Money Watch – Personal Finance Blog

The improved PayPal mobile app is the secure way to send, receive, and access your money from almost anywhere.

With our improved app, you'll get the convenience you want, paired with the secure transactions you've come to trust from PayPal. Plus, there are no transaction fees when sending money to Friends and Family in the U.S. when you use your bank account or balance.

HELP KEEP YOUR FINANCIAL INFORMATION PRIVATE AND PROTECTED
You can get peace of mind you deserve with:
24/7 transaction monitoring
Secure encryption technology
Fraud protection
Fingerprint and two-factor authentication (activation required)

SEND MONEY TO FRIENDS AND FAMILY FOR FREE
It’s free to send money to Friends and Family in the U.S. using your bank account or PayPal balance. Settle up for your share of the bill, send a loved one the gift of money, or request money from a
friend with ease.

PAY FOR GOODS AND SERVICES WITH CONFIDENCE
Sending money to someone you don't know? With PayPal, you can send it with confidence. When selecting Goods & Services, your eligible send money transactions can be protected by Purchase Protection. Terms and Limitations apply. And, if the recipient doesn't have a PayPal account, can open one easily for free.

ACCESS YOUR BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
Easily transfer funds from your bank to your PayPal account and access your balance with the PayPal Cash Card. Shop in-store, online or anywhere Mastercard is accepted. Plus, withdraw your PayPal funds at ATMs worldwide.

SEND MONEY TO PAYPAL ACCOUNTS AROUND THE WORLD*
We make it easy to send money internationally. Choose from a range of currencies to help maximize the value of your dollar with our competitive fees. Sender and recipient must have a PayPal account.

The UK's fastest-growing bank is coming to the US!

Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.

Always know how much money you have

Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.

Use your card anywhere

Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.

Spend for free

We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.

Pay people in seconds

Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!

Stay in control

If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)

Rest easy

Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.

The Barclays app

HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need the 16 digit number off your debit card and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future.

THE BENEFITS
• Log in quickly and securely when you set up access through Touch ID or Face ID
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 4 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• No need to log in to lots of apps - view your current accounts held with other banks, safely and securely, in your app
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2019. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

Winner of the ‘Best Banking App’ at the British Bank Awards for 2017 and 2018, our award winning app is available to download for our Online Banking customers.

What you need to register
• You’ll need to be registered for Online Banking
• Your Customer Number, which is your date of birth followed by four random digits
• Your Online Banking PIN & password, which is what you use to log in online
• When logging in for the first time you’ll be asked to choose a mobile banking PIN, which is what you’ll use in the future

Key Features
• Log in using Touch ID or Face ID – there’s no need to remember any details when logging in. Available on a compatible iPhone or iPad.

• Personalised greeting – customise how your app greets you when you log in, morning, day or evening.

• Get Cash – visit a cash machine and withdraw up to £130 without your debit card – perfect if you’ve forgotten your wallet.

• Pay someone new without a card reader – all you need is their account number and sort code and you can send up to £750.

• Manage receipts – designed specifically for Business customers, capture images of your receipts and organise them by date or type.

Other important information about our app
• Get Cash allows you to withdraw up to £130 every 24 hours at any NatWest, Royal Bank of Scotland (in Scotland) or Tesco ATM, as long as it’s within your daily withdrawal limit. You must have at least £10 available in your account.
• Paying someone new without a card reader allows a maximum of five payments totalling £750 per day. You must be aged 16 or over.
• Paying your contacts allows a maximum of 20 payments totalling £250 per day. Pay anyone who has our app or is registered for Paym. You must be aged 16 or over.
• To cancel a Direct Debit from within the app, you have until 8:20pm (UK time) on the day the payment is due. At or after 8:20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.
• To cancel or amend a standing order from within the app you must give at least two working days notice.
• You can create one Travel Plan at a time, for a maximum period of 90 days, that includes up to seven countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking, and only in your name. Joint account holders should register separately.
• Managing your receipts is available to Business Banking customers only.
• Standard data charges may apply – contact your network operator for details.

To enjoy all of the features that our app offers, you will need to accept the following permissions:
• Network communication for connectivity
• Your location to find your nearest cash machine or branch
• Access to your contacts list to allow you to Pay Your Contacts

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.

Designed especially for our UK customers, the HSBC UK Mobile Banking app lets you manage your money on the go easily and securely.

• Log on quickly and securely with Face ID and Touch ID
• See your accounts, transactions, standing orders and Direct Debits at a glance
• View and download your statements
• Send money to new payees using their bank details or phone number (Paym)
• Transfer money between all your eligible worldwide HSBC accounts
• Deposit a cheque
• Block your card temporarily

If you have HSBC accounts outside of the UK, please also download the HSBC Mobile Banking app to manage your global accounts.
HSBC is committed to providing digital applications that are accessible to all its customers. We take this responsibility very seriously; accessibility will continue to be a major consideration as we develop the app, and improvements will be delivered in future updates.

If you are not yet a Digital Banking customer, you will need to register for UK Digital Banking in order to use the HSBC UK Mobile Banking app.

Terms and conditions apply.

Use Touch ID, Face ID or your security details to quickly and safely access your Santander accounts in one place. Pay your bills, your friends and your mobile contacts with ease.

Business customer? You’ll need to download our other app, ‘Santander Mobile Business Banking’ to manage your business accounts.

Manage your accounts
•See your running account balances and transaction history
•Check pending transactions for your credit card
•See information about your Santander products to help you make the most of your money

Quick, easy payments
•Move money between your Santander accounts, or pay somebody else
•Pay somebody using just their mobile phone number through Paym
•Manage your Direct Debits and standing orders
•Share payment confirmation through email, SMS or your messaging apps
•Use Touch ID, Face ID or your Security Number to authorise transactions made online, and consents with third party providers.

Your money, your way
•Choose your Retailer Offers and get cashback at top retailers, just by spending with your Santander credit or debit card
•View alerts you’ve set up to help keep you informed
•Set up the Quick Balance widget on your device’s Today View, and see the balance of your chosen account without having to log on to the app

Before you start

You’ll need to make sure that we know your current UK mobile number, so that we can send you One Time Passcodes. Once that’s done, it takes just a few minutes to get started with Mobile Banking.

•Open the app and enter your Online Banking log on details
•We’ll send you a One Time Passcode (OTP) by text message
•Enter the code into the app and we’ll register your device
•We’ll then ask if you want to set up Touch ID or Face ID to log on
And that’s it, you’re in!

Remember …

Never share a One Time Passcode (OTP) with another person. Not even a Santander employee.
Never download software or let anyone log on to your computer or devices remotely following or during a cold call.
Never enter your Online Banking details after clicking on a link in an email or text message.

All interest and Retailer Offer rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander Mobile Banking will not run on devices that have been jailbroken.

Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 10 or above in order to use this app. If you are unable to update to this version, please log on to Santander Online Banking to access your accounts.

Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.

When it’s hard to find a moment for those small but important jobs, our app is here to help. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

And since you’ve usually got your mobile or iPad on you, it’s the simplest way to do your everyday banking.

- Log on quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Check your balances and pending payments
- View individual transaction details
- Transfer money between accounts, and make UK and international payments
- Pay your loan or credit card bill
- Pay in cheques
- Apply for loans, savings, cards and more
- Easily freeze debit card transactions, report lost or stolen cards and order replacements
- Reset your password or request a new PIN
- Update the your contact details
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.

GETTING STARTED
New to this app? Setting it up is quick and easy – you just need to register your device. For this you’ll need:
- An up-to-date phone number registered with us
- Lloyds Bank UK personal, Islands personal or sterling international account
- Internet Banking user ID, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. As a Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee: http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Save the Change® is a registered trademark of Lloyds Bank plc.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Stay in control of your finances at your convenience with our handy Mobile Banking App. To get started, all you need to do is download the app.

**Features**

Manage your money
• Set up and pay a new payee*
• Set up and amend standing orders
• See pending transactions for your current account(s)
• Freeze and unfreeze your debit card if you temporarily misplace it
• Report your debit and credit cards as lost or stolen
• Complete a balance transfer to your Nationwide credit card*
• Log in with Touch ID or Face ID** – Fast, simple & secure access to your accounts
• Transaction history – View the last 15 months' activity on your Current, Credit Card and Savings accounts plus 24 months of your mortgage payments
• Search transactions – Helps you track down a particular payment quickly and easily
• Payments and transfers – Send money to existing payees, now or on a future date
• Manage payments – View and cancel standing orders and Direct Debits
• Pay a contact using their mobile number – Send and receive money via Paym with just a mobile number
• Cash flow bars – Your monthly spending habits made simple and visual
• Quick Balance – See your balance without the need to log in
• Apple Watch compatible – Check your balances with just a flick of your wrist
• View your customer number and the contact details we have on file for you

Become a super saver
• Create Savings Goals – Stay motivated (and on track) as you watch your savings grow
• Impulse Saver – Quickly save without logging in, making it even easier to put some money away for a rainy day
• Your savings interest rate – See what you're getting back for what you’re putting away

Customise your accounts from your device
• Increase or decrease your credit card limit
• Text alerts and paperless settings – Sign up or amend your text alerts and cancel paper statements if you don't really need them
• Manage your overdraft – Increase/decrease your overdraft limit
• Apply for something new – Apply for a broad range of Nationwide accounts

*You'll need your card reader for added security
**Device and operating system compatibility requirements apply

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

THE BASICS
- Sign in quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- View details of individual transactions
- Check money coming in and going out
- Make transfers and payments (it’s so easy)
- Manage your standing orders and view direct debits
- Pay your loan or credit card bill
- Pay in cheques
- Set up new payees or pay your phone contacts.

A FEW EXTRAS
- Earn as you spend with Cashback Extras
- Apply for loans, savings, cards and more
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.

STAY SAFE
- Freeze card transactions if you’ve temporarily misplaced your debit card or want to restrict how it’s used
- Report lost or stolen cards
- Order replacement cards and PINs
- Reset your Online Banking password
- Update the contact details we have for you.

GETTING STARTED
New to this app? No problem. Just register your device and you’re ready to go. For this you’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee: http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax .

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Save the Change® is a registered trademark of Lloyds Bank plc and is used under licence by Bank of Scotland plc.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Revolut is an account designed to help manage your money better, anywhere in the world. Unlike the banks, we speak to our customers like humans, we don’t add hidden fees and we put technology at the heart of everything we do.

Think instant spending notifications, built-in budgeting, buying and selling currencies in seconds and an easy way to spend and send money abroad with the real interbank exchange rate. Pretty neat, right?

Open an app-based account with us in just a few minutes and join 6+ million people who are experiencing a radically better way to manage and control their money.

Manage your money

• Get instant spending notifications after every card payment
• See how much you spend each month on things like groceries and transport
• Set up monthly spending budgets for things like restaurants and bars
• Round up every card payment and save up your spare change

Spend money abroad

• Spend abroad in over 150 currencies with the real exchange rate
• Hold and exchange currencies in the app with the real exchange rate
• Withdraw $300 per month for free from international ATMs

Transfer money abroad

• Transfer money abroad with the real exchange rate
• Send and request money from friends and family at the touch of a button
• Set up scheduled and recurring payments in seconds
• Split the bill with friends and family and we’ll take care of the math

Security the way you want it

• If you lose or misplace your card, just freeze/unfreeze it from within the app
• Turn on and off things like contactless, e-commerce and swipe payments
• Speak with one of our friendly agents with 24/7 customer support

What the media say about us

“Look out high street banks, the Revolut is coming”
- TechCrunch

“Revolut are chipping away at the big banks by offering a slick app and slashed fees”
- New York Times

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com

A housekeeping book cannot be easier. The surface is kept simple on purpose and provides all features you will need for the management and analysis of your finances. No more, no less.

▶ ADVANTAGES COMPARED TO OTHER APPS

THE PRICE. Compared to other apps the price is kept particularly low and the programme was designed as a universal app. This means you do not have to pay twice for the iPad and iPhone versions. In terms of functions this app is a match for any other more expensive app. Have a look at our features! We are continuously developing the app, always look forward to hearing your wishes and suggestions and will try to incorporate them.

EASY TO USE. An accounts book should be clear and easy to use, otherwise you quickly grow tired of using it and lose sight of your financial situation. This app helps you stay on top of your income and expenses, making it easy to manage your money. Many comparable apps are overwhelming and too complicated. This app tries to do things in a simple and better way.

THE STRUCTURE. Do not be deceived by the simple and elegant appearance. The display was deliberately kept simple, but contains all functions that you need to plan and manage your finances, including comprehensive graphs and reports. The overview display gives you control over all the necessary figures. There is no easier way to visualize your financial situation over the upcoming months.

IT IS FUN. Get rewards for your discipline and see what expenses you can expect each month. Even without internet access you can quickly check all daily and recurring entries. Using this app is simply fun.

Unlike many other apps, our apps get further developed and we have been releasing free updates for years. Many wishes and ideas of users have already been implemented. Also in the future, the app will be maintained and updated to all new features of the operating system.

▶ OVERVIEW OF FUNCTIONS

• Simple and attractive appearance
• Universal app for iPhone and iPad
• Optimised for iPhone 8 (Plus) and iOS11
• One app for all devices – without InApp-purchasing
• Support for Touch-ID & Widget & 3D Touch
• No internet connection or registration required - unlike comparable apps
• Infinite number of accounts
• Consideration of receipts, expenses and transfers among the various accounts
• Classification of entries based on free configurable mean and sub-categories, payment methods, persons and groups
• Automatic completion of the entry
• Marking of entries (marked and cleared)
• Recurring entries (weekly, monthly, …) are created once and then pasted automatically
• Preview on past and future months
• Takeover of your saldo into the next month
• Define the Start of the month on the basis of your salarying (e.g. 1st or 15th).
• Varyous views: account balance and monthly balance
• Easy creation of budgets
• Wide user settings
• Search and filter functions
• Enormous statistics, reports and diagrams
• Local and iCloud-backups
• Transfer of the backups to several devices
• Data export to the aimed format: Excel/Numbers, CSV, PDF and HTML
• CSV-Import from several banks and apps
• CSV data transfer via iTunes and e-mail attachment
• Directly printing from the app possible via AirPrint
And much more…

▶ FURTHER DEVELOPMENT

In case of problems or errors please visit our homepage http://www.onetwoapps.com. Here you will surely find help. In addition, you can observe the current status of advancement.

▶ IMPORT

If you bank is not supported, please send us an e-mail containing the name of the bank and an example CSV file. Please hide any personal information without changing the formatting of the file. You can find a current list of supported banks and apps on our homepage.

▶ FEEDBACK & SUPPORT

Questions, criticism, or suggestions? Simply send us an email. You can leave us a message on our feedback page and to discuss with other users. We are pleased about every message and are glad to help.

Visit www.OneTwoApps.com

My Weekly Budget® (MyWB) can help you keep more money in your pocket. Save money with this real-time budgeting app! It is SIMPLE - but powerful, MyWB is the easiest way to keep track of your spending and take control of your personal budget! MyWB allows you focus on a budget target for the current week and helps you focus on your day to day spending. Tracking your spending on MyWB and using it daily is all you need to stay within your spending budget, allowing you to save money over time! It is easy to use, incredibly straight forward! This app helped many people save money!

How to use My Weekly Budget® (MyWB) :
1. Select the day of the week you would like as your start day
2. Set yourself a budget target for the week
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see your spending compared to your budget

Additional MyWB features include:
• Snapshot of how much of your budget you have used
• Ability to review your spending patterns - find out where your money is going!
• Ability to export your spending information from MyWB to other applications on your computer or via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

This personal finance app is easy to use and easy to understand, and yet allows you to customize features to match your budgeting needs.

MyWB is flexible and can be customized to fit your personal spending habits:
• Create your own spending categories
• Supports all international currencies
• Select your preferred date format
• Create a list of your Favorite Categories
• Add/Delete and Search your Categories

My Weekly Budget® (MyWB) can help anyone save money, including:
+ Anyone living on a budget
+ Anyone looking to save money
+ Teens
+ College Students
+ Professionals
+ Couples
+ Seniors

My Weekly Budget® (MyWB) is the easiest way to keep track of your spending and take control of your personal budget!

Profitable Bitcoin Trading Strategies for Bitcoin Daytrading

The CryptoCurrency Market is still in its infancy and has experienced explosive growth in the last few years, as The Market has grown aware of the current and future usefulness of cryptocurrencies. Pioneering the way is Bitcoin (BTC), the leader of the movement with a $4.5bn market cap.

Bitcoin is New...Fun...Dangerous...Volatile all at once. The volatility of bitcoin makes it great as a trading instrument, and thats what i am going to focus on here.

In heavility volatile periods bitcoin can move 20-50% in a single day. Which presents a massive opportunity for day traders to get in on the action.

What you will learn in this course is:

The Potential of Bitcoin
How to get started trading Bitcoin
How to recognize trade set-ups on Bitcoin Charts
When to Buy Bitcoin (long)
When to Sell Bitcoin (Short)
How to trade Bitcoin profitably
How to manage your risk

"Mila's Currency Converter" is a fast, elegant, no frills, easy to use derivative of the award winning "Mila's Tools" Conversion Calculator (WINNER - Apple Staff Pick).

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162 currencies included:
Afghan afghani (AFN)
Albanian lek (ALL)
Algerian dinar (DZD)
Angolan kwanza (AOA)
Argentine peso (ARS)
Armenian dram (AMD)
Aruban florin (AWG)
Australian dollar (AUD)
Azerbaijani manat (AZN)
Bahamian dollar (BSD)
Bahraini dinar (BHD)
Bangladeshi taka (BDT)
Barbados dollar (BBD)
Belarusian ruble (BYR)
Belize dollar (BZD)
Bermudian dollar (BMD)
Bhutanese ngultrum (BTN)
Bitcoin (BTC)
Boliviano (BOB)
Bosnia and Herzegovina convertible mark (BAM)
Botswana pula (BWP)
Brazilian real (BRL)
Brunei dollar (BND)
Bulgarian lev (BGN)
Burundian franc (BIF)
Cambodian riel (KHR)
Canadian dollar (CAD)
Cape Verde escudo (CVE)
Cayman Islands dollar (KYD)
CFA franc BCEAO (XOF)
CFA franc BEAC (XAF)
CFP franc (franc Pacifique) (XPF)
Chilean peso (CLP)
Chinese yuan (CNY)
Colombian peso (COP)
Comoro franc (KMF)
Congolese franc (CDF)
Costa Rican colon (CRC)
Croatian kuna (HRK)
Cuban convertible peso (CUC)
Cuban peso (CUP)
Czech koruna (CZK)
Danish krone (DKK)
Djiboutian franc (DJF)
Dominican peso (DOP)
East Caribbean dollar (XCD)
Egyptian pound (EGP)
Eritrean nakfa (ERN)
Estonian kroon (EEK)
Ethiopian birr (ETB)
Euro (EUR)
Falkland Islands pound (FKP)
Fiji dollar (FJD)
Gambian dalasi (GMD)
Georgian lari (GEL)
Ghanaian cedi (GHS)
Gibraltar pound (GIP)
Gold (one troy ounce) (XAU)
Guatemalan quetzal (GTQ)
Guinean franc (GNF)
Guyanese dollar (GYD)
Haitian gourde (HTG)
Honduran lempira (HNL)
Hong Kong dollar (HKD)
Hungarian forint (HUF)
Icelandic króna (ISK)
Indian rupee (INR)
Indonesian rupiah (IDR)
Iranian rial (IRR)
Iraqi dinar (IQD)
Israeli new shekel (ILS)
Jamaican dollar (JMD)
Japanese yen (JPY)
Jordanian dinar (JOD)
Kazakhstani tenge (KZT)
Kenyan shilling (KES)
Kuwaiti dinar (KWD)
Kyrgyzstani som (KGS)
Lao kip (LAK)
Lebanese pound (LBP)
Lesotho loti (LSL)
Liberian dollar (LRD)
Libyan dinar (LYD)
Macanese pataca (MOP)
Macedonian denar (MKD)
Malagasy ariary (MGA)
Malawian kwacha (MWK)
Malaysian ringgit (MYR)
Maldivian rufiyaa (MVR)
Mauritanian ouguiya (MRO)
Mauritian rupee (MUR)
Mexican peso (MXN)
Moldovan leu (MDL)
Mongolian tögrög (MNT)
Moroccan dirham (MAD)
Mozambican metical (MZN)
Myanmar kyat (MMK)
Namibian dollar (NAD)
Nepalese rupee (NPR)
Netherlands Antillean guilder (ANG)
New Taiwan dollar (TWD)
New Zealand dollar (NZD)
Nicaraguan córdoba (NIO)
Nigerian naira (NGN)
North Korean won (KPW)
Norwegian krone (NOK)
Omani rial (OMR)
Pakistani rupee (PKR)
Palladium (one troy ounce) (XPD)
Panamanian balboa (PAB)
Papua New Guinean kina (PGK)
Paraguayan guaraní (PYG)
Peruvian Sol (PEN)
Philippine peso (PHP)
Platinum (one troy ounce) (XPT)
Polish złoty (PLN)
Pound sterling (GBP)
Qatari riyal (QAR)
Romanian leu (RON)
Russian ruble (RUB)
Rwandan franc (RWF)
Saint Helena pound (SHP)
Samoan tala (WST)
São Tomé and Príncipe dobra (STD)
Saudi riyal (SAR)
Serbian dinar (RSD)
Seychelles rupee (SCR)
Sierra Leonean leone (SLL)
Silver (one troy ounce) (XAG)
Singapore dollar (SGD)
Solomon Islands dollar (SBD)
Somali shilling (SOS)
South African rand (ZAR)
South Korean won (KRW)
Special drawing rights (XDR)
Sri Lankan rupee (LKR)
Sudanese pound (SDG)
Surinamese dollar (SRD)
Swazi lilangeni (SZL)
Swedish krona/kronor (SEK)
Swiss franc (CHF)
Syrian pound (SYP)
Tajikistani somoni (TJS)
Tanzanian shilling (TZS)
Thai baht (THB)
Tongan paanga (TOP)
Trinidad and Tobago dollar (TTD)
Tunisian dinar (TND)
Turkish lira (TRY)
Turkmenistani manat (TMT)
Ugandan shilling (UGX)
Ukrainian hryvnia (UAH)
Unidad de Fomento(funds code) (CLF)
United Arab Emirates dirham (AED)
United States dollar (USD)
Uruguayan peso (UYU)
Uzbekistan som (UZS)
Vanuatu vatu (VUV)
Venezuelan bolívar (VEF)
Vietnamese dong (VND)
Yemeni rial (YER)
Zambian kwacha (ZMW)

Professional share portfolio manager and stock tracker.

Please Note: This is the full version of the app with unlimited features. For the free Lite version for small portfolios or to just try out, please also see the separate app 'Portfolio Trader Lite'.

Portfolio Trader is a sophisticated stock portfolio tracking app for iPhone and iPad, providing in depth analyis of your share holdings and other investments. As both a powerful portfolio manager and stock tracker, Portfolio Trader provides the ability to track and analyse multiple portfolios and multi-currency positions, across a variety of Profit & Loss views and chart options.

Complete stock trading and share portfolio management for the professional trader or the casual investor.

Features include

- Multiple Profit & Loss (P&L) views including: Price, Value, Daily Gain and %, Unrealized Gain, Realized Gain, Total Gain and %, Avg Cost and Cost Basis
- Simple swipe or tap navigation between views
- P&L views at all levels - position, portfolio totals and all portfolios
- Individual charts for each instrument across a variety of time ranges (available in full screen)
- Portfolio history charts with comparisons against major indices and other instruments (both MWR and TWR)
- Heat Map display of price changes
- Support for holdings in multiple currencies, including within the same portfolio, with real time rate conversions and totals
- Support for GBP holdings quoted in pence
- Multiple transaction types - Buy, Sell, Dividend, Dividend Reinvestment, Capital Return, Split
- Integrated portfolio cash account
- Manual trade entry or bulk import from PC
- Automatic pricing updates - major stock exchange and stock market prices
- Option for manual pricing
- FIFO or Avg Cost accounting methods
- Multiple sorting options
- Alerts
- Watchlist
- Optional iCloud sync between devices
- Portfolio Import/Export feature for importing large portfolios directly from a local PC file
- Touch ID / Password lock
- Multiple color schemes
- Supports iOS 9 and above

A comprehensive stock portfolio tracker for iPhone and iPad.

The Lite version is limited to 3 holdings. (free app)
The full version has unlimited functionality.

Buying a house or looking to re-mortgage?
First Time Buyer or Buy-To-Let investor?
Mr. Mortgage is here to help!

With Monsieur Mortgage you can create, save and compare different mortgage scenarios - the numbers are all crunched for you; monthly payments, total cost, interest, and much more!

Key features:

- Save key details of multiple mortgages
- Support for repayment and interest-only structures
- Support for variable and fixed-term interest rates
- Easy-to-understand interactive charts
- Dive into the details and view amortisation graphs and schedules
- Compare up to 4 mortgages over their whole term, or specific time periods
- Stamp Duty Land Tax calculator
- Browse through useful guides and learn all about mortgages

Are you studying accounting or bookkeeping in the United Kingdom? If so then this application is for you. This application contains over 1000, originally written, multiple choice questions which allow you to test your knowledge in areas such as:

Business Types
Accounting Equation
Assets and Liabilities
Costs and Expenses
VAT
Sales, Income and Expenditure
Costs per Unit
Costs per Classification
Wages and Overtime

As well as these questions the app also contains a handy revision area where you can review the questions you answered incorrectly to guide your future revision. You can choose if you wish to see the answers to the questions you get wrong and adjust the length of the quiz. As well as a random quiz on all subjects you can choose a quiz on a dedicated subject area to test yourself and improve your knowledge.

The quiz provides a random selection of questions with live scores. Once purchased you get unlimited access to the quizzes and free updates to the question bank in the future.

This application does not provide any learning material and should only be used to aid revision and test knowledge alongside a study plan utilising other material or courses. It should not be used as a guide to practice accountancy or bookkeeping. Whilst all questions are checked for accuracy the developer does not take responsibility for any inaccuracies within the questions provided and any loss as a result of using this app and the questions within.

***Coming next, Export links in "Make a Claim screen" ***


The Seafarer's Earnings Deduction (seafarer's tax) eligibility calculator. SeafarersCalc allows quick and easy checking of voyage dates to determine whether they meet the half-days rule. As the dates are entered, a 'traffic light' indicator shows whether the voyage is valid or invalid. Once a set of valid dates is entered, the eligible voyages go green and you should make a claim.

DailySales simple and practical! Sales Management, Inventory Management, Purchasing Management, Financial Management.

According to the supplier customer demographics date of receivables and payables. Customers and suppliers arrears management, Running account management

This is a sale of products to help users, purchase statistical applications.


Main features:
- iCloud Sync & Backup
- CSV data export
- Touch ID & password protection
- Multiple reports
- Personal financial management

- Entry fast, save too much text input process, providing more choices to add
- Count the number of products to calculate the total amount of products
- Unlimited add supplier, customer account
- Unlimited Add Category, Sub category
- Details: inventory number, purchase, sales, profits
- Sales and stock chart statistical analysis
- Calculate the cost of products