Money Watch – Personal Finance Blog

Our new PayPal app is a simple and secure way to get paid back for last night’s takeaway, send money to friends who have an account with PayPal, check PayPal activity, choose currencies to send around the world and more. Plus, we’ve added some new features we think you’ll love…

*NEW* A TOUCH-FREE WAY TO PAY OR BE PAID
• If you’re buying, simply scan the QR code to pay securely with your PayPal app.
• Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone.

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or balance, it’s free and secure to send money or ask for it back from friends and family in the US.
• All you need is an email address, mobile number, bank account, cash pick up service point or mobile top up details. *An account with PayPal is required to send and receive money. If you don’t have an account with PayPal, you can sign up for free quickly and easily.
• NEW FEATURE: just type a name, email or phone number and PayPal will find the right person for you.
• Request money quickly and securely from friends or family with just a few taps.

GET INSTANT SPENDING NOTIFICATIONS
• Never miss a thing – keep on top of payments and sending or receiving money, with instant push notifications.
• Check out all your latest PayPal activity, by just logging in.

ACCESS YOUR BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
• Easily transfer funds from your bank balance to your account with PayPal.
• Shop in-store, online or everywhere Mastercard® is accepted and withdraw cash at ATMs worldwide.
• PayPal Cash Plus account required to get the card.

TRUST PAYPAL SECURE TRANSACTIONS
• You can be sure PayPal will help keep your financial information secure, with commercially available encryption, and fraud detection. All that plus monitoring transactions, 24/7.

Not all features may be available in your market.

The Barclays app

HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account or Barclaycard, you can register for the app. You’ll need the 16 digit number off your card, then follow the onscreen instructions. Some customers may be required to verify their identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future.

THE BENEFITS
• Log in quickly and securely when you set up access through Touch ID or Face ID
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It can take up to 4 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• No need to log in to lots of apps - view your current accounts held with other banks, safely and securely, in your app
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2020. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

The UK's fastest-growing bank is coming to the US!

Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.

Always know how much money you have

Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.

Use your card anywhere

Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.

Spend for free

We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.

Pay people in seconds

Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!

Stay in control

If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)

Rest easy

Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.

Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.

When it’s hard to find a moment for those small but important jobs, our app is here to help. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

And since you’ve usually got your mobile or iPad on you, it’s the simplest way to do your everyday banking.

- Log on quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Check your balances and pending payments
- View individual transaction details
- Transfer money between accounts, and make UK and international payments
- Pay your loan or credit card bill
- Pay in cheques
- Apply for loans, savings, cards and more
- Easily freeze debit card transactions, report lost or stolen cards and order replacements
- Reset your password or request a new PIN
- Update the your contact details
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.

GETTING STARTED
New to this app? Setting it up is quick and easy – you just need to register your device. For this you’ll need:
- An up-to-date phone number registered with us
- Lloyds Bank UK personal, Islands personal or sterling international account
- Internet Banking user ID, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. As a Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee: http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.


INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Save the Change® is a registered trademark of Lloyds Bank plc.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.


THE BASICS
- Sign in quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- View details of individual transactions
- Check money coming in and going out
- Make transfers and payments (it’s so easy)
- Manage your standing orders and view direct debits
- Pay your loan or credit card bill
- Pay in cheques
- Set up new payees or pay your phone contacts.


A FEW EXTRAS
- Earn as you spend with Cashback Extras
- Apply for loans, savings, cards and more
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.


STAY SAFE
- Freeze card transactions if you’ve temporarily misplaced your debit card or want to restrict how it’s used
- Report lost or stolen cards
- Order replacement cards and PINs
- Reset your Online Banking password
- Update the contact details we have for you.


GETTING STARTED
New to this app? No problem. Just register your device and you’re ready to go. For this you’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information (you can create these in the app).


KEEPING YOU SAFE ONLINE
We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee: http://www.halifax.co.uk/aboutonline/security/


CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax .


IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.


When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.


Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).


Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.


Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Save the Change® is a registered trademark of Lloyds Bank plc and is used under licence by Bank of Scotland plc.


Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Use Touch ID, Face ID or your security details to quickly and safely access your Santander accounts, including your mortgage, in one place. Pay your bills, your friends and your mobile contacts with ease.

Business customer? You’ll need to download our other app, ‘Santander Mobile Business Banking’ to manage your business accounts.

Manage your accounts
•See your running account balances and transaction history
•Check pending transactions for your current account and credit card
•Arrange mortgage overpayments or change to a new deal with us
•Freeze your Mastercard debit or credit card if you’ve lost it
•If you’ve forgotten your card PIN, you can see it in the ‘Cards’ section of the ‘More’ menu
•See information about your Santander products to help you make the most of your money

Quick, easy payments
•Move money between your Santander accounts, or pay somebody else
•Pay somebody using just their mobile phone number through Paym
•Manage your Direct Debits and standing orders
•Use Touch ID, Face ID or your Security Number to authorise transactions made online, and consents with third party providers.

Your money, your way
•Choose your Retailer Offers and get cashback at top retailers, just by spending with your Santander credit or debit card
•See alerts you’ve set up to help keep you informed
•Set up the Quick Balance widget on your device’s Today View, and see the balance of your chosen account without having to log on to the app

Before you start

You’ll need to make sure that we know your current UK mobile number, so that we can send you One Time Passcodes. Once that’s done, it takes just a few minutes to get started with Mobile Banking.

•Open the app and enter your Online Banking log on details
•We’ll send you a One Time Passcode (OTP) by text message
•Enter the code into the app and we’ll register your device
•We’ll then ask if you want to set up Touch ID or Face ID to log on
And that’s it, you’re in!

Remember …

Never share a One Time Passcode (OTP) with another person. Not even a Santander employee.
Never download software or let anyone log on to your computer or devices remotely following or during a cold call.
Never enter your Online Banking details after clicking on a link in an email or text message.

All interest and Retailer Offer rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander Mobile Banking will not run on devices that have been jailbroken.

Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 10 or above in order to use this app. If you are unable to update to this version, please log on to Santander Online Banking to access your accounts.

Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.

Winner of the ‘Best Banking App’ at the British Bank Awards for 2017 and 2018, our award winning app is available to download for our Online Banking customers.

What you need to register
• You'll need to be registered for Online Banking. If you aren't already, you can do this when registering for the mobile app.
• Your Customer Number, which is your date of birth followed by four random digits.
• Your Online Banking PIN & Password, which is what you use to log in online.
• When logging in for the first time you’ll be asked to choose a mobile banking PIN, which is what you’ll use in the future.

Key Features
• Log in using Touch ID or Face ID – there’s no need to remember any details when logging in. Available on a compatible iPhone or iPad.

• Personalise your app – customise how you view your accounts in your app and your own personal greeting.

• Get Cash – visit a cash machine and withdraw up to £130 without your debit card – perfect if you’ve forgotten your wallet.

• Pay someone new without a card reader – all you need is their account number and sort code and you can send up to £1000.

• Manage receipts – Business and Premier customers can capture and store receipt images that will then be automatically matched to your transactions.

Other important information about our app
• Get Cash allows you to withdraw up to £130 every 24 hours at any NatWest, Royal Bank of Scotland (in Scotland) or Tesco ATM, as long as it’s within your daily withdrawal limit. You must have at least £10 available in your account.
• Paying someone new without a card reader allows a maximum of five payments totalling £1000 per day. You must be aged 16 or over.
• Paying your contacts allows a maximum of 20 payments totalling £250 per day. Pay anyone who has our app or is registered for Paym. You must be aged 16 or over.
• To cancel a Direct Debit from within the app, you have until 8:20pm (UK time) on the day the payment is due. At or after 8:20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.
• To cancel or amend a standing order from within the app you must give at least two working days notice.
• You can create one Travel Plan at a time, for a maximum period of 90 days, that includes up to seven countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking, and only in your name. Joint account holders should register separately.
• Managing your receipts is available to Business Banking and Premier customers only.
• Standard data charges may apply – contact your network operator for details.

To enjoy all of the features that our app offers, you will need to accept the following permissions:
• Network communication for connectivity
• Your location to find your nearest cash machine or branch
• Access to your contacts list to allow you to Pay Your Contacts

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.

UK's #1 app for active trading & long-term investing.* (76% of retail CFD accounts lose money when trading with this provider)
Access the global financial markets commission-free and hassle-free.
Start with a free, lifetime practice account with virtual money.

Authorised and regulated by the FCA (UK).

Trading 212 Invest & ISA:

- Totally free and unlimited - no commission, no fees
- 3000+ Real Stocks and ETFs from the UK, the US, Germany, France, Spain and the Netherlands
- Uncompromising, direct trade execution on the stock exchanges - we don’t sell your order flow

Trading 212 CFD:

- 2400+ CFDs on Stocks, Forex, Gold, Oil, Indices and more
- CFDs on Cryptocurrencies available 24/7 - Bitcoin, Ethereum, Litecoin, Ripple and more
- Tight spreads even at news time
- Smooth and easy to use charts for technical analysis

...and always an outstanding live customer service, responding within seconds.


* Based on statistics by App Annie.

Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.


Trading 212 is offered by the following companies:

Trading 212 UK Ltd. authorised and regulated by the FCA (Register number 609146).
Trading 212 Ltd. authorised and regulated by the FSC, Bulgaria (Register number RG-03-0237).

Seller: Trading 212

We’re on a mission to change banking for good.

Voted Best British Bank, Best Current Account Provider and Best Business Banking Provider at the 2020 British Bank Awards, Starling is the financial control centre that lives on your phone. Our award-winning personal, business and joint accounts make managing your money as seamless and simple as it should be in 2020 (and we’ve got the 4.5 star Trustpilot rating to prove it!).

Open a mobile bank account from your phone, for free, and join over a million people who are already keeping track of their money with Starling.

Here’s what you’ll get with the Starling mobile banking app:

Be better at budgeting
• Get instant payment notifications the moment you pay or get paid, plus a real-time balance
• Groceries, online shopping; analyse how you spend with Spending Insights
• Keep track of when bills are coming out, a day in advance
• Connect to other money management tools through the Starling Marketplace

Pay seamlessly
• Add a free Connected card to your account so someone can shop on your behalf
• Owed money? Send a single link to get paid back with a couple of taps
• Easy international transfers to over 38 countries straight from your banking app, with no hidden fees or exchange rate markups
• Pay people with a few taps in-app – no card reader required
• Deposit cheques digitally from your phone and pay in cash at the Post Office

Save effortlessly
• Set money aside in Goals to save for the things you really want, or separate rent and bills from everyday spending
• Personalise images for Goals that keep your eye firmly on the prize
• Saving on autopilot: we’ll round up payments to the nearest pound and put the spare change in a Goal for you

Keep your money safe
• Your money’s covered by the Financial Services Compensation Scheme up to £85,000
• With 24/7 in-app support from real humans in the UK, we’re the bank account that’s always here to help
• Lock your card in-app and turn on and off card settings like contactless, online, gambling and swipe payments

Want to move all your banking over? Just ask – we’ll do all the heavy lifting through the Current Account Switch Service, which takes one week and can be set up in minutes.

The business bank account

Our award-winning business bank account helps sole traders and limited companies save time and money and get on with doing what they love.

Enjoy no monthly fees, mobile and web online banking access, 24/7 support from real humans and simplified accounting (just connect your account with your accounting software). Deposit cash at the Post Office for as little as £3 and deposit cheques digitally in-app. Keep track of invoices with instant payment notifications, spot where your business is spending most with smart analytics and automate your expenses.

The euro bank account

Got financial commitments overseas? Hold send and receive euros for free with a Starling Euro account. With a tap, convert the pounds in your personal or business account into euros – and back again – at the real exchange rate and send and receive euro payments with no fees. No commission, no fees, no hassle.

The joint bank account. (Currently only available for personal account holders)

Manage collective household expenses like bills and rent or save up for something big; our joint account is designed to simplify shared spending. Get instant payment notifications whenever there’s a payment on the account, discover how much you’re spending on bills with spending insights, save for things and make important payments from a single bank account.

Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP.

We’re authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

Join over 3 million of our members who are using the Nationwide Banking App for their everyday banking needs. It’s simple to get started.

##Manage your everyday banking needs##
Securely log-in using Touch ID, Face ID or 3 numbers of your passnumber. Once signed in you can use the app to view your balances, make payments, search for transactions and much more.

##Become a super saver##
You can use the app to create Savings Goals, easily see what your savings interest rate is, and also make impulse savings into your account - without having to log in.

##Frequently asked questions##

-- I’ve never used the app before. How do I start?
Tap the ‘Get’ button on the screen to download the app. Once downloaded, simply follow the instructions on screen. From there, all you’ll need are your Nationwide account details or debit card and card reader and the app will help you finish setting up.

-- How safe is the Nationwide Banking App?
Our Digital Banking promise means:

• We'll refund any money taken from your account without your authorisation
• We'll monitor & protect your account 24/7 with the latest technology
• We'll provide you with education on how to stay safe including top tips and information on the latest fraud and scam trends

(Please see our website for full terms and conditions. T&Cs apply.)

##You can use the app to##

• View your accounts; savings, loans, mortgages, credit cards and current accounts.
• Browse our product offerings, and open new accounts
• Freeze/unfreeze your debit card
• Report lost or stolen cards
• Change your passnumber
• Setup new bill payments and check existing payments (you may need your card reader for some transactions)
• Setup and track a Savings Goal
• Personalise your settings to update your personal details, get text alerts and go paperless

DataMan is the simplest and clearest app to track your data usage. In just a glance, you can know if you're safe from busting your data cap. Never worry about overage again.

REAL-TIME TRACKING
Track cellular and WiFi in real-time directly on iOS. No more waiting for your carrier to update.

SMART FORECAST
Intelligent usage forecast predicts if you'll stay within your data cap. So you can take precautions.

DATAMAN WIDGET
Instantly check your usage at a glance. Just swipe on your Home or Lock screen to view.

CUSTOM USAGE ALERTS
Alerts warn you before you hit your data cap. Four custom alert thresholds.

DATA PLANS
Auto reset on your monthly bill cycle date. Support all billing periods and rollover data with DataMan Pro.

SIRI SHORTCUT
Get data usage forecast just by asking Siri. An easier, faster way to track your usage with voice.

APPLE WATCH
Designed for your wrist to quickly show your most important stats in complication and app.

BEAUTIFUL INTERFACE
Get the key statistics you need most in a beautiful, intuitive interface. It's so easy to track your data usage.


"Simplest and clearest" NYTimes
"The widget you should be using" Business Insider
"We like the easy-to-use DataMan" TIME
"Download this great app right now" BGR
"Superpretty, superuseful" Cult of Mac
"Handy money-saver with colorful alerts" Guardian
Featured on USAToday, Macworld, 9to5Mac, AppAdvice, SlashGear and many more.


DATAMAN PRO
Access extra features with PRO subscription
• Free trial 7 days
• Daily usage history
• Push usage alerts
• Manage multiple plans
• App icon badge
• Custom billing periods
• Rollover data
• Map usage locations
• Export statistics
• Themes and more


PRIVATE AND SECURE
No VPN, no login. Your data is important and private. That's why we take your privacy seriously. Our privacy policy: https://xvision.me/privacy


Subscription Information. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.

Terms of Use / Privacy Policy - https://xvision.me/privacy

*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com

Know when your favorite coins are LIT!

Sign up for Cryptocurrency Volume Alerts from your mobile phone with the new DigiLit App!

Trigger all 4 volume alert threshold alerts or just MAX out on 200%!

This DigiLit app will show you the Volume % comparison with all coins so you can see which ones are asleep at the wheel (these are the best ones to set the alerts on!) or already taken off and truly LIT!

No Subscriptions Needed! No Telegram Alerts! Only Unlimited Volume Alerts for one low price!

There is currently a blind spot with traders when it comes to knowing the volume comparison from day to day. The DigiLitApp will show you the important Volume % factor. As the buys pickup the volume increases, once they hit the threshold we send you the alert. This will truly give you an edge when trading.

We plan to evolve the app with new options and features over time.

Outgoings allows you to easily track your recurring expenses, and gain an insight into how much is going out for certain periods.

We don't have any subscriptions. Buy the app once and enjoy it on multiple devices, forever.

FEATURES:

- Sync your outgoings with iCloud.
Do you have an iPhone as well as an iPad? Any changes made one either device are synced securely via Apple's iCloud services.

- Change the look of the app.
Choose from a range of tint colours that will be used all over the app. Fancy a change of scenery for your home screen? Choose from 5 beautifully designed icons. Outgoings also supports both light and dark mode.

- Widgets
View information at a glance right on your home screen with customisable info.

- Easily view the total amount going out.
Outgoings will calculate the total amount going out for the current day, week, month and year.

- Have subscriptions that aren't billed in your local currency?
No problem. Outgoings supports a range of currencies to choose from, and will convert the value to your default currency.

- Group your outgoings.
Adding tags allows you to quickly and easily filter your outgoings to see the total being spent for specific tags. If this isn't enough, you can go even further and create lists, which show a more detailed breakdown of your outgoings.

- Each outgoing doesn't have to look the same!
Choose from a range of icons, including popular brands.


Like Outgoings? Let me know by leaving a rating or review!

If you have any questions or just want to leave me some feedback, I'd love to hear from you. Drop me a message at gian.frangiamore@me.com.

Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience.


OUR AMAZING REVIEWS SAY IT ALL

“Nudget makes it easier than most budgeting apps to get started and keep up with expense tracking.” - John Voorhees from MacStories

“Boom. Done. I just launch the app, type that in, and then move on with my day.” - Mikah Sargent from iOS Today

“A budgeting app for people who hate budgeting.” - Angelica Leicht from Komando

“Nudget’s clean and seamless interface makes it easy to input the numbers and figure out how much you can be spending every day, without the hassle.” - Christine Romero-Chan from iMore

“Nudget is a simple yet powerful budgeting app with a unique take on helping you track your spending and save for the future” - Chance Miller from 9to5Mac


*** CORE FEATURES ***

ENTER AN EXPENSE IN SECONDS
Manually entering your expenses can be a huge chore with other apps, requiring tons of swiping and tapping through different screens. Nudget makes recording an expense fast and fluid, so you can quickly open the app, record your purchase, and get on with your day.

UNDERSTAND YOUR SPENDING WITHOUT A SPREADSHEET
Understanding your spending habits shouldn’t require you to learn a bunch of spreadsheet software or make complex charts. That’s why Nudget analyzes your spending for you in the Insights tab. Insights take all the guesswork out of where your money is going and lets you know if your spending is off track and which categories you should keep an eye on.

MANAGE YOUR RECURRING EXPENSES
Tired of subscription charges you can’t keep track of? Us too. That’s why Nudget supports adding recurring expenses, so you can easily keep a list of which subscriptions you have ongoing and compare them against each other.

ALWAYS PRIVATE
We strongly believe that your data is yours. Because of this, we do not collect any identifiable information about our users, only tracking the bare minimum needed to hunt down bugs and crashes. We do not share any data with third parties.

GORGEOUS WIDGETS
Viewing your budget has never been easier. With spending insights right on your home screen, you never have to worry you’ll accidentally go over budget.

SUPPORT FOR EVERY CURRENCY
Nudget supports every currency, meaning no matter where you live, you’ll have a great experience.

CUSTOM APP ICONS
Customize your experience with a new app icon. Dark mode optimized icons and stacks of bills from different currencies are among the selection—with many more to come in the future!

SIRI SUPPORT
Add a new expense entirely handsfree with Siri. You can even ask Siri to check in one any of your spending insights! Set up these custom commands in Apple’s Shortcuts app.


Setup takes less than a minute, so what’re you waiting for? Start saving with Nudget today.

If you are looking for a smart, full-featured and easy to use App to manage your bills, Bills Monitor is the one.

Use this app to ensure that never late to pay bills.

Bills Monitor - Bill Manager & Reminder is designed to manage all kinds of your bills. Log your bills in this app, you can track or check them from time to time visually and conveniently, also it will remind you to pay your bill after setting its reminding days. Bills Monitor will help to make your schedule easier and every bill in control.

The design and UI face is clear and tidy, which makes you manage the bills very easy and comfortable.

Features:

⁃ Calendar view of bills.
⁃ Indentify the state of bills by individual icon on them.
⁃ Add bills with their categories, amount, due date, pay account, recurring or not, recurring end date if available, paid amount, and note.
⁃ Remind when bill due date approaches or bills are over-due.
⁃ Mark payment to bills in full or in part.
⁃ Add recurring bills with frequency and end date conveniently.
⁃ Show number of unpaid overdue bills on icon.
⁃ Twenty system own categories and you can customize your own.
⁃ Report function to show categories (allocation) of bills by pie chart.
⁃ Customize period to email bills to your Financial Consultant or others in format of CSV, HTML or PDF.
⁃ Search your bills by key words of name, note, category, and account.
⁃ Passcode function to protect your info.
⁃ Supports Touch ID as passcode.
⁃ Add account’s name, phone No., website, and note.
⁃ History to show all your bills.
⁃ Supports Wifi backup and restore.
⁃ Supports iCloud backup and restore.
⁃ Supports Dropbox backup and restore.
⁃ Supports Apple Watch version.
⁃ Supports Today Widget.
⁃ Supports 3D Touch function.

If you have any question or suggestion, please send email to Maxwellsoftware@gmail.com.

Quickly calculate the rates for UK Stamp Duty with this simple app.

- Option for reduced rates for 8th July 2020-31st March 2021 or normal rates. Tap on the date at the top to switch.
- Option for first time buyers
- Option for second home or buy to let
- Residential & Non-Residential
- Freehold & Leasehold
- View detailed working out of the calculations made
- Buttons to quickly add or subtract increments of £10k from the purchase price

MyWB+ can help anyone save money, college students, couples, anyone living on a budget! Designed with simplicity in mind, includes Sync between iPhone/iPad, budget for 1 or 2weeks, half-month, monthly. It only takes a few seconds to use this app and to stay on top of your budget!

My Weekly Budget®+ (MyWB+) is the easiest way to keep track of your day to day spending and take control of your personal spending budget!

How to use My Weekly Budget+

1. Select your budget period (Weekly, Bi-Weekly, Half Month, Monthly), choose the date to start your budget
2. Set yourself a budget target for that timeframe
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see how your spending affects your budget

Additional MyWB+ features include:

• See how much of your set budget you have at any given time
• Ability to review your spending patterns- find out where your money is going!
• Syncing between devices using iCloud
• Designed and optimized for both iPhone and iPad, a universal app!
• Easy to move your data from MyWB to MyWB+
• Ability to export your spending information from MyWB+ to other applications on your computer via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

MyWB+ is completely customizable:

• Customizable spending categories that fit your spending habits, create your own categories too!
• Budgeting periods of 1 Week, 2 Week, Half-Month or 1 Month!
• Supports all international currencies - define your own custom currency formats
• Select your date format
• Create a list of your Favorite Categories
• Add/Delete/Arrange your Categories

Use MyWB+ for a more complete spending budget tool. Keep money in your pocket and save money with this real time budgeting app! It is easy to use, straight forward and flexible enough to work for your lifestyle.

My Weekly Budget®+ can help anyone save money, including:

+ Men
+ Women
+ Teens
+ College Students
+ Professionals
+ Couples
+ Families
+ Seniors
+ Anyone living on a budget
+ Anyone looking to save money

If you've ever been unsure of what numbers to pick for the lotto or just want a completely random selection -

this app is exactly for you. Simply select from

-Lotto
-Thunderball
-Euro millions
-HotPicks

and then shake your device or click the button. Voilà you're numbers are created.

Store your favourites too.

Good Luck!!