Money Watch – Personal Finance Blog

Coinbase: the simple, safe way to buy, manage and sell your cryptocurrency.

We’re the world’s most trusted cryptocurrency exchange, with over 68 million users across 32 countries worldwide. Coinbase allows you to securely buy, store and sell cryptocurrencies like Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Litecoin, and many more on our easy, user-friendly app and web platform.

Here’s a little taste of what our app does:

BUY EASILY
Own crypto in an instant: Coinbase makes buying bitcoin, bitcoin cash, ethereum, ethereum classic, litecoin and more simple and fast. All it takes is a bank account or debit card.

SUPPORTED ASSETS
Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Ethereum Classic(ETC), Litecoin(LTC), Basic Attention Token (BAT)*, 0x, (ZRX)* and USD Coin (USDC)*.

*Available in select territories.

SMART TOOLS
Brand new to crypto? We’ve got you covered. Stay informed with our updates and features that help you build your knowledge and your portfolio, including automatic buys and price alerts.

STAY INFORMED
Keep track of your crypto: Our clear, user-friendly dashboard helps you see prices and the value of your assets, any time of day, anywhere you are through our website or mobile app.

SAFETY FIRST
Over 98% of cryptocurrency is stored securely offline and the rest is protected by industry-leading online security. Your account is also subject to the same scrupulous safety standards, including multi-stage verification and bank-level security. You can even lock the app with a passcode, or remotely disable your phone’s access to the app if it gets lost or stolen.

BEGINNER TO EXPERT, WE’RE HERE
Whether you’re just starting your crypto journey, or a seasoned expert, you’ll find everything you need to build your crypto portfolio on Coinbase.
Take the first step towards blockchain, bitcoin mining, bitcoin games, bitcoin cash games, ethereum games, litecoin games, or bitcoin trading.

NEED MORE HELP?
Visit help.coinbase.com for information and to contact Coinbase Support.

Content is for informational purposes only and is not investment advice. Past performance is not indicative of future results and investing in cryptocurrency comes with risk.

Now there’s more ways to PayPal— buy, sell, send, receive and explore all in one place. It’s a simple and secure way to get paid back for last night’s takeout, send money to friends who have an account with PayPal, buy and checkout with crypto, manage your bills and more. Plus, we’ve added some new features we think you’ll love.

*NEW* FIND DEALS RIGHT IN THE APP
• Get exclusive deals curated just for you right in the PayPal app.
• Earn cash back when you shop in the app.
• Multiply your rewards. Earn them with merchants, your credit cards, and with PayPal.

All rewards programs are subject to applicable terms.

PAY IN 4 WITH PAYPAL
• Buy now and pay later by splitting your purchase into 4 interest-free payments at millions of online retailers with no late fees.
• Just choose PayPal at checkout and select ‘Pay Later’, where you’ll see ‘Pay in 4’ as a way to pay.
• Make the down payment today and pay the rest in 3 payments—one every two weeks.
• Payments are easy to manage through the PayPal app and on PayPal.com.

Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Learn more at paypal.com/payin4

CRYPTOCURRENCY
• Buy, sell and hold Bitcoin, Ethereum, Bitcoin Cash and Litecoin in the PayPal app.
• Now you can check out with crypto when you pay with PayPal at millions of online merchants.

PayPal Balance account required. Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. You have to report any gains or losses on crypto sales, including when you check out with crypto, on your taxes.

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or with your PayPal balance, it’s free and secure to send money or ask for it back from friends and family in the US.
• Just type a name, email or phone number and PayPal will find the right person for you if they have an account.
• Request money quickly and securely from friends or family and personalize your payments with animations, stickers, emojis and more.

GET SPENDING NOTIFICATIONS
• Never miss a thing – stay on top of payments and sending or receiving money, with push notifications.
• Check out all your latest PayPal activity, by just logging in.

GENEROSITY NETWORK
• Create, share, and donate to fundraisers with millions of other PayPal users.
• Support a cause you care about by donating to charity right from the app. You can even set your favorite charity and donate at checkout.

Personal or business fundraisers on the Generosity Network may raise up to 20,000.00 USD and run for up to 30 days. You may run 1 Generosity Network fundraiser at a time. You may run multiple fundraisers to benefit charity at the same time, and there is no limit for amount raised.

ACCESS YOUR PAYPAL BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
• Easily transfer funds from your bank balance to your PayPal balance.
• Shop in-store, online or everywhere Mastercard® is accepted and withdraw cash at ATMs worldwide.
• PayPal Balance account required to get the card.

TRUST PAYPAL SECURE TRANSACTIONS
• You can be sure PayPal will help keep your financial information secure, with commercially available encryption and advanced fraud protection. All that plus fraud monitoring transactions, 24/7.

A TOUCH-FREE WAY TO PAY OR BE PAID
• Pay touch-free by scanning a QR code. All you need to do is scan a seller’s QR code when you pay.
• Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone.


Not all features may be available in your market.

Download the Crypto.com App and sign up for an account in minutes.Start earning up to 6.5% p.a. on your crypto. Grow your digital assets now!

With Crypto.com you can:
- Earn up to 6.5% per annum (p.a.) on your crypto,12% p.a. on stablecoins
- Get a Metal Visa Card (up to 8% Rewards back)
- Buy/sell 100+ crypto at True Cost
- Deposit crypto, get an instant loan*

Our first product is the Crypto.com Visa Card :
- A beautifully crafted metal Visa card
- Up to 8% Rewards back on card spending (based on card tier)
- Music and movie subscriptions rebates on selected streaming services**
- Unlimited access to 1000+ airport lounges globally on select cards.
- 10% Rewards back on bookings on selected travel websites**
- Interbank exchange rates
- No Fee ATM withdrawals***

Crypto.com Wallet App covers all your basic cryptocurrency needs:
- Buy crypto AT TRUE COST, no fees, and no hidden spread markups.
- Buy Bitcoin (BTC), Dogecoin (DOGE), Ether (ETH), Litecoin (LTC) and other leading coins with your credit/debit card or bank transfer.
- Securely store, send and receive cryptocurrencies.
- Track 200+ coins with our cryptocurrency price tracker.

Our services are available based on your jurisdiction.

===================================
As compliance is a core competency of Crypto.com, user's identity/location verification will fail if you are located in a market where cryptocurrencies are banned/restricted by local regulations.

Any issues or feedback? Please contact us via in-app/website live chat or contact@crypto.com.

* Not yet available in all markets (e.g. USA)
**These offers are launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.
*** ATM bank fees may apply. Limits Apply. See GetMCO.com or Crypto.com for details.

Please note that the availability of the products and services on the Crypto.com App is subject to jurisdictional limitations.



US Customer Disclaimers:
By using this card you agree to the terms and conditions of the cardholder agreement AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

European Customer Disclaimers:
The Card is issued by PayrNet Limited, an electronic money institution authorized by the UK Financial Conduct Authority to issue e-money (Reference Number: 900594).

Singapore Customer Disclaimers:
For Singapore users, Foris DAX Asia Pte. Ltd. (trading under the brand name “Crypto.com”) as an entity operating under an exemption under the Payment Services (Exemption for Specified Period) Regulations 2019, may only be able to offer certain products, features and/or services on the Crypto.com App due to potential or actual regulatory restrictions. Please see the specific terms and conditions at Account Setup for more information.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents at any time.

All forms of investment and trading involve risk, including the possibility of losing the entirety of your invested capital. Such activities are not suitable for everyone and should only be carried out by individuals who understand and accept the associated risk factors.

Welcome to the World's Largest Crypto Exchange for a Reason; with over 300 Coins to Choose.

Trusted by millions of users worldwide. Get started today and buy Bitcoin, Ethereum, Link, Cardano, Binance Coin and even some meme coins! All with some of the lowest fees in crypto.


Here's what you can do on the platform:


LOOKING TO BUY OR SELL BITCOIN AND OTHER CRYPTO? THAT'S WHAT WE SPECIALIZE IN

Shop Bitcoin, Ethereum, Chainlink, Cardano, Binance Coin and more. Simply add a debit or credit card to buy and sell crypto instantly.


WANT TO BE ABLE TO TRADE MORE THAN JUST BITCOIN AND ETHEREUM AND SWAP BETWEEN THEM ALL?

Choose from 300+ supported cryptocurrencies, including Bitcoin, Ethereum, Link, Cardano and Binance Coin while always being at the forefront of new coin launches. With our new Lite Mode, you can swap between any crypto you want, even if there is no trading pair.


IS IT SAFE?

Sad that this question still needs to be asked in the Bitcoin and crypto space, but we get it! At Binance, security is our highest priority when it comes to safeguarding your Bitcion and other cryptocurrencies. Your funds are protected by our Secure Asset Fund for Users (SAFU Funds) which means we have your back.


DID YOU KNOW YOU CAN EARN INTEREST ON YOUR BITCOIN & CRYPTO HOLDINGS? YOU CAN!

Earn money on your crypto and enjoy some of the highest interest rates on the market with Binance Savings & Staking. USD Stablecoin interest rates all over 5%. Can your traditional savings account beat that? No way.


WANT TO BE ALERTED WHEN PRICE MOVES ON CERTAIN COINS?

You can set price alerts with a single tap to stay up to date on the latest prices and trends.


ARE YOU A BEGINNER? WE GOT YOU. ARE YOU A PRO? WE HAVE A PLATFORM FOR THAT TOO

New to crypto? Our Binance app’s mobile-first design lets you switch between Lite and Pro interfaces with a single tap. Keep it simple or access advanced trading features, all in one app.


LOOKING FOR RECURRING BUYS?

We’re making it easier than ever to buy crypto. Set a recurring buy to purchase Bitcoin and other crypto on a regular basis. You choose how much you want to buy and how often, and our Binance app does the rest!


LOOKING FOR A WAY TO SPEND YOUR CRYPTO? BINANE CARD IS ROLLING OUT

Spend Bitcoin or BNB at over 50 million merchants worldwide when you sign up for the Binance Card. Available in select markets.


SEND AND RECEIVE CRYPTO INSTANTLY

Send and receive crypto from friends and family, to and from your Binance wallet with QR codes.


24/7 CUSTOMER SUPPORT

We’re always here to help, whether you’re a longtime user or just getting started. Access 24/7 live chat customer support in 8 languages (English, Chinese, Russian, Spanish, Portuguese, Turkish, Korean, and Vietnamese).

Binance App is available only to non-U.S. citizens and residents. For U.S. citizens and residents, please install Binance.US App.

The UK's fastest-growing bank is coming to the US!

Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.

Always know how much money you have

Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.

Use your card anywhere

Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.

Spend for free

We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.

Pay people in seconds

Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!

Stay in control

If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)

Rest easy

Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.

Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.

The Barclays app

HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account or Barclaycard, you can register for the app. You’ll need the 16 digit number off your card, then follow the onscreen instructions. Some customers may be required to verify their identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future.

THE BENEFITS
• Log in quickly and securely when you set up access through Touch ID or Face ID
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It can take up to 4 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• No need to log in to lots of apps - view your current accounts held with other banks, safely and securely, in your app
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2021. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

Join the millions of people who manage all things money from one app. Open an account in minutes today.

From payments to transfers and everything in between, unlock amazing features that make it easier to get more from your money every day.

Pay and get paid in seconds
Make hassle-free payments to your Revolut friends in 30+ countries, split and settle bills in one place, request money with a tap and more. No hidden fees, just ease

Go from cash to crypto, instantly
Buying, selling, and sending digital currencies has never been easier. Invest in Bitcoin, Ethereum and other tokens with 30+ currencies, from $1. Capital at risk

Transfers without borders
Send and exchange money fee-free in more than 30 currencies from Monday to Friday within your allowance. Spend abroad like a local with excellent exchange rates

Get a card you control
Stay in control of your card’s security by freezing your cards, setting spending limits and more from in the app. And spend safely online with single-use virtual cards

Never overspend again
Take control of your money with smart budgeting and analytics tools. Set limits that help you stick to your budget and get notified when you’ve nearly reached them

Maximise your money
Reach your financial goals faster with Vaults. Set money aside effortlessly by rounding up spare change or save for a holiday and stash your cash in different currencies

New to our app?
Join millions of customers who use this app for simple and safe everyday banking. Our app is fast, convenient and secure – keeping your bank details private at all times.

What you can do
•Log on quickly and securely with Touch ID, Face ID or three characters from your memorable information
•Manage your account – check balances and pending payments
•You can now block or cancel subscriptions in the app, just search for “subscriptions” in the app to find out more
•Set up Direct Debits and standing orders
•Pay in cheques
•Easily transfer money and make payments to UK and international accounts
•Receive notifications about payments and spending insights on your current account
•View your PIN or request a new one
•Easily request a new card, report lost or stolen cards, freeze them and order replacements
•Quickly find and view transactions and statements
•Update your contact details

You can find plenty of other information in the app by using our ‘Search’ tool, as well as our handy ‘Help hub’.


Getting started
All you need is:
•The phone number that you’ve registered with us
•A Lloyds Bank personal, Lloyds Bank Islands personal, or Sterling international account

Keeping you safe online
We use the latest online security measures to protect your money, your personal information and your privacy.

How we’ll contact you
Using our app won’t affect how we contact you. Our emails will address you by your title and surname, and include the last four digits of your account number, or the last three digits of your postcode. Any texts we send will come from LLOYDSBANK. Be wary of any message that differs from this – it could be a scam.


Important information
Your phone’s signal and functionality may affect your service. Terms and conditions apply.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Everyday Offers is available to Lloyds Bank UK personal current account customers, excluding Basic Account holders, aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Save the Change® is a registered trademark of Lloyds Bank plc.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Take the hassle out of banking. Our app makes your day-to-day banking easy, quick and secure.

It’s available to customers aged 11+ with compatible iOS and a UK or international mobile number in specific countries.

Please note that the app contains images when logging in, that may cause a reaction in individuals who are photosensitive. You can however switch these off for your device by visiting the ‘settings’ menu and the ‘accessibility’ menu where you will be able to find animation control settings within this menu (note this is not within our app but on your devices settings itself).

Your money. Your choices

From being able to quickly check your account balances and transactions, to moving money between accounts, sending money securely to others and paying someone new up to £1000 without a card reader or getting cash from an ATM without your debit card, our app gives you greater control of your finances.

You can manage your bills easily and check the details of Direct Debits and standing orders. If you need a hand with anything, our Secure Messaging tool lets you to contact us in-app for any extra help.

You’re protected by our secure banking promise

With our app you’re covered by our secure banking promise, which makes it one of the safest ways to bank. We monitor your account 24/7 for unusual activity and will refund any money paid out of your account as long as you keep your security information safe.

You can log in to the app safely with Touch ID, Face ID or secure passcode and there is always a confirmation check to make sure you’re paying the right person or business.

Apply for new accounts

• Apply directly for a current account from the NatWest app (account eligibility criteria apply)
• Open and manage a savings account (account eligibility criteria apply)
• Apply for a borrowing product directly in the app (aged 18+ eligibility criteria apply)

Smart tools to help get you sorted

• Check your Credit Score
• Manage your spending and set budgets
• Lock and unlock your debit and credit cards
• Set travel plans
• Manage and store receipts
• Set savings goals directly in the app
• Add your loyalty cards directly to your app

Important things to know

• There is a maximum of 5 payments totalling £1000 per day. You must be aged 16 or over.
• Get Cash - Withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked).
• Touch ID and Face ID are available on selected devices.
• Credit score available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion.
• Spending - You must be aged 16+. Only available for Personal and Premier Current accounts.
• Lock and unlock MasterCard credit cards only.
• You can create one Travel Plan at a time, for a maximum period of 90 days, that includes up to seven countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking, and only in your name. Joint account holders should register separately.
• Managing your receipts is available to Business Banking and Premier customers only.
• Savings goal available on instant access savings accounts.
• My Loyalty Cards is available to customers aged 18+.

Please make sure you accept the following permissions before starting:

• Allow the app to communicate through your network
• To find your nearest cash machine or branch, you'll need to let the app find your location
• To 'Pay Your Contacts', the app will need access to your contacts list

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.

Hello, banking in 2021.

Apply in minutes – anywhere, anytime.

We’re on a mission to change banking for good. Voted Best British Bank, Best Banking App, Best Current Account Provider and Best Business Banking Provider at the 2021 British Bank Awards, Starling is the financial control centre that lives on your phone.

Our award-winning personal, business and joint accounts make managing your money as seamless and simple as it should be in 2021 (and we’ve got the Trustpilot rating to prove it!).

Open a mobile bank account from your phone – for free – and join over two million people who are already keeping track of their money with Starling.

What’s in it for you?

Better budgeting

• Get instant payment notifications and track your balance in real-time
• Analyse how you spend with Spending Insights
• Keep on top of your bills with 24 hours notice
• Connect to other money management tools through Starling Marketplace, such as Nutmeg and PensionBee.

Pay seamlessly

• Add a free Connected card to your account so someone can shop on your behalf
• Owed money? Send one single link to get paid back
• Enjoy easy international transfers to over 38 countries from your app – no hidden fees or exchange rate markups
• Pay people instantly in-app – no fiddly card reader needed
• Deposit cheques digitally from your phone and pay in cash at the Post Office.

Save effortlessly

• Set money aside in Goals while separating rent and bills from everyday spending
• Personalise your Goals with pictures to keep your eye on the prize
• Save on autopilot – we round up payments to the nearest pound and put the spare change in a Goal.

Keep your money safe

• Your money’s covered up to £85,000 by the Financial Services Compensation Scheme
• With 24/7 in-app support from real humans in the UK, we’re always here to help
• Lock your card in-app and turn settings on and off, such as contactless, online, gambling and swipe payments

Want to move all your banking over? Just ask – we’ll do all the heavy lifting through the Current Account Switch Service. It takes one week and can be set up in minutes.

The business bank account
Our award-winning business bank account helps sole traders and limited companies save time and money, so they can get on doing what they love.

No monthly fees, mobile and web online banking access, 24/7 support and simplified accounting. Deposit cash at the Post Office for as little as £3 and deposit cheques digitally in-app. Automate your expenses, keep track of invoices with instant payment notifications and spot where your business is spending with smart analytics.

Starling Kite for kids
A great way for children to learn about grown-up spending and saving: our debit card for kids. Like a child bank account, Kite is built seamlessly into your Starling account (personal or joint) for better visibility and control. Kids have their own app, too.

The euro bank account
Got financial commitments overseas? Hold, send and receive euros for free with a Starling Euro account. Convert the pounds in your personal or business account into euros with a tap – and back again – at the real exchange rate. No commission, no fees, no hassle.

The joint bank account*
*Currently only available for personal account holders

Manage collective household expenses or save up for something big; our joint account simplifies shared spending. Get instant payment notifications, track your spending with Insights, save up together and make important payments from one account.

Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP.

We’re authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

Look no further, you have found the best Financial Calculator app available.

In-App Purchase: 10bii+ Features (Bonds, Breakeven, Depreciation, Trig, Probabilities) available!

5 Stars: "What is the PV of WOW? I'm sure thrilled with everything about this app! Too bad there isn't room for another star!" - Pokey

5 Stars: "This tool is excellent. It's downright marvelous! I would recommend it to any financial advisor without reservation." -John L Olsen, CLU, ChFC, AEP

5 Stars: "Awesome Financial Calculator! I use it all the time and love it!" - Tinahart2

5 Stars: "Great customer service along with the app's ease of use made this purchase a no brainer." - HarborDan

5 Stars: "I am a full-time investor in real estate and notes. This has become my "go to" app on my iPad. [It does a] wonderful job in integrating visual tools to illustrate financial cash flows. A++++" - Sanjosee

Highlights:
- Displays current N, I/YR, PV, PMT and FV values right above buttons
- Print or Save PDF Amortization Schedules
- Easily enter your Uneven Cashflows in a spreadsheet-like worksheet
- Video Tutorials in Help section
- Draws Cashflow Diagrams for simple TVM or complex Uneven Cashflows
- Saves Recent calculations so you can easily reload them
- Easy Mode allows everyone to get the financial answers you need!

Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!

The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular HP 10bII Financial Calculator, the 10bii Financial Calculator app combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets. The 10bii Financial Calculator's keypad has been specially designed to be easy to use and easy to see.

By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flows, lets you see the stored values of all of your memory registers in one easy view, graphs your statistical series, and lets you type in whole equations for easy review and one-touch evaluation.

With the 10bii Financial Calculator, you can:

Get answers to common financial questions WITHOUT having to know how to use a financial calculator! With the 10bii Financial Calculator's Easy Modes, answer a few simple questions worded in plain language (rather than Financial-ese) and find out just how much you'll save with that refi, how much you'll have at retirement, how long it'll take you to save up for that big purchase and more. Now with 12 Easy Modes!

Easily enter and see diagrams for Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.

Enter and analyze statistical data points, and see graphs based upon the values you enter. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.

Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.

If you are a business owner, accountant, or entrepreneur, this VAT Calculator app is your right choice. Calculate VAT and sales tax prices in the UK efficiently in one tap.‬‬‬‬‬‬

The user manual of this price or percentage calculator is easy and simple. Add 5% or the standard 20% VAT to your price or calculate a reverse tax calculation on a current price.
A VAT_calculator or tax calculator is one of the most necessary things when you are doing business. If you don't figure out the amount of money you are paying and gaining, you will be at a loss. We have brought you a calculator app that helps you evaluate every single penny you are earning and spending for your convenience. This app is not only a calculator for the iPad but also apple watch. Use this apple calculator in your watch to calculate from anywhere, anytime.

How to use this calculator vault or margin calculator
Install this affordable calculator and type in your price, and tap either the plus or minus VAT button to get your vat results. This calculator plus works just like a regular calculator. You don't have to go through any complicated features. If you want to remove your calculation, press the c button and press any number to add a new amount. For Apple watch, use the plus + or - minus button to calculate your VAT.

This gross profit calculator is the most fantastic tool online to know the tax return and net gross. You can figure out Value Added Tax from the total cost of an item by multiplying the VAT fraction's total cost.

The VAT fraction used to calculate VAT based on the total price of an item, which is known as a VAT-inclusive price, is found by dividing the VAT rate by 100 plus the rate of VAT.

Take a look at some of the key features of this VAT Calculator app‬‬‬‬‬‬

1.One of the most comfortable and efficient vat calculators on the App Store
2.Calculate using the reduced vat rate of 15% or the standard 20%
3.Add VAT to your pricing or perform a backward reverse VAT calculation
4.Calculator for iPad, iPhone and apple watch
5.Supports iOS 13 Dark Mode for those tired late-night calculations
6.Workout gross, net and vat without a single mistake
7.Affordable and offline for everyone

If you travel a lot for your business, the calculator we have brought can be your best companion to track VAT. When you need a margin calculator or percentage calculator that helps you in vat-related calculations, use our calculator for iPhone. If you own a large or small business, you are an entrepreneur, traveler, or consumer; this calculator vault-app will always help you in your calculation. This app is like your savings account to keep track of your money.

Whether you are looking for a finance calculator or a sales tax calculator, use our all-in-one to get your job done from anywhere in the world. If you need to make invoices, our calculator allows you to do the math.

Moreover, this calculator for apple doesn’t cost you a huge amount. You will only have to spend a small amount to get the full feature of this app. And if you are looking for an offline vat calculator, this is the one as you don't need Wi-Fi or any active internet connection to use the app. Use this vat calculator app to make your vat calculations easier.

Calculating vat and tax can be hectic if you are a very busy person. This app will let you calculate the percentage efficiently so you can free your mind from all the tensions. Even when you are new to the business, dealing with VAT and tax-related issues can be hard. When you don't know how much you are going to pay, use this app to find out the right amount.
As you already know, simplicity is the king so we have kept the app as simple as possible. And last but not least, inform us how useful you've found our VAT Calculator‬ and if we can make it even better for you. ‬

The 17BII-Pro calculator is, in simple words, the most advanced and easy to use calculator available for iOS devices.
It is a modified simulation of the HP-17BII calculators by Hewlett-Packard that works in the same way, but with an extensive set of menus and enhancements to cover most of the functions generally needed by financial, business, mathematical, engineering and scientific professionals.

Financial Menu (FIN):
- TVM: Time Value of Money problems for loans, amortization schedules, mortgages, etc.
- ICNV: Interest conversion between effective and nominal rates with continuous or periodic compounding.
- CFLO: Cash Flows Calculations. NPV, i%, IRR%, NFV, MIRR, NUS, etc. over cash flows series.
- BOND: Price & Yield: with Annual or Semiannual coupons and Actual or 30/360 calendars.
- DEPRC: Depreciation calculations with DB, SOYD or SL methods and depreciation schedules.
- BSCH: Black-Scholes OVM: Calculates “Call” & “Put” options prices of European Options.

Business Menu (BUS):
- %∆,%T: Percent Change and percent total calculations.
- MRG%: Mark-Up over cost or price calculations.
- BRKEV: Break-even calculations.
- TIP%: Calculates tips over a bill and split the total amount over participants.
- CURRX: Currency Exchange. All world currencies with actual rates from google finance.
- UNITS: Units Conversion: powerful and completely customizable physical units conversion.

Statistics Menu (SUM):
- Data list entry and full screen editor.
- One variable statistics over a data-list.
- Two variables statistics between two selected data lists.
- Curve fitting with six regression models.

Date & Time Menu:
- Days between dates calculations.
- Time difference calculations.

Math Menu:
- Numeric alterations functions.
- Logarithm functions.
- Trigonometric functions.
- Hyperbolic functions.
- Angles and Rectangular-Polar conversions.
- Probability distributions (Normal, t-Student, Exponential & Weibull).

Solver Menu (SOLV):
- Equation Solver calculations to solve for any variable given the others.
- Fullscreen equation editor to create, edit and sort variables.

Scientific Menu (SCI):
- Complex Numbers: operations and functions with complex numbers.
- Curve Fitting: six regression models to fit a curve over a two selected data lists.
- Probability: cumulative and density calculations for Normal, t-Student, Exponential and Weibull distributions.
- Triangle solution to solve ASA, SAS, SSA and SSS of a plane triangle.
- Spherical Triangle to solve for AAA, AAS, ASA, SAS, SSA and SSS of a triangle in a sphere surface.
- Units Conversion: powerful and completely customizable physical units conversion.
- Universal Constants from NIST-CODATA to use in calculations.
- Vectors 3D: operations and functions with 3D vectors.

Conversions Menu (CONV): All conversions in one place.
- Angles & Polar
- Currency Exchange
- Interest Conversion
- Units Conversion.

System Menu:
- General Settings: sets all the calculator’s preferences.
- Memory Content: shows all memory content with backup and restore.
- Clear Registers: clears all storage registers.
- Data List Editor: shows data list editor.
- Help Documents: quick help cards with examples for all menus.

System requirements:
iPhone or iPad with iOS 13.0 or above.

Disclaimer:
THIS IS NOT A HEWLETT-PACKARD CALCULATOR, AND IS NOT SPONSORED IN ANYWAY BY HEWLETT-PACKARD OR ANY OF ITS SUBSIDIARIES.

“Money Manager” is an optimized application for personal account management.

Household account management is complicated. But we make it simple by simplifying the things that are complex. The default settings will get you started, and once you get used to it, you can alter the settings according to your needs with the highly flexible and customizable functions available.

- Super easy and simple to enter data anytime, anywhere.
- View your spending tendencies graphically.
- View statistics by simply entering the data.
- Search and calculator functions.
- Set up sub-categories and main categories as necessary.
- Manage all your accounts at once.
- Use multiple currencies.
- Check weekly, monthly, and annual statistics.
- Use calendar view.
- Use budget planning features to plan weekly, monthly, and annual budgets.
- Change the start date of the month.

※ Applying double entry bookkeeping
It facilitates efficient account management. Automatic double entry bookkeeping.

※ PC manager function
You can view ‘“The New Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC.

※ Budget management function
You can manage your budget. It shows your budget and expenditures on a graph so you can compare the number of your expenditures against your budget quickly.

※ Credit Card / Debit Card management function
When entering a future payment date, you can see the payment amount and outstanding balance on the accounts page. You can connect your debit card to your accounts so that expenses are automatically recorded under a specific account.

※ Passcode
You can specify the desired time lapse before the app requests a passcode.

※ Automatic money transfer and frequency functions
You can set up automatic money transfers between your accounts and configure the frequency of those transfers.

※ Sort expenses by the recipient
You can sort your expenses by the recipient and view this information graphically.

※ Payment Profiles
You can easily enter frequent expenditures by creating payment profiles.

※ Backup / Restore
You can backup and restore your data via email, iTunes and iCloud.

※ Multiple currency support – you can have individual entries in multiple currencies, and configure each account to calculate the total balance in your desired currenc
Appointed as KT Econovation Architect 2nd Fair Membery.

The US Debt Clock .org App gives you a Real-Time glimpse of the most relevant economic data showing the financial condition of the US Federal Government, the 50 States and the World with over 3000, up to the Second Data Fields.

• Go Back in Time to the Year 1900 to see the performance of each President, all the
way forward into Future elections.

• Compare the Debt, GDP, Debt Per Citizen and Unfunded Liabilities of all 50 US States.

• See the World Debt Clock represented in US Dollars, and how each Country's Debt
Level and GDP place them in the Global Economic System.

• Look into the Future to see the US Debt Clock in 4 and 8 Years at Current Rates.

• See the Top 50 US City Debt and Unfunded Liabilities.

• Look into the Classified Budgets and Programs of the various US agencies.

• See all NASA's Current and Past Space programs represented in Today's Dollars.

• See the Cost of every US War in Today's dollars

• See the Cost of America's Military Hardware through History and in Inflation Adjusted Dollars Today.

• See a complete list of the Average Pay and 20 year Increase for the Top 200 Occupations in the U.S.

• See the Fortunes in Today's Dollars of some off America's top pioneers

• A special feature which lists America's most Expensive Natural Disasters in Today's Dollars.

• Take a Glimpse back in time 100 years and see the increase in prices for a List of Common Consumer items, Including Cars.

• Keep up to date with World Energy Usage, Precious Metals Production and Demand, Year to Date Auto Sales and Home Prices and Sales Rates.

• Go Back by decade to see where US Debt Levels were in 1980, 1990, 2000 and 2010.

• Travel Back in Time to the year 1100 for a complete History of Money and Banking.

• Federal Budget Showdown matches the CBO, OMB, HCB and USDC against each
other, 4 years into the future.

Stock Market Hours gives you an easy way to check if a stock market is open or closed.

- Includes 30+ markets from around the world.
- Countdown till open and close
- Easy color coded design
- Automatic timezone conversion to your current phone timezone.

Disclaimer:
Information for reference only. Market Hours does not include holiday, lunch breaks or early close data. Ocean Reef Studios Pty Ltd are not to be held responsible for any loss of any kind.

Watch the cryptocurrency market with realtime stats and a gorgeous interface.

Binance Smart Chain Explorer is an app that allows you to track BEP-20 transactions of public addresses easily, on iPhone, iPad and Mac.

It features:
- Multiple accounts functionality;
- Periodic notifications! Get notifications for new transactions for up to 5 accounts! Please note that the notifications are not real-time yet;
- Add groups to organize addresses and expand or collapse them as you like. Groups and their collapsed state are synchronized on all your devices via iCloud;
- You can filter the list to see the transactions you want;
- Transactions can be sorted by various options;
- View coin details;
- View transactions of any address without leaving the app and also add them to the saved account lists if you want;
- Possibility to add alias to every address for a better visibility;
- Added accounts are now automatically synchronised via iCloud;
- Tapping on one coin, tx or other addresses will redirect you to PancakeSwap/BSC Scan;
- Light mode and Dark mode support;
- Accessibility support. We have optimized the apps for VoiceOver and for Dynamic Font Size.
- Handoff support. Continue what you started viewing or editing on your other devices.

If you do have questions or for feedback you can contact us at support@crapps.io anytime.

Thanks for using our app!

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iCurrencyPad is not just a simple and elegant currency convertor and calculator.

iCurrencyPad also offers an up-to-the-minute exchange rates "electronic board", detailed charts of historical price trends, and more:

√ a polished, easy-to-use interface
√ 160+ currencies from around the world
√ favorite currencies to reduce clutter
√ charts for all exchange rates
√ multiple data sources

√ iPhone, iPad and iPod Touch resolutions
√ HD Retina graphics optimized for iPhone 6 and 6 Plus

◆◆◆◆◆ "Excellent! Professional! Highly Recommended... finally the currency application I have been waiting for so long..."

◆◆◆◆◆ "...I tried all other similar apps, and I am proud to announce that this app is simply the best of them all.."

◆◆◆◆◆ "Smart, intuitive and flexible!... slick interface with great functionality which further impresses with its great selection of currencies and immediate updates. Good job! Highly recommend!"

Features:

-- Simple Interface --
iCurrencyPad was designed to be fast and easy to use. Just select the currencies to convert and tap in the amount to convert. A convenient calculator allows for basic math calculations, showing the results as the values are tapped. Swipe across the display to swap the left and right currencies, or swipe up and down to select different currencies. Tap and hold to copy/paste.

-- Favorite Currencies --
While iCurrencyPad offers exchange rates for 160+ currencies from around the world, you may be interested in only a few currencies. To reduce clutter on the screen, iCurrencyPad allows you to select and sort your Favorite Currencies, so only those currencies that interest you appear on the screen, thereby making the application easier and faster to use.

-- Charts --
Detailed charts show the history of exchange rates for any two currencies. Tap on the chart for the exchange rate on any particular day. Tap with two fingers to show the change in rates between any two dates. Rotate the device for a larger chart in landscape view. Charts for most currencies are available for 1-day, 5-days, 3-months, 6-months, 1-year, 2-years, 5-years and 10-years.

-- Exchange Rates Listing --
The exchange rates listing shows a base currency compared to all other currencies, similar to the electronic exchange rate boards seen in "Change" shops around the world.

-- Exchange Rates Updates --
iCurrencyPad updates Exchange Rates on demand, or automatically at pre-defined intervals ranging from 15 seconds to 1 day. Exchange Rates are automatically updated when the app is launched, or auto-updates can be turned off when roaming. An Internet connection is required to update rates, either via cellular network or a Wifi connection. Without a connection, rates can still be accessed and converted using the last data downloaded.

-- Easy to Get Started --
A short 20-second tutorial will play when you first launch iCurrencyPad and guide you through the app's features.

-- Languages --
The user interface is offered in 9 languages: English, Spanish, French, German, Italian, Russian, Chinese, Japanese and Arabic. Please visit the App Store in your language for a translated description and screenshots.

-- Reviews --
"...iCurrency Pad is a great piece of software powered by a stunning design and usability. It’s beautiful, useful, powerful yet simple and straightforward..."

-- MacStories (http://bit.ly/94Y9IT)

Now available in mobile [iPhone/iPad] and desktop versions [Mac OS, Windows], including instant data sync between mobile/desktop versions. (Separate purchase required for each OS platform).

A lite version of HomeBudget is available under the free applications category. Give it a try.

Contact support@anishu.com, if you need help. We have no way of contacting you if you post an issue as a review.
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HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are:

1. Integrated set of features. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time.

2. Family sync. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Please refer to the Family Sync Quick Start guide at http://www.anishu.com for information on configuring Family Sync.

KEY FEATURES:

Expenses:
- Create/Edit/Delete expenses and recurring expenses
- Browse expense entries by month, by category/date with the ability to drill-down
- Optionally associate an account and payee with an expense
- Attach photo images of receipts; drag and resize images on screen
- Support for multiple currencies and automatic exchange rate conversion
- Search expense entries

Income:
- Create/Edit/Delete income and recurring income
- Optionally associate an account with the income

Bills
- Create/Edit/Delete bills and recurring bills
- Support for Payees, and track payments by Payee.
- Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses)
- Calendar and list view of Bills
- Bill reminders

Categories and Budget
- Create/Edit/Delete expense categories and sub-categories
- Set a budget, and track expenses at the category/sub-category level.
- Associate icons with the categories and reorder category display order
- Budget rollover
- Classify expenses into fixed, variable and discretionary and compute your disposable income

Accounts
- Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc.
- Associate your expense and income entries with your accounts and accurately track account balances.
- View transactions, and do transfer between accounts.
- Ability to choose a different base currency for each account

Reports
- Trend chart for Expense, Budget and Income for the last 6 months
- Pie/Bar charts for expense break-down (Available in the Expenses screen).
- Export data/reports by email or via WiFi

Family Sync
- Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi
- Work within the same budget with other members of the household

Other
- Backup/Restore complete application data, including all receipts
- Ability to upload your own list of category icons
- Large numeric keypad for expense/income amount entry
- HomeBudget follows the locale/region setting on your device and shows date and currency symbols appropriate for your region

Visit http://www.anishu.com to see more screenshots, and to download the user guide (PDF, 42 pages).