Money Watch – Personal Finance Blog

TAP INTO YOUR MONEY
Send money instantly almost anywhere in the world. Manage all the ways you send, spend and receive money at a glance.

SEND PAYMENTS IN SECONDS
Send money to PayPal users in over 100 countries using just their mobile number or email address. They can spend the money online or withdraw it with just a tap. And there are no PayPal fees when you send money in GBP to friends in the UK from your bank account, debit card or PayPal balance.

GET PAID WITH EASE
Send someone a money request, and let them pay you back with just a tap. Whether you’re collecting money for a group gift or something you sold online, we make it easy for them and even easier for you.

STAY ON TOP OF IT ALL
Every time you send, spend or receive money with PayPal, the app notifies you to help you keep track of it all. Whenever you pay with PayPal - using PayPal Credit, PayPal balance, your bank account or card - you can manage it all in our app.

If you are viewing this page from outside of the UK, some of the features described may not be available to you in the app.

Barclays Mobile Banking app



HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need your sort code and account number and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in.

If you only have a Barclaycard account you can’t register for this app but you can register for the MyBarclaycard app.

THE BENEFITS
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 10 days for this feature to be activated in the app while we complete some security checks,
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

Copyright © Barclays 2014. All rights reserved. Barclays Mobile Banking is a trademark of Barclays Bank PLC.
This app is provided by Barclays Bank PLC although you may have contracted for banking services with another legal entity within the Barclays Group. Please refer to your bank documentation (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.
Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register no.122702). Barclays Bank PLC is registered in England. Registered no.1026167.

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So, you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

THE BASICS
- Sign in with Touch ID or a 3-character combination from your memorable information

- Swipe easily to see balances and statements

- Check money coming in and going out

- Make transfers, payments and standing orders (it’s so easy)

- Pay your loan or credit card bill

- Set up new recipients or pay your phone contacts

A FEW EXTRAS
- Going abroad? Tell us with the app so there’s no worries when you use your card abroad.

- Cards lost or stolen? Panic over: cancel and replace them with the app.

- Earn as you spend with Cashback Extras.

- Apply for loans, savings, cards and more.

STAY SAFE
- Reset your Online Banking password

- Update the phone number and email address we have for you

GETTING STARTED
New to this app? You’ll need to set it up by registering your device first. You’ll need:

- An up-to-date phone number registered with us

- Halifax UK personal account

- Online Banking username, password and memorable information

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. We also have an online banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax.

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires iPhone 5s or above running iOS 9.0 or above.

We collect non-personally identifiable location data when you use this app. We use this for fraud and security purposes, to help us fix bugs, and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones only and may not be compatible with other devices, such as tablets.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Halifax customers will be covered.

Download NatWest’s award winning mobile app, available to our online banking customers.

Our simple and secure app includes features to help you manage your money – from checking your balance through to making international payments.

HOW TO REGISTER & ELIGIBILITY:
The NatWest Mobile Banking app is available to NatWest Personal and Business customers with Online Banking, who are over 11 and have a UK mobile number starting with 07.

Once you’ve downloaded the app, registering is simple. All you need to hand is your Online Banking customer number, PIN and password to get access straight away.

Not registered for Online Banking or forgotten your customer number? Get a reminder or sign up at natwest.com/online.

FEATURES:
Using the app
• Login using Touch ID
• Use your Apple Watch to view your balances and transactions
• Use 3D Touch to access features from your home screen
• Personalise your banking experience by hiding, reordering or editing your accounts
• View your Customer Number

Managing your money
• Check your balances, transactions and transfer money between your NatWest accounts
• Apply for a credit card, loan, overdraft or savings account
• Check your pending and available Rewards balance

Payments
• Manage Direct Debits and standing orders
• Transfer up to £250 to any UK account
• Make bill payments by searching for approved utility and service providers when entering a payee name
• Pay Your Contacts who use the app or are registered for the Paym service
• Share a confirmation after sending a payment or setting up a Standing Order

Get Cash
• Get Cash at any NatWest or Tesco cash machine using your app or Apple Watch when you don’t have your debit card
• Use Near Me to find your nearest cash machine or local branch

Other things you need to know
• We are proud to be the first bank in the UK to offer a RNIB Approved App for use by blind and partially sighted customers

• Get Cash lets you take out up to £130 per day from our UK cash machines, when you have at least £10 available in your account. There is a maximum limit of two Get Cash withdrawals every 24 hours

• Pay Your Contacts allows you to pay anyone who has this app or is registered for Paym up to £250 using their UK mobile number. To use Pay Your Contacts customers must be over 16 and have available funds in their account, limits are independent of daily withdrawal and Get Cash limits

• Register for the Paym service in the More menu

• Standard data charges may apply – contact your network operator for details

• By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records

To enjoy all of the features listed you will need to accept the following permissions:
- Network communication for connectivity
- Your location to find your nearest cash machine or branch
- Access to your contact list to allow you to ‘Pay Your Contacts’

For more information visit NatWest.com/mobile or contact our Mobile App support staff on 0345 366 0012 8am to 6pm Monday to Saturday.

When it’s hard to find a moment to do those small but important things, our Mobile Banking app is there to help. It can do everything you’d expect, maybe even more. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

- Log on with Touch ID or a 3-character combination from your memorable information

- Check your balances, transactions and pending payments

- Make transfers and payments home and abroad

- Make payments to your loan or credit card bill

- Apply for loans, savings, cards and more

- Report lost or stolen cards and order replacements

- Tell us if you’re planning to go abroad

- Reset your Internet Banking password

- Update the phone number and email we have for you

GETTING STARTED
New to this app? First you’ll need to set it up by registering your device using:

- An up-to-date phone number registered with us

- Lloyds Bank UK personal, Islands personal or sterling international account

- Internet Banking user ID, password and memorable information

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. As a Lloyds Bank Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

IMPORTANT INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 9.0 or above.

When you use this app we collect non-personally identifiable location data for security purposes, to help combat fraud, fix bugs and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones only and may not be compatible with other devices, such as tablets.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Lloyds Bank customers will be covered.

Holders of accounts in Jersey, the Bailiwick of Guernsey and the Isle of Man can find compensation scheme details and other relevant information at http://international.lloydsbank.com/

We’ve developed the new TSB app in partnership with our customers, to make mobile banking better. So whether you want to pay a bill, check your balance or apply for an overdraft, it’s now easier than ever.

And we’re not finished yet. We’re still working on the app, releasing updates to add new features and keep everything operating as it should.

What you can do with your TSB app

* Login securely with your fingerprint
* Manage all your personal TSB accounts in one place, on the go
* Send payments and cancel Direct Debits
* Get an idea of how much it’ll cost to use your TSB cards abroad
* Locate your nearest TSB branch wherever you are

What you need to use this app

You’ll need to be a personal TSB customer, registered for Internet Banking and have a device running iOS 8.1 or above.

Working in partnership with you

If you’ve got a suggestion for how we can improve our app, we want to hear it. Drop us a line at tsbappfeedback@tsb.co.uk

Having problems?

You can usually make these go away by downloading the latest version of the app. If this doesn’t work, please get in touch with us at http://www.tsb.co.uk/help/app-call-back/ and we’ll give you a call back.

This app won’t run on a jailbroken device

When a device is jailbroken, safeguards built into iOS are overridden and could leave it more vulnerable to attack by things like malware, putting your data at risk. For this reason, we don't allow our app to run on jailbroken devices.

This app is intended for TSB personal Internet Banking customers. Terms and conditions apply http://www.tsb.co.uk/internet-banking-terms-and-conditions-2016.pdf.

TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no SC95237.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

If you’re new to our Mobile Banking app and using an iPhone take a look at our tutorial showing you the new functions and how to make the most of them.

Wherever life takes you, stay in control of your accounts 24/7 with our Mobile Banking app. Manage your current accounts, savings accounts and credit cards securely and easily, anywhere you can connect to the internet. Simply log on with your existing Online Banking details. If you don’t have any log on details, just download the app to sign up.

You can:
•check your account balances
•transfer money between your accounts
•see up to 4 years of transactions
•set up new payees and make payments (setting up new payee is available on iPhone only)
•set up, view, amend and cancel standing orders (available on iPhone only)
•view and cancel your Direct Debits (available on iPhone only)
•use mobile-to-mobile payments (Paym) to send payments securely using only a mobile number
•choose voucher-less offers with Retailer Offers to spend using any of your Santander debit or credit cards
•set up alerts for when your balance goes over, or drops below, a certain amount
•find your nearest Santander branch in an instant and get driving or walking directions
•sign up for Online and Mobile Banking (available on iPhone only)
•request to reset your existing log on details (available on iPhone only).

With Retailer Offers, you could earn up to 15% cashback when you shop at your favourite stores, with no need for vouchers or codes. Once you’ve chosen your offers, simply spend on any of your Santander credit or debit cards to qualify. Switch on this service in ‘My Offers’ in Mobile Banking to start earning today.

All interest rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander UK plc Web Site
Santander UK Support Application Licence Agreement
Please make sure you have the latest Apple software on your phone so that our app runs smoothly.

Apple, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. Santander and the flame logo are registered trademarks.

Nationwide’s Banking app makes it even easier to stay in control of your finances on your compatible iPhone, iPad, iPod Touch and Apple Watch. Exclusively available to our Internet Bank customers, you can register and log in to the app using your existing Internet Bank details.

** Features **

With the Nationwide Banking app you can:
• Log in with Touch ID (requires a compatible device running iOS9 or above)
• View up to 15 months' transaction history on your current account and credit card
• Search transactions quickly and easily
• Set up and track your savings goals
• Quickly view funds going in and out of your current account using cash flow bars
• Sign up for or amend your SMS text alerts and paperless settings
• Quick Balance - select and view the account balances without logging in
• Impulse Saver - transfer money from your Nationwide current account into your Nationwide savings account without logging in
• View recent current account, savings, credit card and mortgage transaction history
• View your savings interest rates
• Manage your current account overdraft
• Make payments and transfers to existing payees, now or on a future date
• Send and receive money securely with a mobile number using Paym
• View and cancel Direct Debits and regular payments
• Apply for a range of Nationwide accounts
• Check your balances on your Apple Watch

** Using the app **

To use the app you’ll need to:
• be registered for Nationwide Internet Banking. Go to nationwide.co.uk/internetbanking and follow the on screen instructions to register
• enrol on the app using your Internet Banking credentials

Once you’ve enrolled, you’ll only need to use Touch ID or your Internet Banking passnumber to log in.

To check your balances on your Apple Watch you'll need to set up Quick Balance in the app in the settings menu.

** Staying safe **

We're absolutely committed to keeping you and your money safe while using our Banking app.  If you lose money as a result of fraud through our Digital Banking service, we'll put the money back into your account immediately, if certain conditions are met. This means that you won't lose a penny if we find that you have been the innocent victim of fraud.

Remember:
• Never share your log in details or personal information with anyone.
• When logging in, in a public place, be careful to keep your details out of sight.
• Create a password or PIN to access your device.

Available on selected Apple devices only.  iPhone, Apple Watch, iPad, iPod touch and Touch ID are trademarks of Apple Inc., registered in the US and other countries.

Manage your money on the move and around the clock with this secure Personal Banking app from HSBC for iPhone, iPad and iPod touch. With more updates and features on the way you can:

• Log on around the world
• View your account balances and transaction history
• Move money

Exact features depend on the HSBC services available in your country.

To log on to this app you must be an HSBC Personal Internet Banking customer. If you are not yet registered, please visit your local HSBC website.

• HSBC helps protect your information by using 128-bit SSL encryption technology when you are logged on.
• Data charges from your mobile service provider may apply.

To find out more about the app including details of permissions requested please see http://hsbc.mobi

Hong Kong account functions have moved into the new HSBC HK Mobile Banking app.

With the HMRC app, it’s quick and easy to:

- renew your tax credits and check next payments
- view your tax code, income and state benefits
- work out take home pay, income tax and NIC with our tax calculator
- get unique 6 digit access codes to add extra security to your HMRC accounts
- track forms and letters you’ve sent us

The tax calculator and access codes are available to everyone, but you’ll need to sign in to your Government Gateway account to see your personal tax information. If you don’t have an account, you can set one up in the app using your name, National Insurance number and date of birth. If we need to verify your identity, we’ll ask for details like your passport number and information about your salary.

You can sign in with your personal tax account, but not as a business or agent. You can’t use the app to submit your Self Assessment tax return - you’ll still need to sign in online to do that.

If you’re having problems with your account that you can’t solve online, visit www.gov.uk/hmrc and search ‘contact’ to find the relevant helpline.

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com

DataMan is the simplest and clearest app to track your data usage. In just a glance, you can know if you're safe from busting your data cap. Never worry about overage again.

watchOS 3 App. Designed for your wrist to quickly show your most important stats in Complication and Dock.

Data Widget. Instantly check your usage at any point from any screen. Just swipe to view the glanceable widget for iOS 10.

Smart Forecast. The advanced Forecast predicts if you'll stay within your data cap. And tells you in brilliant colors.

Real-Time Hourly Stats. Your latest statistics are retrieved directly and immediately from iOS. No more waiting for your carrier to update.

Export Usage Stats. You can export detailed statistics of your usage into a file so you can import it for viewing on your computer.

Beautiful Design. Simply gives the key stats you need most in an incredibly clean interface. It's so easy to track your data usage.

Additional features include:
・ Track cellular (LTE/4G/3G) and Wi-Fi
・ Monitor activities with Stopwatch widget
・ Compatible with all billing periods
・ Support Rollover / Carryover data
・ View hourly and daily history
・ Auto reset on bill cycle date
・ Four custom alert thresholds
・ Work with all carriers
・ Private and Secure - no VPN, no login

"Simplest and clearest" NYTimes
"The widget you should be using" Business Insider
"We like the easy-to-use DataMan" TIME
"Download this great app right now" BGR
"Superpretty, superuseful" Cult of Mac
"Handy money-saver with colorful alerts" Guardian
Featured on USAToday, Macworld, 9to5Mac, AppAdvice, SlashGear and many more.

My Weekly Budget® (MyWB) can help you keep more money in your pocket. Save money with this real-time budgeting app! It is SIMPLE - but powerful, MyWB is the easiest way to keep track of your spending and take control of your personal budget! MyWB allows you focus on a budget target for the current week and helps you focus on your day to day spending. Tracking your spending on MyWB and using it daily is all you need to stay within your spending budget, allowing you to save money over time! It is easy to use, incredibly straight forward! This app helped many people save money!

How to use My Weekly Budget® (MyWB) :
1. Select the day of the week you would like as your start day
2. Set yourself a budget target for the week
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see your spending compared to your budget

Additional MyWB features include:
• Snapshot of how much of your budget you have used
• Ability to review your spending patterns - find out where your money is going!
• Ability to export your spending information from MyWB to other applications on your computer or via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

This personal finance app is easy to use and easy to understand, and yet allows you to customize features to match your budgeting needs.

MyWB is flexible and can be customized to fit your personal spending habits:
• Create your own spending categories
• Supports all international currencies
• Select your preferred date format
• Create a list of your Favorite Categories
• Add/Delete and Search your Categories

My Weekly Budget® (MyWB) can help anyone save money, including:
+ Anyone living on a budget
+ Anyone looking to save money
+ Teens
+ College Students
+ Professionals
+ Couples
+ Seniors

My Weekly Budget® (MyWB) is the easiest way to keep track of your spending and take control of your personal budget!

iSpreadsheet is a free, simple to use yet powerfull mobile spreadsheet Application for your iPhone & iPad. Quickly create beautiful spreadsheets that are compatible with major office solutions such as Excel and Numbers.

iSpreadsheet is built from the ground up for iPhone and iPad so it runs very fast even on older devices. And iSpreadsheet works seamlessly with a myriad of file transfer and storage options including: Windows SMB Network Share, Box, Dropbox, Google Drive, Docs, OneDrive, iCloud and more.

Supports Formatting and Formulas. Uses CSV comma separated file format for maximum compatibility. Can read numbers and excel xls xlsx files too!

FEATURES:
• Google Docs Integration
• iCloud & iCloud Drive Integration
• Manage both online and offline worksheets
• Portrait & Wide-screen Landscape view
• Load .XLS and .CSV files from Google Documents. (without formatting)
• Save in .CSV format (RFC 4180 compliant)
• Manage multiple Spreadsheets
• Execute complex arithmetic formulas
• Access a useful subset of Excel formulas
• Cell Formatting
• Column Resizing
• Clipboard Copy Paste
• Column Row Insert
• Progressive Loading
• Fluid Graphics
• Familiar Interface
• Online help
• Offline formula wizard
• Context Aware Toolbar
• Autosave & Recovery
• Free Updates


More Free iPhone Apps:
http://www.savysoda.com

*** No. 1 Ranked Finance App in the UK & US ***

SALE NOW ON: 50% off!

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Star - "Debt cracked!!! Really helpful app, puts debt into a workable target."

5-Star - "Gets all your debts in order and shows how best to clear them. Top app."

5-Star - "This app is fantastic, a real incentive to pay down your debt."

5-Star - "Worth paying for! Will save you thousands!"

5-Star - "This app is great value for money. Its like you have your own personal debt manager in your pocket."

5-Star - "Get all your debt information entered and instantly see the financial benefits for using this great app!"

5-Star - "Love love love this app."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortisation schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need

iCurrencyPad is not just a simple and elegant currency convertor and calculator.

iCurrencyPad also offers an up-to-the-minute exchange rates "electronic board", detailed charts of historical price trends, and more:

√ a polished, easy-to-use interface
√ 160+ currencies from around the world
√ favorite currencies to reduce clutter
√ charts for all exchange rates
√ multiple data sources

√ iPhone, iPad and iPod Touch resolutions
√ HD Retina graphics optimized for iPhone 6 and 6 Plus

◆◆◆◆◆ "Excellent! Professional! Highly Recommended... finally the currency application I have been waiting for so long..."

◆◆◆◆◆ "...I tried all other similar apps, and I am proud to announce that this app is simply the best of them all.."

◆◆◆◆◆ "Smart, intuitive and flexible!... slick interface with great functionality which further impresses with its great selection of currencies and immediate updates. Good job! Highly recommend!"

Features:

-- Simple Interface --
iCurrencyPad was designed to be fast and easy to use. Just select the currencies to convert and tap in the amount to convert. A convenient calculator allows for basic math calculations, showing the results as the values are tapped. Swipe across the display to swap the left and right currencies, or swipe up and down to select different currencies. Tap and hold to copy/paste.

-- Favorite Currencies --
While iCurrencyPad offers exchange rates for 160+ currencies from around the world, you may be interested in only a few currencies. To reduce clutter on the screen, iCurrencyPad allows you to select and sort your Favorite Currencies, so only those currencies that interest you appear on the screen, thereby making the application easier and faster to use.

-- Charts --
Detailed charts show the history of exchange rates for any two currencies. Tap on the chart for the exchange rate on any particular day. Tap with two fingers to show the change in rates between any two dates. Rotate the device for a larger chart in landscape view. Charts for most currencies are available for 1-day, 5-days, 3-months, 6-months, 1-year, 2-years, 5-years and 10-years.

-- Exchange Rates Listing --
The exchange rates listing shows a base currency compared to all other currencies, similar to the electronic exchange rate boards seen in "Change" shops around the world.

-- Exchange Rates Updates --
iCurrencyPad updates Exchange Rates on demand, or automatically at pre-defined intervals ranging from 15 seconds to 1 day. Exchange Rates are automatically updated when the app is launched, or auto-updates can be turned off when roaming. An Internet connection is required to update rates, either via cellular network or a Wifi connection. Without a connection, rates can still be accessed and converted using the last data downloaded.

-- Easy to Get Started --
A short 20-second tutorial will play when you first launch iCurrencyPad and guide you through the app's features.

-- Languages --
The user interface is offered in 9 languages: English, Spanish, French, German, Italian, Russian, Chinese, Japanese and Arabic. Please visit the App Store in your language for a translated description and screenshots.

-- Reviews --
"...iCurrency Pad is a great piece of software powered by a stunning design and usability. It’s beautiful, useful, powerful yet simple and straightforward..."

-- MacStories (http://bit.ly/94Y9IT)

Apple "New apps and games we love" (on the Mac), March 2017

Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010

Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances.

If you like it there is now a PRO version, adding support for database syncing, automatic backups, enhanced transaction searching, 3D Touch, Apple Watch, and more. If you already have Account Tracker, use the upgrade bundle to get a discount!

Also check out Account Tracker for Mac, now available on the Mac App Store! It requires Account Tracker PRO (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above.

ACCOUNTS
- Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc
- Separate your accounts into groups, e.g. personal vs business accounts
- Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc
- Quickly and simply enter one-off transactions as they happen
- Reconcile your account data with your statements
- While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments
- Alerts if an account is likely to go overdrawn or hit its overdraft limit

BILLS
- Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually
- View all transactions with reminders set
- Alerts to tell you when these transactions are due

BUDGETS
- Add budgets per category for spending, income and transfers across individual or multiple accounts
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Monitor your transactions against the goals you set

REPORTS
- Detailed reports to really understand your financial position
- Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Export or print reports as PDF files

DATA, BACKUPS AND SYNCING
- Import historical transactions or bank statements from a CSV file
- Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet
- Local backup and restore on your device, plus transfer of backups by email, AirDrop, iTunes file sharing, iCloud and Dropbox
- PIN code protection, plus Touch ID and 1Password integration

PLUS
- Full multi-currency support, per account and per transaction
- The default currency is the one local to your device, but this can be overridden
- Supports sub-categories and splitting a transaction across multiple categories/subcategories
- Limited support for stock valuations - see support pages for full details
- Universal, Retina enabled app that works on the iPhone, iPod Touch and iPad - buy once, use it on ALL of your devices
- In-app user guide

SUPPORT
Please don't leave support requests on iTunes as these are anonymous and I have no way of contacting you if I have questions. Instead there is a link to my support page from iTunes and from the app itself (or simply go to http://grahamhaley.co.uk/accounts/).

Alternatively, contact me directly via my support pages and you will get a quick response.

Fully customizable cryptocurrency ticker with support for top 100 cryptocurrencies.

PRICE ON APP ICON BADGE:
- display price of any cryptocurrency
- updates every 2-5 minutes
- customizable icon (only for iOS 10.3+)

TODAY WIDGET:
- displays 2-10 favorite cryptocurrencies
- updates every time you view the widget

APPLE WATCH:
- displays 4-20 favorite cryptocurrencies
- customizable complications for every watch face
- complications update every 20-30 minutes
- QR code request (BTC, LTC, DOGE)

IPHONE APP:
- create list of favorite coins
- detailed graphs over day, week, month, year, quarter, year
- drag finger across graph to view price at precise date
- suport for Peek & Pop (quick preview from home screen)
- 3D Touch quick actions

Supported currencies:
- US Dollar (USD)
- Bitcoin (BTC)
- Euro (EUR)
- Australian Dollar (AUD)
- Chinese Yen (CNY)
- British Pound (GBP)
- Canadian Dollar (CAD)
- Russian Ruble (RUB)
- Japanese Yen (JPY)
- Hong Kong Dollar (HKD)
- Indian Rupee (INR)
- Singapore Dollar (SGD)

Supported cryptocurrencies:
Bitcoin, Ethereum, Ripple, Litecoin, Monero, Dash, Ethereum Classic, MaidSafeCoin, NEM, Augur, Iconomi, Steem, Factom, Tether, Waves, Dogecoin, Zcash, DigixDAO, Golem, Ardor, Stellar Lumens, Lisk, GameCredits, Komodo, ShadowCash, BitShares, Bitcrystals, Counterparty, Bytecoin, Decred, SingularDTV, Siacoin, Byteball, Stratis, BitcoinDark, Emercoin, Xaurum, Nxt, Gulden, Storjcoin X, Peercoin, First Blood, Nexium, E-Dinar Coin, AntShares, SysCoin, I/O Coin, Golos, Rubycoin, Nexus, Agoras Tokens, Creditbit, BitConnect, YbCoin, Synereo, Namecoin, SolarCoin, GridCoin, BlackCoin, Swiscoin, SuperNET, NAV Coin, LoMoCoin, Boolberry, SARCoin, SIBCoin, ZCoin, Pascal Coin, DigiByte, Clams, Global Currency Reserve, Omni, Ubiq, Veros, Aeon, BitBay, vSlice, Vertcoin, NautilusCoin, Adzcoin, HEAT, Burst, Expanse, CureCoin, Lykke, Radium, PIVX, MonaCoin, FairCoin, Incent, Steem Dollars, Arcade Token, VPNCoin, LBRY Credits, Scotcoin, VeriCoin, Auroracoin, Feathercoin

3-IN-1: UK Salary Tax Calculator + Tax Rates Reference Guide + VAT Calculator • No Internet Connection Required • As Featured on BBC Radio 4 & Sunday Times

Reached No.1 in UK Finance Charts on the App Store.

Unlike some free tax calculator apps, Tax Tool has all calculations and data built-in, so there's no need for an internet connection - use it anytime and anywhere, even if you don't have a signal!

Also, in addition to the latest 2016/17 and 2017/18 tax years, Tax Tool can calculate all the way back to 2009.


SPECIAL FEATURES

• Perform Reverse Salary Calculations for working out your target salary from the take-home pay you need - useful for job interviews and pay rise negotiations

• View a pocket guide of key UK tax rates, limits and allowances, including Income Tax, National Insurance, Capital Gains Tax, Stamp Duty Land Tax and Pension Schemes

• Email your results, including a breakdown of the calculation, for sharing or backup purposes


CUSTOMER REVIEWS

"There's a reason for the high review scores posted for this app...it is an extremely well designed and thought out app."

"Brilliant app. Just saved me £160. Email and print give a very clear printed breakdown."

"This app is easy to use...I rarely write app reviews, but this one deserves all the praise it gets..."

"Outstanding - one of the best personal finance apps available."


OVERVIEW

Tax Tool is designed for UK taxpayers in paid employment, using the Pay-As-You-Earn (PAYE) system of automatic tax deduction.

The app was inspired by the quality of Apple's own apps. It was designed to be comprehensive, but also to be very easy to use and input information, with immediate results.

Choose to enter as much or as little as you want: accuracy is improved if you enter more information and if you enter your Tax Code, but it still gives a useful rough guide if you enter none of these.

A key feature is that it can perform reverse salary calculations. You can enter your desired take-home pay (what you need to receive, after payroll taxes are deducted, to cover your everyday lifestyle) and Tax Tool will instantly work out the salary needed to achieve that target. You can easily flip between these to work out net pay from gross salary or vice-versa.

The app also performs UK VAT calculations, and contains a handy reference for UK tax rates, limits and allowances.

Quick and simple: this is not designed to be a replacement for a full tax return (it doesn’t ask for full details on all your financial affairs), but it does provide a quick and useful estimate of the amount you will receive in your pay packet.


ADDITIONAL FEATURES

• Instant calculations as you type
• Doesn't need an Internet connection
• Shows a detailed breakdown of the calculations, including Income Tax paid at each band
• Flexible periods: enter and view results annually, monthly, four weekly, fortnightly, weekly, daily or hourly
• Calculates your National Insurance contributions, as well as your employer's
• Includes a VAT calculator, with reverse function
• Calculates PAYE tax for tax years 2017/18, 2016/17, all the way back to 2009/10
• Provides an instant rough guide. Enter optional settings to improve accuracy
• Works with iOS 10.

Optional Settings available:
• Scottish tax (SRIT)
• Tax Codes - recognises L, S, M, N, K, T, P, Y, BR, D0, D1, NT, 0T, M1 and W1 codes
• Contributions to company pensions (as a percentage or fixed amount). Also supports salary sacrifice pensions and contributions taken from net pay
• Childcare Vouchers
• Student Loan repayments (Pre Sept 2012 and Post Sept 2012 schemes supported)
• Overtime and Bonuses (as a percentage or fixed amount)
• Tax deductions
• Benefits-in-kind
• Contributions to charities
• Salary sacrifice (three types)
• Regular deductions from net pay
• Marriage Allowance transfers
• High Income Child Benefit Charge estimation
• Ability to switch off National Insurance calculations if State Pension Age reached.

Track your trips, increase your 2017 deduction!

MileBug is the reliable GPS mile tracker that makes it easy to track your trips and related expenses so you get the tax deduction you deserve.

• Hit #1 in Finance (U.S. - January 2017)
• “5 Apps Your Accountant is Begging You to Have in 2015″ - Smart Hustle Magazine
• Businessweek lists MileBug as 1 of 4 Tax Record Services (April 2013)
• "Milebug saves you time and money; and is a MUST have for any business owner." -- iReviewiPhoneApps

RELIABILITY
• Easily export drive reports to excel or spreadsheets using CSV forms
• Easily email your drive reports
• iTunes File Sharing - Save a drive data file to your computer. You can restore it to the same or new device even if your phone is lost or damaged.
• Over 280k downloads of MileBug & MileBug Lite

SAVINGS
• Get $5.35 in deductions for every 10 business miles tracked in 2017.
• Save on battery life over other mile trackers that are constantly running
• No expensive monthly tracking fee
• Track trip related expenses for even more tax savings

TRACKING:
• Full GPS path tracking (w/MAP DISPLAY)
• This GPS mile tracker drops a pin on the map view every 1/10 mile (approx). Edit the trip by dragging pins.
• Create custom categories for drive purposes

DEMO TRAINING VIDEO
• http://bit.ly/MileBugVideo15

FULL FEATURE LIST:
• Track miles/km for MULTIPLE businesses
• Track miles/km for MULTIPLE charities
• Track miles/km for "Medical" or even "Other"
• Create your own expense categories
• Tracks your trips using GPS (full path on map)
• Data backup via iTunes File Sharing
• INTERNATIONAL SUPPORT: km/miles, custom rates, etc.
• Use Frequent Trips to save time
• Setup multiple vehicles...and name them!
• Custom Field per Trip, sortable in reports (e.g. client, project, etc)
• Odometer screen updates when changing vehicles
• Automatically opens to Edit for incomplete trip
• Designed to be IRS compliant
• Setup frequent destinations and purposes for easy use later
• Easily edit/delete/reorder Presets (see blog for more info: milebug.com)
• Email HTML and Excel-friendly (CSV) reports
• Define date range of each report
• See report totals by business and vehicle
• Presets allow for trip recording with simple finger taps
• Clear Trips List when you want a fresh start
• See the deduction amount for each trip
• Incomplete trip badge on home screen icon
• Intuitive native iPhone/iPad interface
• Choose start screen in Settings
• How few miles will it take you to pay for MileBug?

SEE OUR BLOG: www.milebug.com (leave comments!)

"MileBug is a mileage tracker for your iPhone or iPod Touch that makes it super easy to. . .track your mileage. This is great if you need to report your mileage to your boss. . .the [IRS]. . .or for any personal reasons." -- App Store Apps

"Milebug saves you time and money; and is a MUST have for any business owner." -- iReviewiPhoneApps

IRS tax deduction rates are 53.5 cents/mile for 2017! Take advantage of these rates by keeping track of the miles you drive for your businesses, for charities, or for personal medical reasons. With MileBug, it’s never been easier to make a trip log!

Continued use of GPS running in the background can dramatically decrease battery life
Cellular data plan or WiFi required for proper use of GPS