Top Personal Finance Apps for iPhone & iPad

Here are the top free and paid personal finance apps for the iPhone & iPad in the U.K., based on the number of downloads.

Free Apps

Rank App Details
1

PayPal – Send money and manage your payments

TAP INTO YOUR MONEY
Send money instantly almost anywhere in the world. Manage all the ways you send, spend and receive money at a glance.

SEND PAYMENTS IN SECONDS
Send money to PayPal users in over 100 countries using just their mobile number or email address. They can spend the money online or withdraw it with just a tap. And there are no PayPal fees when you send money in GBP to friends in the UK from your bank account, debit card or PayPal balance.

GET PAID WITH EASE
Send someone a money request, and let them pay you back with just a tap. Whether you’re collecting money for a group gift or something you sold online, we make it easy for them and even easier for you.

STAY ON TOP OF IT ALL
Every time you send, spend or receive money with PayPal, the app notifies you to help you keep track of it all. Whenever you pay with PayPal - using PayPal Credit, PayPal balance, your bank account or card - you can manage it all in our app.

If you are viewing this page from outside of the UK, some of the features described may not be available to you in the app.
2

Barclays Mobile Banking

Barclays Mobile Banking app



HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need your sort code and account number and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in.

If you only have a Barclaycard account you can’t register for this app but you can register for the MyBarclaycard app.

THE BENEFITS
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 10 days for this feature to be activated in the app while we complete some security checks,
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

Copyright © Barclays 2014. All rights reserved. Barclays Mobile Banking is a trademark of Barclays Bank PLC.
This app is provided by Barclays Bank PLC although you may have contracted for banking services with another legal entity within the Barclays Group. Please refer to your bank documentation (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.
Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register no.122702). Barclays Bank PLC is registered in England. Registered no.1026167.
3

NatWest

We’re proud to be named ‘Best Banking App 2017’ by the British Bank Awards. Download now and see what the buzz is about.

FEATURES

•Conveniently log in and check your balance using Touch ID
•No need for a card reader to pay bills, friends, family or even someone new
•Get Cash from our cashpoint using your app if you have left your debit card at home
•Set up, amend and cancel your standing orders and Direct Debits
•Tell us if you are planning to use your debit card abroad
•Register for the Paym service and send money using just a mobile number
…and plenty more!

HOW TO REGISTER

Our app is available to our Personal, Private and Business customers using an iPhone, iPad or Apple Watch.

It only takes a couple of minutes to get started on the NatWest app. You will need a UK mobile number and your Online Banking details to hand.

•Open our app and enter your mobile number
•We will send you an activation code
•Enter the code back into the app and choose your own passcode
•For security reasons we’ll ask you to confirm partial details from your Online Banking PIN and Password
That’s it!

IMPORTANT INFORMATION

We are proud to be the first bank in the UK to offer a RNIB Approved App for use by blind and partially sighted customers.

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.

*Touch ID – available on selected Apple devices.

*Pay Someone New – You must be aged 16 or over. Payment details will not be saved. Maximum of 5 payments totalling £250 per working day.

*Get Cash – Withdraw a maximum of £130 from any NatWest or Tesco cash machine. You must have at least £10 available in your account. There is a maximum limit of two Get Cash withdrawals every 24 hours.

*Set up, amend and cancel your standing orders – Set up standing orders to saved payees, companies or between your own accounts. To amend or cancel a standing order you must give 2 working days notice.

*Cancel your Direct Debits – You have up until 8.20pm (UK time) on the day the payment is due. At or after 8.20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.

*Register your travel plans – You will be able to create one Travel Plan at a time, for a maximum period of 90 days that includes up to seven countries. Each country will need to be registered individually.

*Paym – a service available to most UK banks and building societies that allows people to send you money using your mobile number. Available on most personal accounts.

*Pay Your Contacts – You must be aged 16 or over. Pay anyone up to £250 who has our mobile app or is registered for Paym using their UK mobile number
4

Lloyds Bank Mobile Banking

When it’s hard to find a moment to do those small but important things, our Mobile Banking app is there to help. It can do everything you’d expect, maybe even more. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

- Log on with Touch ID or a 3-character combination from your memorable information

- Check your balances, transactions and pending payments

- Make transfers and payments home and abroad

- Make payments to your loan or credit card bill

- Apply for loans, savings, cards and more

- Report lost or stolen cards and order replacements

- Tell us if you’re planning to go abroad

- Reset your Internet Banking password

- Update the phone number and email we have for you

GETTING STARTED
New to this app? First you’ll need to set it up by registering your device using:

- An up-to-date phone number registered with us

- Lloyds Bank UK personal, Islands personal or sterling international account

- Internet Banking user ID, password and memorable information

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. As a Lloyds Bank Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

IMPORTANT INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 9.0 or above.

When you use this app we collect non-personally identifiable location data for security purposes, to help combat fraud, fix bugs and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones only and may not be compatible with other devices, such as tablets.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Lloyds Bank customers will be covered.

Holders of accounts in Jersey, the Bailiwick of Guernsey and the Isle of Man can find compensation scheme details and other relevant information at http://international.lloydsbank.com/
5

Halifax Mobile Banking

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So, you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

THE BASICS
- Sign in with Touch ID or a 3-character combination from your memorable information

- Swipe easily to see balances and statements

- Check money coming in and going out

- Make transfers, payments and standing orders (it’s so easy)

- Pay your loan or credit card bill

- Set up new recipients or pay your phone contacts

A FEW EXTRAS
- Going abroad? Tell us with the app so there’s no worries when you use your card abroad.

- Cards lost or stolen? Panic over: cancel and replace them with the app.

- Earn as you spend with Cashback Extras.

- Apply for loans, savings, cards and more.

STAY SAFE
- Reset your Online Banking password

- Update the phone number and email address we have for you

GETTING STARTED
New to this app? You’ll need to set it up by registering your device first. You’ll need:

- An up-to-date phone number registered with us

- Halifax UK personal account

- Online Banking username, password and memorable information

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. We also have an online banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax.

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires iPhone 5s or above running iOS 9.0 or above.

We collect non-personally identifiable location data when you use this app. We use this for fraud and security purposes, to help us fix bugs, and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones only and may not be compatible with other devices, such as tablets.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Halifax customers will be covered.
6

Personal Banking

If you’re new to our Mobile Banking app and using an iPhone take a look at our tutorial showing you the new functions and how to make the most of them.

Wherever life takes you, stay in control of your accounts 24/7 with our Mobile Banking app. Manage your current accounts, savings accounts and credit cards securely and easily, anywhere you can connect to the internet. Simply log on with your existing Online Banking details. If you don’t have any log on details, just download the app to sign up.

You can:
•check your account balances
•transfer money between your accounts
•see up to 4 years of transactions
•set up new payees and make payments (setting up new payee is available on iPhone only)
•set up, view, amend and cancel standing orders (available on iPhone only)
•view and cancel your Direct Debits (available on iPhone only)
•use mobile-to-mobile payments (Paym) to send payments securely using only a mobile number
•choose voucher-less offers with Retailer Offers to spend using any of your Santander debit or credit cards
•set up alerts for when your balance goes over, or drops below, a certain amount
•find your nearest Santander branch in an instant and get driving or walking directions
•sign up for Online and Mobile Banking (available on iPhone only)
•request to reset your existing log on details (available on iPhone only).

With Retailer Offers, you could earn up to 15% cashback when you shop at your favourite stores, with no need for vouchers or codes. Once you’ve chosen your offers, simply spend on any of your Santander credit or debit cards to qualify. Switch on this service in ‘My Offers’ in Mobile Banking to start earning today.

All interest rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander UK plc Web Site
Santander UK Support Application Licence Agreement
Please make sure you have the latest Apple software on your phone so that our app runs smoothly.

Apple, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. Santander and the flame logo are registered trademarks.
7

Nationwide Mobile Banking

Nationwide’s Banking app makes it even easier to stay in control of your finances on your compatible iPhone, iPad, iPod Touch and Apple Watch. Exclusively available to our Internet Bank customers, you can register and log in to the app using your existing Internet Bank details.

** Features **

With the Nationwide Banking app you can:
• Log in with Touch ID (requires a compatible device running iOS9 or above)
• View up to 15 months' transaction history on your current account and credit card
• Search transactions quickly and easily
• Set up and track your savings goals
• Quickly view funds going in and out of your current account using cash flow bars
• Sign up for or amend your SMS text alerts and paperless settings
• Quick Balance - select and view the account balances without logging in
• Impulse Saver - transfer money from your Nationwide current account into your Nationwide savings account without logging in
• View recent current account, savings, credit card and mortgage transaction history
• View your savings interest rates
• Manage your current account overdraft
• Make payments and transfers to existing payees, now or on a future date
• Send and receive money securely with a mobile number using Paym
• View and cancel Direct Debits and regular payments
• Apply for a range of Nationwide accounts
• Check your balances on your Apple Watch

** Using the app **

To use the app you’ll need to:
• be registered for Nationwide Internet Banking. Go to nationwide.co.uk/internetbanking and follow the on screen instructions to register
• enrol on the app using your Internet Banking credentials

Once you’ve enrolled, you’ll only need to use Touch ID or your Internet Banking passnumber to log in.

To check your balances on your Apple Watch you'll need to set up Quick Balance in the app in the settings menu.

** Staying safe **

We're absolutely committed to keeping you and your money safe while using our Banking app.  If you lose money as a result of fraud through our Digital Banking service, we'll put the money back into your account immediately, if certain conditions are met. This means that you won't lose a penny if we find that you have been the innocent victim of fraud.

Remember:
• Never share your log in details or personal information with anyone.
• When logging in, in a public place, be careful to keep your details out of sight.
• Create a password or PIN to access your device.

Available on selected Apple devices only.  iPhone, Apple Watch, iPad, iPod touch and Touch ID are trademarks of Apple Inc., registered in the US and other countries.
8

HSBC Mobile Banking

Manage your money on the move and around the clock with this secure Personal Banking app from HSBC for iPhone, iPad and iPod touch. With more updates and features on the way you can:

• Log on around the world
• View your account balances and transaction history
• Move money

Exact features depend on the HSBC services available in your country.

To log on to this app you must be an HSBC Personal Internet Banking customer. If you are not yet registered, please visit your local HSBC website.

• HSBC helps protect your information by using 128-bit SSL encryption technology when you are logged on.
• Data charges from your mobile service provider may apply.

To find out more about the app including details of permissions requested please see http://hsbc.mobi
9

mybarclaycard

mybarclaycard app from Barclaycard

Manage your account your way at anytime, anywhere with this secure mybarclaycard app for Barclaycard UK customers. Free to download now for iOS and with more handy features on the way, currently you can:

* View your latest balance and available credit

* See what you’ve spent and where

* View your digital statements

* Pay your bill and review earlier payments

* Manage your Direct Debit

* Activate your Barclaycard

* Transfer a balance from a non-Barclaycard credit card

* Transfer money from your Barclaycard to a UK bank account

*View your Purchase Plan

* Update your contact details


Before you get started

To maintain your privacy and security, this app isn’t available on jailbroken devices. Instead you can access your account on your mobile by going online to barclaycard.mobi

To use the mybarclaycard app you’ll need a UK mobile number and be the main cardholder of a personal Barclaycard issued in the UK.

Registered for mybarclaycard online account servicing? You need to use the same login details to register for the mybarclaycard app. If not, you can still register using your card details instead.


Are you a Barclays customer?

If you’ve got a Barclays current account and a Barclaycard it’s best to use the Barclays Mobile Banking app where you can see both accounts together. The mybarclaycard app will only show you details of your Barclaycard account.

Other things you need to know

- The app is compatible with iOS versions 8.0 or later

- Compatible mobile device, operating system and internet access are required

- Standard network charges for data usage may apply. Check with your network service provider for mobile or internet use

- Terms, Conditions and restrictions apply – (www.barclaycard.co.uk/mybarclaycardapp)


The fine print

Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Registered in England No. 1026167. Registered office: 1 Churchill Place, London E14 5HP.
10

Trading 212 Forex & Stocks

#1 Trading app in the UK for 2016. Trade Currencies (FOREX), Gold, Oil, Stocks and Indexes.
Open a non-expiring FREE Practice Account or trade with Real Money when you are ready.
Your capital is at risk.*

With Trading 212 you gain access to:

- More than 750 instruments to trade.
- Charts optimised for iPhone and iPad.
- Financial news.
- All types of Pending Orders.
- FREE non-expiring Practice Account with virtual money.

*CFDs are leveraged products. Trading CFDs is risky and requires a certain level of experience. Please ensure that you understand all the risks involved and the high probability of losing your investment.

Trading 212 is offered by the following companies:

Avus Capital UK Ltd. authorised and regulated by the FCA (Register number 609146).
Avus Capital CY Ltd. authorised and regulated by the CySEC (Licence number 290/16).
Avus Capital Ltd. authorised and regulated by the FSC, Bulgaria (Register number RG-03-0237).

Seller: Avus Capital


Rank App Details
1

Splittr - Travel cost splitting made easy

Forget about creating complicated Excel spreadsheets after a trip with friends!

Splittr helps you to divide costs between you and your friends. It is perfect for vacations, weekend trips, nights out with friends, and even for household expenses. Simply add expenses as you go and Splittr will let you know who is next to pay, tell you who owes what to whom, and generate a PDF report that you’ll be able to send to friends.

IMPORTANT: Splittr does not support syncing across multiple devices from different users. If you are looking for that: Don’t buy Splittr or don’t give a bad rating.
Splittr is much simpler. With Splittr you don’t need an internet connection and you don’t need to sign up to create an account. Your data is yours.

Features:
- No login and no internet connection required
- Super fast and easy user interface
- Multiple activities supported
- All currencies are supported – you can even use multiple currencies
- Intelligent equalization payment algorithm that minimizes the number of transactions
- You can split expenses unevenly if purchasers paid different amounts or if certain participants benefitted more or less from the expense
- Export reports as PDF and CSV files
- Can be used for groups (families, couples, etc.)
- Optional iCloud backup and ability to sync to other iOS devices

Use case: Imagine you are on a weekend road trip with two friends: Emma and Daniel. You pay $100 for gas for the trip. Anyone with a calculator can divide that price three ways, but even then, you’d normally have to keep a record of the expense in order to divvy it up later. With Splittr, this expense is entered in a couple of seconds and divided equally with little time or effort.
Imagine that later, you, Emma and Daniel go to a restaurant. You’re not hungry, so you only order juice. Daniel orders a steak and a cheesecake. Emma gets a spinach salad. The bill is $80. Daniel forgot his wallet in the hotel room and doesn’t pay, but you chip in $60 and Emma pays $20. You need a math degree to calculate who owes what, right? Not with Splittr! Simply enter who paid how much and Splittr will do the rest.

It’s that simple!
2

Spending Log

◆ Featured in the Telegraph Must-Have Apps List in the UK

◆ Featured in the Sunday Times App List in the UK

Do you have too much month left at the end of the money? Would you like to know just how much you are spending on eating out, fuel, groceries etc every month?

'Spending Log' logs your income and expenses so you can keep track of where your money is spent. You can keep track of your money going out of and in to different accounts and can categorise these transactions for easy analysis.

◆ Identify areas where you could cut back your expenditure
◆ Know for sure where the money goes

Group your purchases into categories so you can :
√ See how much you spend on groceries in a typical week
√ See what proportion of your total spend was on fuel last month
√ Split your purchases any way you like for an analysis relevant to you

'Spending Log' is highly configurable allowing you to set up accounts, categories and time periods to suit your circumstances. You can analyse how much you spend over any combination of different accounts and categories for any time period you like.

√ Highly Configurable - Make it Your Own
√ Record Income & Expenditure on Multiple Accounts - Current, Savings, Business Expense Account, etc
√ Record Income & Expenditure under user defined Categories - Groceries, Fuel, Clothes, etc
√ Analyse your Expenditure & Income over ANY time period - Weekly, Monthly, Quarterly, Every 10 days, etc
√ Record Account Transfers
√ Analysis includes a breakdown by Category of Expenditure Totals, Proportions & Averages over any Time Period
√ Set up Automated Recurring Transactions & Account Transfers - Monthly rent payment, Regular payment into a Savings Account, etc
√ View your logged Transactions in a Bank Statement like format and on a Calendar
√ E-Mail your Transactions as a CSV file attachment from within the App ; CSV files work with most spreadsheet software
√ Set up Balance Alerts ; be alerted when approaching your overdraft limit
√ Includes Secure Passcode Entry System to keep your log private
√ See your Account Balances at a glance


◆ This app is part of the MoneyBudgie Finance Tracking Bundle.
- All 4 Apps work together to help you get in control of your finances. For example, you can log your income & expenses in this app against categories defined in the Home Budget Plan App; transactions logged in this app affect your budgets tracked by the Budgets-Expense Tracker App, etc.

Where does the money go? Buy 'Spending Log' and find out.
3

Pennies – Budget and Expense Tracker

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com
4

Chronicle - Bill Management & Reminders

**60% off to celebrate version 7.0!**

The easiest, fastest bill manager in the App Store. A universal app for iPhone & iPad, with Apple Watch support and multitasking on iPad. Includes iCloud sync.

If you pay bills, you need Chronicle.

Here's why: A single late payment can cost you $30 or more and cause your credit score to plummet by up to 100 points.

Chronicle reminds you to pay your bills, so you can just enter them, and forget about them.

Plus, Chronicle syncs with the available Mac version via iCloud or Dropbox, so you can view and pay your bills everywhere.

In addition to reminding you to pay your bills, Chronicle keeps track of all your payment history, including confirmation numbers, so you always have proof of payments.

Chronicle allows you to enter your bills quickly, and updates your due dates as you log payments. It also integrates with Launch Center Pro to make logging fast, and with the 1Password browser so you can pay your bills online easier.
5

Data Count - Track data usage in real time

App background changes according to your data usage.
Customized themes with a choice of fonts & colour schemes.

Never worry about your data limit again. Data Count lets you track your mobile data usage at one glance in real time. Gives you key mobile data in a simple and beautiful interface.

Real time tracking gives cellular ( LTE / 2G / 4G / 3G ) and Wi-fi data usage retrieved directly from iOS. No more waiting for your carrier to update overage.
To save your battery, Data Count calculates your usage with a smart algorithm only when app is in foreground.

Features:
- Track cellular ( LTE / 2G / 4G / 3G ) and Wi-Fi data.
- Receive usage notifications.
- Reset on bill cycle date.
- Secure and private, no VPN or login required.
- Supports many data plan types and limit
- Works with all carriers
- Efficient, calculates usage only when app in foreground
- Gorgeous themes - customise fonts and colour schemes
- Previous usage graphs


Never worry about overages with Data Count handling your real time tracking.

Please write to us before leaving negative reviews, as we can often help with your problem or help you better use the app.
If you have any problem or suggestions please mail support@datacountapp.com and you will get a response and solution in a short time.
6

Euro to Pound Sterling Currency Converter

GBP Pound Sterling to Euro currency converter.
Totally free from Advertising.
The exchange rate is hourly updated.
Includes a chart with the latest rates (30 days, 6 months and a year).
Without popup small keys keyboard.
Direct GBP-Euro conversion without menus or half-way steps.
The app can work offline, so it do not need internet data connection available. If the internet connection is not available, the app uses the last exchange rate saved.
7

Months - Simple Daily Budget for Saving Money

In personal budgeting, knowing how much you can spend per day is a simple step towards understanding how you use and save money. Months provides a no-frills, simple way of understanding how much you can spend any given day. The less you spend today, the more you have tomorrow.

How It Works:
• Enter the amount you spend each month. Include expenses like rent, recurring bills, gas/transportation, dining out, and just-for-fun expenses.
• Throughout your day, add expenses by opening the app or using 3D Touch.
• Each morning, Months recalculates your daily budget, basing the number on how much you have remaining and the number of days left in the month.
• Check Months every morning to see how much you can spend per day.

Improving anything in life is all about small, simple steps. Months is an intuitive, simple, and pretty way of tracking your spend rate every month, helping you understand how you use your money.
8

iCurrency Pad ~ Currency Converter & Exchange Rates

iCurrencyPad is not just a simple and elegant currency convertor and calculator.

iCurrencyPad also offers an up-to-the-minute exchange rates "electronic board", detailed charts of historical price trends, and more:

√ a polished, easy-to-use interface
√ 160+ currencies from around the world
√ favorite currencies to reduce clutter
√ charts for all exchange rates
√ multiple data sources

√ iPhone, iPad and iPod Touch resolutions
√ HD Retina graphics optimized for iPhone 6 and 6 Plus

◆◆◆◆◆ "Excellent! Professional! Highly Recommended... finally the currency application I have been waiting for so long..."

◆◆◆◆◆ "...I tried all other similar apps, and I am proud to announce that this app is simply the best of them all.."

◆◆◆◆◆ "Smart, intuitive and flexible!... slick interface with great functionality which further impresses with its great selection of currencies and immediate updates. Good job! Highly recommend!"

Features:

-- Simple Interface --
iCurrencyPad was designed to be fast and easy to use. Just select the currencies to convert and tap in the amount to convert. A convenient calculator allows for basic math calculations, showing the results as the values are tapped. Swipe across the display to swap the left and right currencies, or swipe up and down to select different currencies. Tap and hold to copy/paste.

-- Favorite Currencies --
While iCurrencyPad offers exchange rates for 160+ currencies from around the world, you may be interested in only a few currencies. To reduce clutter on the screen, iCurrencyPad allows you to select and sort your Favorite Currencies, so only those currencies that interest you appear on the screen, thereby making the application easier and faster to use.

-- Charts --
Detailed charts show the history of exchange rates for any two currencies. Tap on the chart for the exchange rate on any particular day. Tap with two fingers to show the change in rates between any two dates. Rotate the device for a larger chart in landscape view. Charts for most currencies are available for 1-day, 5-days, 3-months, 6-months, 1-year, 2-years, 5-years and 10-years.

-- Exchange Rates Listing --
The exchange rates listing shows a base currency compared to all other currencies, similar to the electronic exchange rate boards seen in "Change" shops around the world.

-- Exchange Rates Updates --
iCurrencyPad updates Exchange Rates on demand, or automatically at pre-defined intervals ranging from 15 seconds to 1 day. Exchange Rates are automatically updated when the app is launched, or auto-updates can be turned off when roaming. An Internet connection is required to update rates, either via cellular network or a Wifi connection. Without a connection, rates can still be accessed and converted using the last data downloaded.

-- Easy to Get Started --
A short 20-second tutorial will play when you first launch iCurrencyPad and guide you through the app's features.

-- Languages --
The user interface is offered in 9 languages: English, Spanish, French, German, Italian, Russian, Chinese, Japanese and Arabic. Please visit the App Store in your language for a translated description and screenshots.

-- Reviews --
"...iCurrency Pad is a great piece of software powered by a stunning design and usability. It’s beautiful, useful, powerful yet simple and straightforward..."

-- MacStories (http://bit.ly/94Y9IT)
9

My Weekly Budget - MyWB

My Weekly Budget® (MyWB) can help you keep more money in your pocket. Save money with this real-time budgeting app! It is SIMPLE - but powerful, MyWB is the easiest way to keep track of your spending and take control of your personal budget! MyWB allows you focus on a budget target for the current week and helps you focus on your day to day spending. Tracking your spending on MyWB and using it daily is all you need to stay within your spending budget, allowing you to save money over time! It is easy to use, incredibly straight forward! This app helped many people save money!

How to use My Weekly Budget® (MyWB) :
1. Select the day of the week you would like as your start day
2. Set yourself a budget target for the week
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see your spending compared to your budget

Additional MyWB features include:
• Snapshot of how much of your budget you have used
• Ability to review your spending patterns - find out where your money is going!
• Ability to export your spending information from MyWB to other applications on your computer or via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

This personal finance app is easy to use and easy to understand, and yet allows you to customize features to match your budgeting needs.

MyWB is flexible and can be customized to fit your personal spending habits:
• Create your own spending categories
• Supports all international currencies
• Select your preferred date format
• Create a list of your Favorite Categories
• Add/Delete and Search your Categories

My Weekly Budget® (MyWB) can help anyone save money, including:
+ Anyone living on a budget
+ Anyone looking to save money
+ Teens
+ College Students
+ Professionals
+ Couples
+ Seniors

My Weekly Budget® (MyWB) is the easiest way to keep track of your spending and take control of your personal budget!
10

UK Tax Tool - Reversible Salary Calculator

3-IN-1: UK Salary Tax Calculator + Tax Rates Reference Guide + VAT Calculator • No Internet Connection Required • As Featured on BBC Radio 4 & Sunday Times

Reached No.1 in UK Finance Charts on the App Store.

Unlike some free tax calculator apps, Tax Tool has all calculations and data built-in, so there's no need for an internet connection - use it anytime and anywhere, even if you don't have a signal!

Also, in addition to the latest 2016/17 and 2017/18 tax years, Tax Tool can calculate all the way back to 2009.


SPECIAL FEATURES

• Perform Reverse Salary Calculations for working out your target salary from the take-home pay you need - useful for job interviews and pay rise negotiations

• View a pocket guide of key UK tax rates, limits and allowances, including Income Tax, National Insurance, Capital Gains Tax, Stamp Duty Land Tax and Pension Schemes

• Email your results, including a breakdown of the calculation, for sharing or backup purposes


CUSTOMER REVIEWS

"There's a reason for the high review scores posted for this app...it is an extremely well designed and thought out app."

"Brilliant app. Just saved me £160. Email and print give a very clear printed breakdown."

"This app is easy to use...I rarely write app reviews, but this one deserves all the praise it gets..."

"Outstanding - one of the best personal finance apps available."


OVERVIEW

Tax Tool is designed for UK taxpayers in paid employment, using the Pay-As-You-Earn (PAYE) system of automatic tax deduction.

The app was inspired by the quality of Apple's own apps. It was designed to be comprehensive, but also to be very easy to use and input information, with immediate results.

Choose to enter as much or as little as you want: accuracy is improved if you enter more information and if you enter your Tax Code, but it still gives a useful rough guide if you enter none of these.

A key feature is that it can perform reverse salary calculations. You can enter your desired take-home pay (what you need to receive, after payroll taxes are deducted, to cover your everyday lifestyle) and Tax Tool will instantly work out the salary needed to achieve that target. You can easily flip between these to work out net pay from gross salary or vice-versa.

The app also performs UK VAT calculations, and contains a handy reference for UK tax rates, limits and allowances.

Quick and simple: this is not designed to be a replacement for a full tax return (it doesn’t ask for full details on all your financial affairs), but it does provide a quick and useful estimate of the amount you will receive in your pay packet.


ADDITIONAL FEATURES

• Instant calculations as you type
• Doesn't need an Internet connection
• Shows a detailed breakdown of the calculations, including Income Tax paid at each band
• Flexible periods: enter and view results annually, monthly, four weekly, fortnightly, weekly, daily or hourly
• Calculates your National Insurance contributions, as well as your employer's
• Includes a VAT calculator, with reverse function
• Calculates PAYE tax for tax years 2017/18, 2016/17, all the way back to 2009/10
• Provides an instant rough guide. Enter optional settings to improve accuracy
• Works with iOS 10.

Optional Settings available:
• Scottish tax (SRIT)
• Tax Codes - recognises L, S, M, N, K, T, P, Y, BR, D0, D1, NT, 0T, M1 and W1 codes
• Contributions to company pensions (as a percentage or fixed amount). Also supports salary sacrifice pensions and contributions taken from net pay
• Childcare Vouchers
• Student Loan repayments (Pre Sept 2012 and Post Sept 2012 schemes supported)
• Overtime and Bonuses (as a percentage or fixed amount)
• Tax deductions
• Benefits-in-kind
• Contributions to charities
• Salary sacrifice (three types)
• Regular deductions from net pay
• Marriage Allowance transfers
• High Income Child Benefit Charge estimation
• Ability to switch off National Insurance calculations if State Pension Age reached.

Rankings are taken directly from iTunes.