SUPPORT

We’re always here to help, whether you’re a longtime user or just getting started. Access 24/7 live chat customer support in 8 languages (English, Chinese, Russian, Spanish, Portuguese, Turkish, Korean, and Vietnamese).

Binance App is available only to non-U.S. citizens and residents. For U.S. citizens and residents, please install Binance.US App.

Cash App is the easiest way to send, spend, save, and invest your money. It’s the SAFE, FAST, and FREE mobile banking* app.

*Banking services provided and debit card issued by Sutton Bank or Lincoln Savings Bank, Members FDIC

SAFE: Protect all of your payments and investments with a passcode, TouchID, or FaceID. Pause spending on your Cash Card with one tap if you misplace it. All of your information is stored securely.

FAST: Sign up and make your first payment in minutes. Instantly send and receive money from friends. Transfer money from Cash App to another bank account instantly instead of waiting days. Use your Cash App account and routing number to receive deposits up to two days earlier than is standard with most banks.

FREE: Send and receive money at no cost. Get a completely free virtual Visa debit card in minutes, and we’ll mail you your custom physical debit card for free in about a week. Invest in your favorite stocks commission-free with as little as $1.

* HERE’S HOW IT WORKS *
Download and sign up for Cash App in a matter of minutes. The signup process is simple and fast so that you can start using Cash App right away.

* SEND AND RECEIVE MONEY INSTANTLY *
Receive, request, and send money from friends and family instantly with only a few taps. Cash App is the easiest way to pay a friend back for dinner or split rent with your roommates.

* BUY, SELL, DEPOSIT, AND WITHDRAW BITCOIN *
Cash App is the easiest way to buy, sell, deposit, and withdraw Bitcoin. Track the BTC price in realtime in your app and get started by buying as little as $1 of Bitcoin. Your BTC arrives in your app instantly. You can then decide to keep it safe in Cash App or withdraw it to a different wallet.

* BUY & SELL STOCKS COMMISSION-FREE *
Instantly begin investing commission-free with Cash App. You can buy as little as $1 of stock in top US companies. Track stock prices in realtime in your app and monitor the performance of your overall investment portfolio. Create a list of companies to follow so you can stay up to date on performance. Brokerage services provided by Cash App Investing LLC, member FINRA / SIPC. Investing involves risk; you may lose money. Investments are not FDIC insured. Cash App Investing LLC does not trade bitcoin.

* GET A FREE CUSTOM VISA DEBIT CARD *
Order your Cash Card (a customizable Visa debit card) directly from Cash App. You’ll be able to instantly make online purchases using your virtual card or in-store purchases by adding your Cash Card to Apple Pay. We’ll also mail you your physical laser-etched Cash Card in less than a week so you can swipe, dip, or tap at any merchant.

* RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY *
Deposit paychecks, tax returns, unemployment benefits, government stimulus payouts and more directly into your Cash App balance using your account and routing number. Receive deposits up to two days earlier than is standard with most other banks. Use the same account and routing information to pay bills using your Cash App balance.

* GET INSTANT DISCOUNTS WITH CASH BOOST *
Cash Card is the only free debit card with instant discounts at your favorite stores, websites, apps, and restaurants. These instant discounts - Cash Boosts - are easy to use and are applied to Cash Card transactions instantly. Just select a given Cash Boost in your app and then use your Cash Card to pay. It’s that simple. No points, no waiting, just instant savings.

The Barclays app

HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account or Barclaycard, you can register for the app. You’ll need the 16 digit number off your card, then follow the onscreen instructions. Some customers may be required to verify their identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future.

THE BENEFITS
• Log in quickly and securely when you set up access through Touch ID or Face ID
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It can take up to 4 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• No need to log in to lots of apps - view your current accounts held with other banks, safely and securely, in your app
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2021. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

The UK's fastest-growing bank is coming to the US!

Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.

Always know how much money you have

Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.

Use your card anywhere

Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.

Spend for free

We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.

Pay people in seconds

Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!

Stay in control

If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)

Rest easy

Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.

Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.

When it’s hard to find a moment for those small but important jobs, our app is here to help. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

And since you’ve usually got your mobile or iPad on you, it’s the simplest way to do your everyday banking.

- Log on quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Check your balances and pending payments
- View individual transaction details
- Transfer money between accounts, and make UK and international payments
- Pay your loan or credit card bill
- Pay in cheques
- Apply for loans, savings, cards and more
- Easily freeze debit card transactions, report lost or stolen cards and order replacements
- Reset your password or request a new PIN
- Update the your contact details
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.

GETTING STARTED
New to this app? Setting it up is quick and easy – you just need to register your device. For this you’ll need:
- An up-to-date phone number registered with us
- Lloyds Bank UK personal, Islands personal or sterling international account
- Internet Banking user ID, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. As a Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee: http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.


INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Save the Change® is a registered trademark of Lloyds Bank plc.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

UK's #1 app for active trading & long-term investing.* (76% of retail CFD accounts lose money when trading with this provider)
Access the global financial markets commission-free and hassle-free.
Start with a free, lifetime practice account with virtual money.

Authorised and regulated by the FCA (UK).

Trading 212 Invest & ISA:

- Totally free and unlimited - no commission, no fees
- 10,000+ Real Stocks and ETFs from the UK, the US, Germany, France, Spain and the Netherlands
- Uncompromising, direct trade execution on the stock exchanges - we don’t sell your order flow

Trading 212 CFD:

- 3,000+ CFDs on Stocks, Forex, Gold, Oil, Indices and more
- Tight spreads even at news time
- Smooth and easy to use charts for technical analysis

...and always an outstanding live customer service, responding within seconds.


* Based on statistics by App Annie.

Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.


Trading 212 is offered by the following companies:

Trading 212 UK Ltd. authorised and regulated by the FCA (Register number 609146).
Trading 212 Ltd. authorised and regulated by the FSC, Bulgaria (Register number RG-03-0237).

Seller: Trading 212

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.


THE BASICS
- Sign in quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- View details of individual transactions
- Check money coming in and going out
- Make transfers and payments (it’s so easy)
- Manage your standing orders and view direct debits
- Pay your loan or credit card bill
- Pay in cheques
- Set up new payees or pay your phone contacts.


A FEW EXTRAS
- Earn as you spend with Cashback Extras
- Apply for loans, savings, cards and more
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.


STAY SAFE
- Freeze card transactions if you’ve temporarily misplaced your debit card or want to restrict how it’s used
- Report lost or stolen cards
- Order replacement cards and PINs
- Reset your Online Banking password
- Update the contact details we have for you.


GETTING STARTED
New to this app? No problem. Just register your device and you’re ready to go. For this you’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information (you can create these in the app).


KEEPING YOU SAFE ONLINE
We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee: http://www.halifax.co.uk/aboutonline/security/


CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax .


IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.


When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.


Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).


Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.


Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Save the Change® is a registered trademark of Lloyds Bank plc and is used under licence by Bank of Scotland plc.


Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Unlike other money management app that are overloaded with features, have poor design, and require a subscription fee, Savings 3 is a no-frills money manager.

Savings 3 has a smart design that lets you accomplish everything you need to do financially without unnecessary features. Also, you only need to pay once for Savings 3 to use it forever. A refreshing change from the world of subscription software.

“Savings answers the call for a personal finance app that isn’t intimidating and difficult to use.” – AppStorm

• Simple, and it always will be.
Unlike other financial apps that are overloaded with features, Savings focuses on 20% of the features you use 80% of the time.

• All yours accounts, neatly organized.
Are you the meticulous type who likes to keep account information neatly organized? Savings is designed for you.

• Gain financial insight through charts.
Powerful charts just one click away that shows you exactly how you are doing financially now or through time.

• Never forget to pay a bill.
Scheduled transactions let you easily keep track of transactions that repeat at a regular interval, such as bills.

• Lightweight and flexible.
Savings doesn’t impose a structure on you. You can use it however you like. Many of our customer use it for both business and personal accounts.

• Beautiful design.
We care deeply about delivering a best of breed user experience. Every pixel of every screen is carefully crafted for your viewing pleasure.

• Also available on the Mac.
Savings for Mac offers even more powerful feature to help you mange your finance better.

• Seamless iCloud sync.
Use Savings on your iPhone and on your Mac. The same data magically appears everywhere.

• Your privacy is always protected.
We never sell your data. Your data is for your eyes only.

Got questions? Email support@savingsapp.com

- Discovery the direction market will move.
- Detect strength of market is strong or weak.
- Confirm possibility reversal of market.
- Help trader decide to trade, hold position or exit position.
Forex Sentiment will give the data below to help traders make the right decision to invest in forex market.
- 08 popular currency analysis: USD, EUR, GBP, JPY, CAD, CHF, AUD and NZD
- 29 pairs currency analysis: EURUSD, GBPUSD, USDJPY, AUDUSD, NZDUSD, EURGBP, EURJPY, USDCAD, EURAUD, GBPJPY, GBPAUD, EURCAD, EURCHF, EURNZD, AUDCAD, AUDCHF, AUDNZD, AUDJPY, CADCHF, CADJPY, CHFJPY, GBPCHF, NZDJPY, USDCHF, GBPCAD, GBPNZD, NZDCAD, NZDCHF, USDSGD
- Metal Analysis: XAUUSD, XAGUSD
- Long(Buy) volumes and Short(sell) volumes
- Long(Buy) positions and Short(sell) positions
- Net Volumes: The ratio between Long volumes and short volumes
- Net Positions: The ratio between Long positions and short positions
- Percentage: The percent of long volumes and short volumes
- Trading Signals: Forex Sentiment Market provide for trader the signals of market to help trader easy to determined trending and trade.
When you decide to invest in forex market so you will have a lot of questions time by time: How is current trend of market? it's grow up, it's down or side way? Whether the trend is about to reverse or continue? The current strength of market is strong or weak...etc...It's not easy to answer. There are too many indicators trying to answer that questions but they are not really effective because the indicators only focus on price rather than psychological analysis of buyers and sellers.
The fact is that the market sometime against the majority traders so when you decide trade the forex market, you need a valuables data to know what the majority of traders are doing and decide to trade or exit trade.
You can using Forex Sentiment to investing to Forex Market, Stock market, Coin, Asset management or personal financial
Forex Sentiment provide very valuables data about the forex market for you and we wish you will know how to use this information to get profit for your life. Happy trading!

*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need

The premium UK Salary Tax Calculator which includes a Tax Rates Reference Guide and VAT Calculator.

Reached No.1 in UK Finance Charts on the App Store. Also featured on BBC Radio 4 & Sunday Times.

Unlike some free tax calculator apps, Tax Tool has all calculations and data built-in, so there's no need for an internet connection - use it anytime and anywhere, even if you don't have a signal!


SPECIAL FEATURES

• Perform Reverse Salary Calculations for working out your target salary from the take-home pay you need - useful for job interviews and pay rise negotiations

• View a pocket guide of key UK tax rates, limits and allowances, including Income Tax, National Insurance, Capital Gains Tax, Stamp Duty Land Tax and Pension Schemes

• Email your results, including a breakdown of the calculation, for sharing or backup purposes


CUSTOMER REVIEWS

"There's a reason for the high review scores posted for this app...it is an extremely well designed and thought out app."

"Brilliant app. Just saved me £160. Email and print give a very clear printed breakdown."

"This app is easy to use...I rarely write app reviews, but this one deserves all the praise it gets..."

"Outstanding - one of the best personal finance apps available."


OVERVIEW

Tax Tool is designed for UK taxpayers in paid employment, using the Pay-As-You-Earn (PAYE) system of automatic tax deduction.

The app was inspired by the quality of Apple's own apps. It was designed to be comprehensive, but also to be very easy to use and input information, with immediate results.

Choose to enter as much or as little as you want: accuracy is improved if you enter more information and if you enter your Tax Code, but it still gives a useful rough guide if you enter none of these.

A key feature is that it can perform reverse salary calculations. You can enter your desired take-home pay (what you need to receive, after payroll taxes are deducted, to cover your everyday lifestyle) and Tax Tool will instantly work out the salary needed to achieve that target. You can easily flip between these to work out net pay from gross salary or vice-versa.

The app also performs UK VAT calculations, and contains a handy reference for UK tax rates, limits and allowances.

Quick and simple: this is not designed to be a replacement for a full tax return (it doesn’t ask for full details on all your financial affairs), but it does provide a quick and useful estimate of the amount you will receive in your pay packet.


ADDITIONAL FEATURES

• Instant calculations as you type
• Doesn't need an Internet connection
• Shows a detailed breakdown of the calculations, including Income Tax paid at each band
• Flexible periods: enter and view results annually, monthly, four weekly, fortnightly, weekly, daily or hourly
• Calculates your National Insurance contributions, as well as your employer's
• Includes a VAT calculator, with reverse function
• Calculates PAYE tax for tax years 2020/21, 2019/20, all the way back to 2009/10
• Provides an instant rough guide. Enter optional settings to improve accuracy
• Works with iOS 12 & iOS 13.

Optional Settings available:
• Scottish tax (SRIT) - all five bands from 2018 onwards
• Tax Codes - recognises L, S, M, N, K, T, P, X, Y, BR, D0, D1, NT, 0T, M1 and W1 codes
• Contributions to company pensions (as a percentage or fixed amount). Also supports salary sacrifice pensions and contributions taken from net pay
• Childcare Vouchers
• Student Loan repayments (Pre Sept 2012 and Post Sept 2012 schemes supported)
• Overtime and Bonuses (as a percentage or fixed amount)
• Tax deductions
• Benefits-in-kind
• Contributions to charities
• Salary sacrifice (three types)
• Regular deductions from net pay
• Marriage Allowance transfers
• High Income Child Benefit Charge estimation
• Ability to switch off National Insurance calculations if State Pension Age reached.

Apple "New apps and games we love" (on the Mac), March 2017

Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010

Account Tracker Pro is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances.

Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker Pro (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above.

ACCOUNTS
- Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc
- Separate your accounts into groups, e.g. personal vs business accounts
- Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc
- Quickly and simply enter one-off transactions as they happen
- Reconcile your account data with your statements
- While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments
- Alerts if an account is likely to go overdrawn or hit its overdraft limit

BILLS
- Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually
- View all transactions with reminders set
- Alerts to tell you when these transactions are due

BUDGETS
- Add budgets per category for spending, income and transfers across individual or multiple accounts
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years)
- Monitor your transactions against the goals you set

REPORTS
- Detailed reports to really understand your financial position
- Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years)
- Export or print reports as PDF files

DATA, BACKUPS AND SYNCING
- Import historical transactions or bank statements from a CSV file
- Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet
- Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud
- Support for database syncing across multiple devices (using either Dropbox or iCloud)
- PIN code protection, plus Face/Touch ID and 1Password integration

PLUS
- Full multi-currency support, per account and per transaction
- The default currency is the one local to your device, but this can be overridden
- Supports sub-categories and splitting a transaction across multiple categories/subcategories
- Universal app that works on the iPhone, iPod Touch and iPad - buy once, use it on ALL of your devices
- Also supports the Apple Watch, to display account balances and a snapshot of your main budgets
- In-app user guide

SUPPORT
Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/).

Alternatively, contact me directly via my support pages and you will get a quick response.

The US Debt Clock .org App gives you a Real-Time glimpse of the most relevant economic data showing the financial condition of the US Federal Government, the 50 States and the World with over 3000, up to the Second Data Fields.

• Go Back in Time to the Year 1900 to see the performance of each President, all the
way forward into Future elections.

• Compare the Debt, GDP, Debt Per Citizen and Unfunded Liabilities of all 50 US States.

• See the World Debt Clock represented in US Dollars, and how each Country's Debt
Level and GDP place them in the Global Economic System.

• Look into the Future to see the US Debt Clock in 4 and 8 Years at Current Rates.

• See the Top 50 US City Debt and Unfunded Liabilities.

• Look into the Classified Budgets and Programs of the various US agencies.

• See all NASA's Current and Past Space programs represented in Today's Dollars.

• See the Cost of every US War in Today's dollars

• See the Cost of America's Military Hardware through History and in Inflation Adjusted Dollars Today.

• See a complete list of the Average Pay and 20 year Increase for the Top 200 Occupations in the U.S.

• See the Fortunes in Today's Dollars of some off America's top pioneers

• A special feature which lists America's most Expensive Natural Disasters in Today's Dollars.

• Take a Glimpse back in time 100 years and see the increase in prices for a List of Common Consumer items, Including Cars.

• Keep up to date with World Energy Usage, Precious Metals Production and Demand, Year to Date Auto Sales and Home Prices and Sales Rates.

• Go Back by decade to see where US Debt Levels were in 1980, 1990, 2000 and 2010.

• Travel Back in Time to the year 1100 for a complete History of Money and Banking.

• Federal Budget Showdown matches the CBO, OMB, HCB and USDC against each
other, 4 years into the future.

Look no further, you have found the best Financial Calculator app available.

In-App Purchase: 10bii+ Features (Bonds, Breakeven, Depreciation, Trig, Probabilities) available!

5 Stars: "What is the PV of WOW? I'm sure thrilled with everything about this app! Too bad there isn't room for another star!" - Pokey

5 Stars: "This tool is excellent. It's downright marvelous! I would recommend it to any financial advisor without reservation." -John L Olsen, CLU, ChFC, AEP

5 Stars: "Awesome Financial Calculator! I use it all the time and love it!" - Tinahart2

5 Stars: "Great customer service along with the app's ease of use made this purchase a no brainer." - HarborDan

5 Stars: "I am a full-time investor in real estate and notes. This has become my "go to" app on my iPad. [It does a] wonderful job in integrating visual tools to illustrate financial cash flows. A++++" - Sanjosee

Highlights:
- Displays current N, I/YR, PV, PMT and FV values right above buttons
- Print or Save PDF Amortization Schedules
- Easily enter your Uneven Cashflows in a spreadsheet-like worksheet
- Video Tutorials in Help section
- Draws Cashflow Diagrams for simple TVM or complex Uneven Cashflows
- Saves Recent calculations so you can easily reload them
- Easy Mode allows everyone to get the financial answers you need!

Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!

The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular HP 10bII Financial Calculator, the 10bii Financial Calculator app combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets. The 10bii Financial Calculator's keypad has been specially designed to be easy to use and easy to see.

By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flows, lets you see the stored values of all of your memory registers in one easy view, graphs your statistical series, and lets you type in whole equations for easy review and one-touch evaluation.

With the 10bii Financial Calculator, you can:

Get answers to common financial questions WITHOUT having to know how to use a financial calculator! With the 10bii Financial Calculator's Easy Modes, answer a few simple questions worded in plain language (rather than Financial-ese) and find out just how much you'll save with that refi, how much you'll have at retirement, how long it'll take you to save up for that big purchase and more. Now with 12 Easy Modes!

Easily enter and see diagrams for Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.

Enter and analyze statistical data points, and see graphs based upon the values you enter. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.

Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.

•••Featured by Apple as 'Best New App', 'Editors Choice'•••
•••In 2014 - 2016, has been awarded the United States (Top 8), Canada (Top 5) and other national financial list of recommended works•••
•••There are more than 100 countries, more than sales of the first financial application•••


It can help you keep track of your daily, weekly, monthly expenses, minus the unnecessary expense! To let you know your costs!
It will become your most needed! Perfect when you are on the go! Many people worldwide use every day.

Through a simple and effective way to organize your category,daily, monthly personal budget! You can know your daily spend much money, how much money you can spend. A nice chart will tell you!
 

Main Features
 - Add a transaction in seconds - perfect when you are on the go.
 - Take a note and Account to help better manage your transactions.
 - Keep it simple and elegant, to simplify, to remove unnecessary operation!
 - Elegant user interface and Colorful.
 - See how much money you can spend each day, how much money you can spend, See how much you spent in the past.
 - Monthly countdown, monthly how much money is available to help you save money.
 - Through daily budget to help you subtract unnecessary expenses to help you save money for your convenience.

Humanization Design
 - iCloud sync and backup.
 - Gesture password protection.
 - Support export CSV.
 - Multiple category budgets.
 - Monthly & daily budget.
 - Custom Account.
 - Custom Category.
 - Custom category icon.
 - Weekly calendar.
 - Colorful themes.
 - All transactions can add pictures.


Easy To Use
 - Just three seconds.
 - Select Category - Enter Amount - Done (Optional: account & notes & date).
 - Its ease of use, excellent and elegant design, making it an indispensable tool for every user.

Intuitive Charts
- Beautiful interactive charts.
- By beautifully powerful pie data visually show your financial situation different statistical classification of financial information.

Elegant UI
 - Every day is a new budget, to give you a kind of "Burn After Reading" feeling.
 - Total budget pie chart visually shows you the month, the total expenditure, the balance in detail.
 - Small pie chart visually shows you spend, the more spending, the smaller percentage of the pie.

Join over 1 million people using Fudget - the easiest to use & highest rated (4.8/5) budget app on the store! Download now and save money!

*** Recently featured on the Fox 5 Atlanta TV station ***

"Fudget takes the stress out of managing your money" — Engadget

"Tally expenses for a business trip...or keep track of how much you're spending in real-time on vacation" — Fox 5 Atlanta (TV)

"Good for tracking short-term budgets for the holidays, vacation or for tracking work expenses." — Forbes

“Fudget's less-is-more approach is a Zen-like take on managing your money...” — TUAW.com

CUSTOMER REVIEWS:

“Great budget tool! The best tool I have found in the App Store. Hands down”
*****
— Mr_clutch43, USA

“Best budget app out there! No ads and simple interface equals perfect for what it is supposed to do! Well done creators!!! 5/5”
*****
— Ondey101, New Zealand

“FINALLY, a simple app for budgeting. I'm a young gal, and every other app went way too much into detail for me about financial stuff I didn't even know anything about. If you are looking for an app to just lay out what you make and what you need to pay, this is for you.”
*****
— Kristaaaaaaaaa, Canada

“The best! I've used several budget planners from the App Store and this little beauty is the best of the lot. Simple in design and very easy to use - absolutely perfect. Thank you”
*****
— Wolfsbane71, UK

FEATURES:

- Much simpler than other apps - see people's reviews!
- Create simple lists of incomings & expenses - keep track of the balance
- Learn the interface in seconds
- One-tap adding & editing
- Tap star on an income or expense to repeat it on future budgets
- No time constraints - use it monthly, weekly or however you like
- Drag to reorder items
- Mark an expense/income item as "paid" - optionally view the balance of only your Paid items
- Choice of currency symbols (or choose your own)
- Passcode lock & login
- Touch ID login - secure your app and data with your fingerprint
- Face ID login for iPhone X
- Universal app - install on iPhone, iPod touch and iPad

FUDGET PRO EXTRA FEATURES:

- Dropbox Save & Restore - easily share your budgets with yourself across your devices or even with a loved one. Save your data securely to Dropbox and restore later to any device
- Sorting - sort your items by date, name or amount
- Calculator - quickly calculate values (addition, subtraction, multiplication & division) and insert into your budget
- Export CSV - export any budget to a .csv file and open in your spreadsheet software
- Themes - choose from 8 beautiful color schemes
- Remove ads

If you've ever been unsure of what numbers to pick for the lotto or just want a completely random selection -

this app is exactly for you. Simply select from

-Lotto
-Thunderball
-Euro millions
-HotPicks

and then shake your device or click the button. Voilà you're numbers are created.

Store your favourites too.

Good Luck!!