Top Personal Finance Apps for iPhone & iPad

Here are the top free and paid personal finance apps for the iPhone & iPad in the U.K., based on the number of downloads.

Free Apps

Rank App Details
1

PayPal: Mobile Cash

Description
TAP INTO YOUR MONEY
Send money or pay online to almost anywhere in the world in just seconds. Manage all the ways you send, receive, and spend money at a glance – download the PayPal payment app today.

SEND MONEY IN SECONDS
Transfer money to PayPal account holders in over 100 countries using just their email address or mobile number. When the money arrives in their account (usually in seconds), they can spend the money online or withdraw it with just a tap. And it’s completely free when you send money to friends in the US from your bank account or PayPal balance.

GET PAID WITH EASE
Send a request for money that allows people to pay you back with just a tap. Whether you’re collecting money for a group gift or something you sold online, PayPal mobile app makes it easy for them and even easier for you.

STAY ON TOP OF IT ALL
Whenever you send, receive, and spend money with PayPal, the app sends an instant notification to help you keep track of it all. Whether you use PayPal Credit, your balance, your bank, or your debit and credit cards to pay with PayPal - you can find everything and anything you need to simply manage it all in this secure payment app.
2

Barclays Mobile Banking

Barclays Mobile Banking app

Our app has been named the top-ranked UK banking app* in The Forrester Banking Wave™: European Mobile Apps, Q2 2018 report.


HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need your sort code and account number and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in.

THE BENEFITS
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 10 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

*The report evaluated 12 leading European banks, including three UK banks.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2018. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.
3

HSBC UK Mobile Banking

Welcome to your brand new HSBC UK Mobile Banking app!

Designed especially for our UK customers, the app has been rebuilt to be fast, secure and will get more new features, more often.

Manage your money on the go with HSBC. You can also now pay someone new using the app. • Everyday banking made simple • Your accounts at a glance • Pay someone new on the go • Fast and secure logon • Send money safely from anywhere.

If you have HSBC accounts outside of the UK, please also download the HSBC Mobile Banking app to manage your global accounts.

HSBC is committed to providing digital applications that are accessible to all its customers. We take this responsibility very seriously; accessibility will continue to be a major consideration as we develop the app, and improvements will be delivered in future updates.
4

NatWest Mobile Banking

Winner of the ‘Best Banking App’ at the British Bank Awards for 2017 and 2018, our award winning app is available to download for our Online Banking customers.

Our simple but secure app includes many features designed to help you manage your finances – whether you’re checking your balance or making international payments.

Our app is available to Online Banking customers with a UK or international mobile number in specific countries.

Once downloaded, registering is simple. All you need is your Online Banking Customer Number, as well as your PIN and password. If you’ve forgotten any of these details, visit natwest.com/online to get a reminder.

Key Features
•Log in using Touch ID or Face ID – there’s no need to remember any details when logging in. Available on a compatible iPhone or iPad.
•Personalised greeting – customise how your app greets you when you log in, morning, day or night.
•Get Cash – visit a cash machine and withdraw up to £130 without your debit card – perfect if you’ve forgotten your wallet.
•Pay someone new without a card reader – all you need is their account number and sort code. Choose how much you want to pay, and choose when it is sent.
•Manage receipts – designed specifically for our Business customers, capture images of your receipts and organise them by date or type.

What you need to register
•You’ll need to be registered for Online Banking
•Your Customer Number, which is your date of birth followed by four random digits
•Your Online Banking PIN and password, which is what you use to log in online
•When logging in for the first time you’ll be asked to create a mobile banking passcode, which is what you’ll use in the future

Other important information about our app
•Get Cash allows you to withdraw up to £130 every 24 hours at any NatWest, Royal Bank of Scotland (in Scotland) or Tesco ATM, as long as it’s within your daily withdrawal limit. You must have at least £10 available in your account.
•Paying someone new without a card reader allows a maximum of five payments totalling £250 per day. You must be aged 16 or over.
•Paying your contacts allows a maximum of 20 payments totalling £250 per day. Pay anyone who has our app or is registered for Paym. You must be aged 16 or over.
•To cancel a Direct Debit from within the app, you have until 8:20pm (UK time) on the day the payment is due. At or after 8:20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.
•To cancel or amend a standing order from within the app you must give at least two working days notice.
•You can create one Travel Plan at a time, for a maximum period of 90 days, that includes up to seven countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking, and only in your name. Joint account holders should register separately.
•Managing your receipts is available to Business Banking customers only.
•Standard data charges may apply – contact your network operator for details.

To enjoy all of the features that our app offers, you will need to accept the following permissions:
•Network communication for connectivity
•Your location, to find your nearest cash machine or branch
•Access to your contacts list, to allow you to Pay Your Contacts

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.
5

Lloyds Bank Mobile Banking

When it’s hard to find a moment for those small but important jobs, our app is here to help. It can do everything you’d expect, maybe even more. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

And since you’ve usually got your mobile on you, it’s the handiest way to do your everyday banking.

- Log on quickly and securely with Touch ID*, Face ID** or a 3-character combination from your memorable information
- Check your balances and pending payments
- Get more information on individual transactions
- Transfer money between accounts, and make UK and international payments
- Pay your loan or credit card bill
- Pay in cheques
- Apply for loans, savings, cards and more
- Easily report lost or stolen cards and order replacements
- Reset your Internet Banking password
- Update the phone number and email we have for you
- Call us quickly and safely from the app – we’ll already know it’s you so can connect you without the usual security checks.

GETTING STARTED
New to this app? Getting started is quick and easy. First you’ll need to set it up by registering your device using:
- An up-to-date phone number registered with us
- Lloyds Bank UK personal, Islands personal or sterling international account
- Internet Banking user ID, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. As a Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee: http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

IMPORTANT INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and con ditions apply.

* Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models).
** Face ID requires iPhone X.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Apple, the Apple logo,Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
6

Halifax Mobile Banking

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So, you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

It’s also been given a WCAG 2.0 AA rating by the accessibility auditors. Which in plain English means we’re doing a bit extra for our customers with disabilities too.

THE BASICS
- Sign in quickly and securely with Touch ID*, Face ID** or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- View details of individual transactions
- Check money coming in and going out
- Make transfers and payments (it’s so easy)
- Manage your standing orders and view direct debits
- Pay your loan or credit card bill
- Pay in cheques
- Set up new payees or pay your phone contacts.

A FEW EXTRAS
- Cards lost or stolen? Panic over: just cancel and replace them with the app.
- Earn as you spend with Cashback Extras.
- Apply for loans, savings, cards and more
- Call us quickly and safely from the app – we’ll already know it’s you so can connect you without the usual security checks.

STAY SAFE
- Reset your Online Banking password
- Update the phone number and email address we have for you.

GETTING STARTED
New to this app? You’ll need to set it up by registering your device first. You’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee: http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax .

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models).
** Face ID requires iPhone X.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Apple, the Apple logo, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
7

Nationwide Mobile Banking

Stay in control of your finances at your convenience with our handy Mobile Banking app. To get started, all you need are your existing Internet Bank details. If you’re not already registered, it won't take long - you can do this via our website.

**Features**

Manage your money
• Set up and pay a new payee*
• See pending transactions for your current account(s)
• Report your debit card as lost or stolen
• Complete a balance transfer to your Nationwide credit card*
• Log in with Touch ID or Face ID** – Fast, simple & secure access to your accounts
• Transaction history – View the last 15 months' activity on your Current, Credit Card and Savings accounts plus 24 months of your mortgage payments
• Search transactions – Helps you track down a particular payment quickly and easily
• Payments and transfers – Send money to existing payees, now or on a future date
• Manage payments – View and cancel regular payments/Direct Debits
• Pay a contact using their mobile number – Send and receive money via Paym with just a mobile number
• Cash flow bars – Your monthly spending habits made simple and visual
• Quick Balance – See your balance without the need to log in
• Apple Watch compatible – Check your balances with just a flick of your wrist
• View your customer number and the contact details we have on file for you

Become a super saver
• Create Savings Goals – Stay motivated (and on track) as you watch your savings grow
• Impulse Saver – Quickly save without logging in, making it even easier to put some money away for a rainy day
• Your savings interest rate – See what you're getting back for what you’re putting away

Customise your accounts from your device
• Increase or decrease your credit card limit
• Text alerts and paperless settings – Sign up or amend your text alerts and cancel paper statements if you don't really need them
• Manage your overdraft – Increase/decrease your overdraft limit
• Apply for something new – Apply for a broad range of Nationwide accounts

*You'll need your card reader for added security
**Device and operating system compatibility requirements apply
8

Santander Mobile Banking

Log on quickly and securely to access your Santander accounts in one place. Pay your bills, your friends and your mobile contacts quickly and easily.

You can:
•log on with Touch ID or Face ID
•see your running account balances and 7 years’ worth of transactions
•move money between your Santander accounts, or pay somebody else
•pay somebody using just their mobile phone number through Paym
•view the interest rate on your savings accounts and bonds to make sure you’re getting the best from your money
•see information about your ISA, including your interest rate and your remaining tax-free allowance
•view and cancel your Direct Debits
•set up, view and delete standing orders
•get alerts when you’re nearing your credit card limit to help you effectively manage your account and avoid fees
•view alerts
•choose your Retailer Offers and get cashback at top retailers, just by spending on your Santander credit or debit card
•be confident your details are secure - we’ll automatically log you off when you send the app to the background

Before you start
You’ll need to make sure that we know your current UK mobile number, so that we can send you One Time Passcodes. Once that’s done, it takes just a few minutes to get started with Mobile Banking.

•open the app and enter your Online Banking log on details
•we’ll send you a One Time Passcode (OTP) by text message
•enter the code into the app and we’ll register your device
•we’ll then ask if you want to set up Touch ID or Face ID to log on.
And that’s it, you’re in!

Important information

Never share a One Time Passcode (OTP) with another person. Not even a Santander employee.
Never download software or let anyone log on to your computer or devices remotely following or during a cold call.
Never enter your Online Banking details after clicking on a link in an email or text message.

All interest and Retailer Offer rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 9.0 or above in order to use this app. If you are unable to update to this version, please log on to Santander Online Banking to access your accounts.

Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.
9

Debenhams Card

Manage your account anywhere, anytime, with our secure mobile app. Free
to download now, we have lots of features to enable you to manage your
account easily:

- View your latest balance and available credit limit
- View your latest transactions, including transactions that are still
pending
- Make a payment on your account
- Set up or manage your Direct Debit
- Manage your statement preferences
- Update your contact details
- Get in contact with us and view our FAQs

Registered for Online Account Manager already?

If you’re registered for Online Account Manager already then you’ll be able
to use these details to login. No need to re-register!

Not Registered for Online Account Manger?

If you’re not registered for Online Account Manager then no problem!
Download the app and click ‘Register for Online Account Manager’.

You’ll need the following details to hand:
- Last name
- Date of birth
- Postcode
- Your card details OR your account number

Please note that this app does not have manual logout functionality. The
app will however logout if you manually lock your phone, background the
app, close the app or when the device auto-locks. For security reasons, please ensure that you log out of the app accordingly.
10

HMRC

You can use the HMRC app to estimate your tax, manage your tax credits, access your Help to Save account, or work out your take-home pay.

Used by more than 550,000 people per month, the app puts you at the heart of your tax matters and financial life.

The secure fingerprint sign in means you can quickly:

- find your tax code
- work out your take home pay, income tax and National Insurance information with our tax calculator
- get your tax estimate, income and state benefits information
- read messages from HMRC
- track the forms and letters you’ve sent to HMRC

Keep track of your tax credits
You can:

- check your tax credits payments schedule
- find out how much you've earned for the year
- renew your tax credits

Manage your Help to Save account
You can:

- sign in to your Help to Save account
- check your account balance and bonus
- keep track of how much you’ve paid in
- see how much you can still save before the end of the month
- set regular reminders to save - or cancel them
- get easy access to your full web account to do things like pay in money or find out how to set up a regular payment

Signing up is easy
You:

- will need to provide your name, National Insurance number and date of birth
- may also need to provide details like your passport number and salary details

HMRC app is safe and secure
You can:

- use the app to get access codes to add security to personal, business and agent accounts
- only sign in to your personal tax account as an individual - you can't sign in as a business or an agent

What people are saying about the HMRC app

- “Loving the fingerprint scanner integration.”
- “Does the job and has stopped half my phone calls. Not that I made that many. Great app.”
- “Easy to log in easy to track tax credits and keep track of how much you've earned for the year.”
- “Great! So simple and easy to use.”


Rank App Details
1

BitcoinTrader

Profitable Bitcoin Trading Strategies for Bitcoin Daytrading

The CryptoCurrency Market is still in its infancy and has experienced explosive growth in the last few years, as The Market has grown aware of the current and future usefulness of cryptocurrencies. Pioneering the way is Bitcoin (BTC), the leader of the movement with a $4.5bn market cap.

Bitcoin is New...Fun...Dangerous...Volatile all at once. The volatility of bitcoin makes it great as a trading instrument, and thats what i am going to focus on here.

In heavility volatile periods bitcoin can move 20-50% in a single day. Which presents a massive opportunity for day traders to get in on the action.

What you will learn in this course is:

The Potential of Bitcoin
How to get started trading Bitcoin
How to recognize trade set-ups on Bitcoin Charts
When to Buy Bitcoin (long)
When to Sell Bitcoin (Short)
How to trade Bitcoin profitably
How to manage your risk
2

Pennies – Budget and Expenses

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com
3

Debt Manager

*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need
4

Convert 0870

Convert 0870 is dedicated to saving you money.

One phone call lasting at least a minute pays for this app and you have it forever! No limits, so use it for every number!

Many companies use 0870, 0845, 0844 numbers for customer service, which usually cost 35p per minute +

Calling such number on any phone is expensive so why pay more when there is Convert 0870!

Support for iOS 7/8 and the iPhone 6 & iPhone 6+

0870, 0845, 0844, 0800 and 03 numbers are covered too!

Why not try and get them at local rate?

Simply type the number and we'll do the work.

Alternatives for Successful Matches Too!

Dont fancy typing, why you can browse an alphabetical list, not only by name but numbers too!

Thousands of numbers stored offline for super fast results even when you have little network coverage.

More can be searched too and if its missing we will find it for you!

Unlike other similar apps we have spent a long time designing the interface to give you the best native experience, this means fast scrolling, quick results and a smooth feeling all over!

Know who you are ringing? You can also search for it by name.

Cant find a number let us know. We will do the hard work for you! And our response time is very impressive!

Say goodbye to high phone bills!

Say hello to 'Convert 0870'!
- Alternatives for Successful Matches
- Offline Mode
- History - remember those numbers you've called.
- Add to contacts - Save them to your address book
- Copy And Paste
- Accurate Number Search
- Generalised Business search by name
- Very good support



*Local rates may still apply
5

Money Pro: Personal Finance

Manage money like a pro. Сhange your spending behavior for good.
Money Pro®  is the one place for bill planning, budgeting and keeping track of your accounts.
Money Pro works great for home budgeting and even for business use.

Easy sync and iPhone/iPad versions combined in one app. Money Pro is the next generation of Money app (over 2 million downloads worldwide).

Now you can use Online Banking. Money Pro will connect to your bank and download your transactions.

Calendar
- Mark days on the big calendar when your bills are due.
- Schedule recurring bills with custom periodicity.

Today view
- Take a quick glance at bills due.
- When you actually have a transaction, approve it quickly.

Bills due notifications
- A whole system of reminders will alert you of upcoming bills.
- Quick rescheduling option will help you deal with bills due.

Budgets
- Create budgeted entries both for your income and expenses.
- Set different budget limits for every period if needed.
- Start adding every transaction you have, and see progress of each category and the overall progress.
- Monitor visual indicators for budget overspending.

Budget rollover
- Set budgets to transfer the leftover of the current period to the next budget period.
- Budget rollover limits your spending automatically if you overspent in previous periods.

Checkbook register
- Unlimited number of accounts in one place (checking, credit card, etc).
- Setting transactions as recurring or as one-time only.
- Balance change history.
- Additional fields for organizing your records: payee, description, check #, class (personal/business travel expenses).
- Attachment of receipt photos.

Account reconciliation
- Record transactions and clear them later on (reconcile).
- Automatically calculated available balance and cleared balance.

Online Banking (Money Pro Gold subscription)
- Connect banks and download your data.

Import of bank statements
- Import history of your transactions (files: .ofx, .csv).
- Money Pro predicts categories for the transactions being imported.

Split transactions
- Split a transaction into multiple categories when you pay for multiple items at once.

Search
- Search transactions by amount, category, description, payee, etc.

Detailed reports
- Income/Expenses
- Cash flow
- Transactions
- Assets/Liabilities (net worth)
- Projected balance
- Trend chart for days/weeks/months/years

Lots of options for customization
- Custom periodicity is available for budgeting and bill planning (weekly, monthly, etc).
- Adjust the structure of income/expense categories & subcategories for your needs.
- Customize accounts & categories with over 1,500 built-in icons.
- Create your own unique icons using photos.

iCloud
- Money Pro uses iCloud to keep your data in sync on all of your devices.

Multiple profiles
- Set multiple profiles and track your finances separately for home budget and your small business.

More
- Calculator and currency converter
- Print and Export to pdf, qif, csv formats
- Notification Center Widget
- Password protection
- Backups of your data
- Multiple currencies support & automatic update of exchange rates
- Import data from CSV

Family Cloud Sync
- 1 Month of Family Cloud Sync: $1.99
- 12 Months of Family Cloud Sync: $11.99

Money Pro Gold
- 1 Month of Money Pro Gold: $5.99
- 12 Months of Money Pro Gold: $ 49.99
In all the countries (except the USA) actual charges will be converted to the local currency. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.

Terms & Privacy
- http://ibearsoft.com/terms
- http://ibearsoft.com/privacy-apps

User Guide
- http://ibearmoney.com/pro

Money Pro is a Universal app. Pay once and use it on your iPhone and iPad.
6

Advanced Budget Planner

We hope you love our app as much as our community and our team do. Download it today and let us know what you think !!!

Advanced Budget Planner is the best money manager to stick to your budget.This App is financial planning, review, expense tracking and personal asset management app.

Advanced Budget Planner is a smart assistant for home budget managing, it helps you to take full control over home finances. If you are still wondering why your funds are running out so quickly and for what- this application is just designed for you. Advanced Budget Planner from now will help you maintain your expenses and home budget.

Advanced Budget Planner help you to track your expenses, incomes, bills and always stay with-in budget.

* WHY YOU USE ADVANCED BUDGET PLANNER PREMIUM *
Chuck your notebooks and spreadsheets, and budget for clear, tangible goals that are easy to track in real time.Advanced Budget Planner is not just an expense tracker or a budgeting app. It’s all about getting things under control now, so that you can make wise decisions and plan for the future - a month, a year, or 10 years down the line.

Advanced Budget Planner is designed to help you get your finances under control from day 1, giving you ongoing insight into your financial situation, and helping you stay in control for the long term.

* WHAT MAKES ADVANCED BUDGET PLANNER PREMIUM UNIQUE *

* BUDGET AND EXPENSE MANAGEMENT FUNCTION
- Money Manager shows your budget and expenses by a graph so you can see the amount of your expense against your budget quickly and make suitable financial inferences.

* SIMPLE AND INTUITIVE USER INTERFACE
- helps you track your spending quickly and easily.

* SEE EVERYTHING IN ONE PLACE
- Get a more complete picture of your financial life. We bring together everything from account Payment Method ,Charts by Monthly and Daily and spending to your free credit score, net worth and more.

* FLEXIBLE TIME PERIODS
- choose to track Weekly, Monthly or Yearly and powerful analysis graphs.

* SAVE TIME AND MONEY
- With one place to keep track of your finances, there’s no need to log into multiple sites. Plus, we’ll give you savings tips to help with budgeting and debt.

* MANAGE BILLS AND MONEY TOGETHER
Track and pay bills right alongside your account balances. You’ll know what's due, when it’s due, and what you can pay.

* BUDGET BETTER
- Effortlessly create budgets you can stick to. To help you save smarter from day one, we even make a few for you based on your spending.

Enjoy this app, thank you!

If you feel you have benefited from this app, please SHARE OUR APP WITH OTHERS !

Very Good Application and Use Daily Basis with Best Price.

Buy now and you will get free upgrades with many new features!!!

If you like this product, check out our other apps at
https://itunes.apple.com/us/developer/mital-upadhyay/id1040211025

* MORE FEATURES COMING SOON *
- Big money comes from smaller ones !!!
7

Account Tracker

Apple "New apps and games we love" (on the Mac), March 2017

Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010

Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances.

If you like it there is now a PRO version, adding support for automatic backups, database syncing, enhanced transaction searching, split screen multitasking, 3D Touch, Apple Watch, and more. If you already have Account Tracker, use the upgrade bundle to get a discount!

Also check out Account Tracker for Mac, now available on the Mac App Store! It requires Account Tracker PRO (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above.

ACCOUNTS
- Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc
- Separate your accounts into groups, e.g. personal vs business accounts
- Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc
- Quickly and simply enter one-off transactions as they happen
- Reconcile your account data with your statements
- While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments
- Alerts if an account is likely to go overdrawn or hit its overdraft limit

BILLS
- Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually
- View all transactions with reminders set
- Alerts to tell you when these transactions are due

BUDGETS
- Add budgets per category for spending, income and transfers across individual or multiple accounts
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Monitor your transactions against the goals you set

REPORTS
- Detailed reports to really understand your financial position
- Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Export or print reports as PDF files

DATA, BACKUPS AND SYNCING
- Import historical transactions or bank statements from a CSV file
- Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet
- Local backup and restore on your device, plus transfer of backups by email, AirDrop, iTunes file sharing, iCloud and Dropbox
- PIN code protection, plus Touch ID and 1Password integration

PLUS
- Full multi-currency support, per account and per transaction
- The default currency is the one local to your device, but this can be overridden
- Supports sub-categories and splitting a transaction across multiple categories/subcategories
- Universal, Retina enabled app that works on the iPhone, iPod Touch and iPad - buy once, use it on ALL of your devices
- In-app user guide

SUPPORT
Please don't leave support requests on iTunes as these are anonymous and I have no way of contacting you if I have questions. Instead there is a link to my support page from iTunes and from the app itself (or simply go to http://grahamhaley.co.uk/accounts/).

Alternatively, contact me directly via my support pages and you will get a quick response.
8

HomeBudget with Sync

Now available in mobile [iPhone/iPad] and desktop versions [Mac OS, Windows], including instant data sync between mobile/desktop versions. (Separate purchase required for each OS platform).

A lite version of HomeBudget is available under the free applications category. Give it a try.

Contact support@anishu.com, if you need help. We have no way of contacting you if you post an issue as a review.
--

HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are:

1. Integrated set of features. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time.

2. Family sync. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Please refer to the Family Sync Quick Start guide at http://www.anishu.com for information on configuring Family Sync.

KEY FEATURES:

Expenses:
- Create/Edit/Delete expenses and recurring expenses
- Browse expense entries by month, by category/date with the ability to drill-down
- Optionally associate an account and payee with an expense
- Attach photo images of receipts; drag and resize images on screen
- Support for multiple currencies and automatic exchange rate conversion
- Search expense entries

Income:
- Create/Edit/Delete income and recurring income
- Optionally associate an account with the income

Bills
- Create/Edit/Delete bills and recurring bills
- Support for Payees, and track payments by Payee.
- Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses)
- Calendar and list view of Bills
- Bill reminders

Categories and Budget
- Create/Edit/Delete expense categories and sub-categories
- Set a budget, and track expenses at the category/sub-category level.
- Associate icons with the categories and reorder category display order
- Budget rollover
- Classify expenses into fixed, variable and discretionary and compute your disposable income

Accounts
- Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc.
- Associate your expense and income entries with your accounts and accurately track account balances.
- View transactions, and do transfer between accounts.
- Ability to choose a different base currency for each account

Reports
- Trend chart for Expense, Budget and Income for the last 6 months
- Pie/Bar charts for expense break-down (Available in the Expenses screen).
- Export data/reports by email or via WiFi

Family Sync
- Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi
- Work within the same budget with other members of the household

Other
- Backup/Restore complete application data, including all receipts
- Ability to upload your own list of category icons
- Large numeric keypad for expense/income amount entry
- HomeBudget follows the locale/region setting on your device and shows date and currency symbols appropriate for your region

Visit http://www.anishu.com to see more screenshots, and to download the user guide (PDF, 42 pages).
9

Poker Income Bankroll Tracker

"The Best Poker App!" -- Michael "The Grinder" Mizrachi

"No.1 Poker Tracker!" -- Matthew Affleck

Poker Income can help you win more in poker by answering these questions:

* What is my hourly rate for playing poker?
* Am I better at Texas Holdem, Black Jack or Omaha? Cash games or tournaments? Limit or No Limit?
* Do I make more money in Casinos or home games? Which casinos?
* Are there more fish on Friday or Saturday?
* Am I better at short handed or full table?
* ...

Unique features include:
1. Poker Income is the first graphical live HUD tracker with post flop in the world! You can take pictures and notes on your opponents and track games played against a particular player. You can easily track every hand you played in the past and your opponents' statistics such as VPIP, C-Bet, Check-Raise and Aggression Factor. You can profit from the history of their styles and tells, which gives you a huge edge over your opponents.
2. Backup and restore your data in the cloud at pokerincome.com. Access from any computer or smartphone. Your data are safe even if you lost or switch phones.
3. Track and post sessions and hands to facebook, twitter or email.

You won't find these feature in other clones!

With Poker Income, you can

1. Find the most profitable games, opponents, time and locations
2. Quickly look up your opponents' styles, tells and even previous games you played with them
3. Track earnings and withdrawals
4. Improve your skills
5. Look at each possible angle of your games from charts

Other features include:

* Track all aspects of cash games and tournaments (game format, stake, location, time, profit, notes etc)
* Sift through all poker logs to find the most profitable game, opponents, time and location
* A timer for live games to conveniently track game hours, break-times, and rebuys
* Export data in a tab separated format to your favorite spreadsheet program
* Bankroll and withdrawal management
* Fully customizable: Texas Holdem, Stud, Omaha, Black Jack, Razz, HORSE and your own games!

Poker Income will turn beginners into winners, amateurs into professionals and professionals into superstars!

Please contact support@pokerincome.com for questions/comments/ideas. Also check out free web version at pokerincome.com from any computer or smartphone.


=================
About Developer
=================
Chang is a big fan of discipline bankroll management rule. From 2007 to 2009, Chang has built his live bankroll from zero to twenty thousands in 20 months. In 2007, he started his poker career by playing freeroll cash games and tournaments in local poker clubs in Seattle, Washington, USA. Then he gradually moved up stakes. In the summer of 2009, after building up enough bankroll, Chang took his first stab at World Series of Poker. He successfully cashed in his first two WSOP events back to back.

Finally, Chang has turned all this expertise and experience into the development of Poker Income. He is also working diligently on a few new ideas. Keep an eye on future releases! Don't forget to email him if you have ideas to improve Poker Income.
10

Biticker Pro - BTC, LTC, ETH

Stay informed about the Bitcoin (BTC), Litecoin (LTC), IOTA (IOT), Bitcoin Cash (BCH), Bitcoin Gold (BTG), Dash (DSH), Decred (DCR), Monero (XMR), ZCash (ZEC) and Ethereum (ETH) prices with real time informations, exclusive charts (1d/1w/1m), price alerts and widget.
Create customized alerts and use our exclusive ticker and simple widget to monitor de market.
Get the latest news and monitor market from anywhere!

Supported exchanges/markets:

• Bitstamp (US)
• BTC-e (US)
• BtcChina (CN)
• Bter (US)
• Coinbase (US)
• FoxBit (BR)
• MercadoBitcoin (BR)
• Bitfinex
• Poloniex
• OkCoin
• Cex.IO
• Kraken
• Korbit
• Bitflyer
• Bitcâmbio
• Walltime
• Bitcoin.de (DE)
• BitcoinTrade
• FlowBTC
• Bitcointoyou (B2U)
• Braziliex
• Bittrex

News providers:

• NewsBTC.com
• Bitcoin.com
• BitcoinMagazine.com
• Cointelegraph.com
• Portaldobitcoin.com.br
• Guiadobitcoin.com.br
• Criptomoedasfacil.com
• BestBitcoin.com.br
• BitcoinNews.com.br

Rankings are taken directly from iTunes.