Top Personal Finance Apps for iPhone & iPad

Here are the top free and paid personal finance apps for the iPhone & iPad in the U.K., based on the number of downloads.

Free Apps

Rank App Details

PayPal: Mobile Cash

Send money or pay online to almost anywhere in the world in just seconds. Manage all the ways you send, receive, and spend money at a glance – download the PayPal payment app today.

Transfer money to PayPal account holders in over 100 countries using just their email address or mobile number. When the money arrives in their account (usually in seconds), they can spend the money online or withdraw it with just a tap. And it’s completely free when you send money to friends in the US from your bank account or PayPal balance.

Send a request for money that allows people to pay you back with just a tap. Whether you’re collecting money for a group gift or something you sold online, PayPal mobile app makes it easy for them and even easier for you.

Whenever you send, receive, and spend money with PayPal, the app sends an instant notification to help you keep track of it all. Whether you use PayPal Credit, your balance, your bank, or your debit and credit cards to pay with PayPal - you can find everything and anything you need to simply manage it all in this secure payment app.

Barclays Mobile Banking

Barclays Mobile Banking app

If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need your sort code and account number and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in.

• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 10 days for this feature to be activated in the app while we complete some security checks,
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2018. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

HSBC UK Mobile Banking

Welcome to your brand new HSBC UK Mobile Banking app!

Designed especially for our UK customers, the app has been rebuilt to be fast, secure and will get more new features, more often.

Manage your money on the go with HSBC. You can also now pay someone new using the app. • Everyday banking made simple • Your accounts at a glance • Pay someone new on the go • Fast and secure logon • Send money safely from anywhere.

If you have HSBC accounts outside of the UK, please also download the HSBC Mobile Banking app to manage your global accounts.

HSBC is committed to providing digital applications that are accessible to all its customers. We take this responsibility very seriously; accessibility will continue to be a major consideration as we develop the app, and improvements will be delivered in future updates.

Halifax Mobile Banking

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So, you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

It’s also been given a WCAG 2.0 AA rating by the accessibility auditors. Which in plain English means we’re doing a bit extra for our customers with disabilities too.

- Sign in quickly and securely with Touch ID*, Face ID** or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- View details of individual transactions
- Check money coming in and going out
- Make transfers and payments (it’s so easy)
- Manage your standing orders and view direct debits
- Pay your loan or credit card bill
- Set up new recipients or pay your phone contacts.

- Going abroad? Tell us with the app so there’s no worries when you use your card abroad.
- Cards lost or stolen? Panic over: just cancel and replace them with the app.
- Earn as you spend with Cashback Extras.
- Apply for loans, savings, cards and more
- Call us quickly and safely from the app – we’ll already know it’s you so can connect you without the usual security checks.

- Reset your Online Banking password
- Update the phone number and email address we have for you.

New to this app? You’ll need to set it up by registering your device first. You’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information (you can create these in the app).

We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee:

We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax.

Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 9.0 or above.
** Face ID requires iPhone X or later models.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

The UK Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones and may not be compatible with other devices, such as tablets.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Lloyds Bank Mobile Banking

Rated top Mobile Banking service by Forrester in 2017 UK Mobile Banking Benchmark.

When it’s hard to find a moment for those small but important jobs, our app is here to help. It can do everything you’d expect, maybe even more. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

And since you’ve usually got your mobile on you, it’s the handiest way to do your everyday banking.

- Log on quickly and securely with Touch ID*, Face ID** or a 3-character combination from your memorable information
- Check your balances and pending payments
- Get more information on individual transactions
- Transfer money between accounts, and make UK and international payments
- Make payments to your loan or credit card bill
- Apply for loans, savings, cards and more
- Tell us when you’re going abroad
- Easily report lost or stolen cards and order replacements
- Reset your Internet Banking password
- Update the phone number and email we have for you
- Call us quickly and safely from the app – we’ll already know it’s you so can connect you without the usual security checks.

New to this app? Getting started is quick and easy. First you’ll need to set it up by registering your device using:
- An up-to-date phone number registered with us
- Lloyds Bank UK personal, Islands personal or sterling international account (you can create these in the app)
- Internet Banking user ID, password and memorable information.

We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. As a Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee:

We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 9.0 or above.
** Face ID requires iPhone X or later models.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

The UK Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones and may not be compatible with other devices, such as tablets.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

NatWest Mobile Banking

Named ‘Best Banking App 2017’ by the British Banking Awards, download NatWest’s award winning mobile app, available to our online banking customers. Our simple and secure app includes features to help you manage your money – from checking your balance through to making international payments.

How to Register & Eligibility
The NatWest Mobile Banking app is available to NatWest Personal and Business customers with Online Banking, who are over 11 and have a UK or international mobile number.

Once you’ve downloaded the app, registering is simple. All you need to hand is your Online Banking customer number, PIN and password to get access straight away.

Not registered for Online Banking or forgotten your customer number? Get a reminder or sign up at

Using the app
•Login using Touch ID or Face ID if you have a compatible iPhone & iPad
•Use your Apple Watch to view your balances and transactions
•Use 3D Touch to access features from your home screen
•Hide your balance, reorder your accounts or edit the names of your accounts to personalise your banking experience.
•View your Customer Number – this is the number we use to identify you when you log in to Online Banking and for authentication when you call us

Managing your money
•Check your balances, transactions and transfer money between your NatWest accounts
•If you have registered for MyRewards ( you can check your pending and available Rewards balance

•Manage Direct Debits and standing orders
•Transfer up to £250 to any UK account
•Make payments to international accounts you have previously set us using Online Banking
•Make bill payments by searching for approved utility and service providers when entering a payee name
•Pay Your Contacts who use the app or have a mobile number which is registered for the Paym service
•Share a confirmation after sending a payment or setting up a Standing Order

Get Cash
•Get Cash at any NatWest or Tesco cash machine using your app or Apple Watch when you don’t have your debit card
•Use Near Me to find your nearest cash machine or local branch

Other things you need to know
•We are proud to be the first bank in the UK to offer a RNIB Approved App for use by blind and partially sighted customers

•Get Cash lets you take out up to £130 per day from our UK cash machines, when you have at least £10 available in your account. There is a maximum limit of two Get Cash withdrawals every 24 hours

•Pay Your Contacts allows you to pay anyone who has this app or is registered for Paym up to £250 using their UK mobile number. To use Pay Your Contacts customers must be over 16 and have available funds in their account, limits are independent of daily withdrawal and Get Cash limits

•Register for the Paym service in the More menu

•Standard data charges may apply – contact your network operator for details

•By downloading this application, you are accepting the terms and conditions which can be viewed at We recommend that you save or print a copy of the terms and conditions and privacy policy for your records

To enjoy all of the features listed you will need to accept the following permissions:
- Network communication for connectivity
- Your location to find your nearest cash machine or branch
- Access to your contact list to allow you to ‘Pay Your Contacts’

For more information visit or contact our Mobile App support staff on 0345 366 0012 8am to 6pm Monday to Saturday.

Santander Personal Banking

Personal Banking by Santander lets you take control of your finances whenever, wherever.

Log on quickly and securely with Touch ID or Face ID to access your Santander accounts in one place. Pay your bills, your friends and your mobile contacts quickly and easily. Mobile Banking made simple with Santander.

You can:
•log on with Touch ID or Face ID
•see your running account balances and 7 years’ worth of transactions
•move money between your Santander accounts, or pay somebody else
•pay somebody using just their mobile phone number through Paym
•view the interest rate on your savings accounts and bonds to make sure you’re getting the best from your money
•see information about your ISA, including your interest rate and your remaining tax-free allowance
•view and cancel your Direct Debits
•set up, view and delete standing orders
•get alerts when you’re nearing your credit card limit to help you effectively manage your account and avoid fees
•view alerts
•choose your Retailer Offers and get cashback at top retailers, just by spending on your Santander credit or debit card
•be confident your details are secure - we’ll automatically log you off when you send the app to the background

Before you start
You’ll need to make sure that we know your current UK mobile number, so that we can send you One Time Passcodes. Once that’s done, it takes just a few minutes to get started with Mobile Banking!

•open the app and enter your Online Banking log on details
•we’ll send you a One Time Passcode (OTP) by text message
•enter the code into the app and we’ll register your device
•we’ll then ask if you want to set up Touch ID or Face ID to log on.
And that’s it, you’re in!

Important information

Never share a One Time Passcode (OTP) with another person. Not even a Santander employee.
Never download software or let anyone log on to your computer or devices remotely following or during a cold call.
Never enter your Online Banking details after clicking on a link in an email or text message.

All interest and Retailer Offer rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 9.0 or above in order to use this app. If you are unable to update to this version, please log on to Santander Online Banking to access your accounts.

Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website Santander and the flame logo are registered trademarks.

Nationwide Mobile Banking

Stay in control of your finances at your convenience with our handy Mobile Banking app. To get started, all you need are your existing Internet Bank details. If you’re not already registered, it won't take long - you can do this via our website.


Manage your money
• Set up and pay a new payee*
• See pending transactions for your current account(s)
• Report your debit card as lost or stolen
• Complete a balance transfer to your Nationwide credit card*
• Log in with Touch ID or Face ID** – Fast, simple & secure access to your accounts
• Transaction history – View the last 15 months' activity on your Current, Credit Card and Savings accounts plus 24 months of your mortgage payments
• Search transactions – Helps you track down a particular payment quickly and easily
• Payments and transfers – Send money to existing payees, now or on a future date
• Manage payments – View and cancel regular payments/Direct Debits
• Pay a contact using their mobile number – Send and receive money via Paym with just a mobile number
• Cash flow bars – Your monthly spending habits made simple and visual
• Quick Balance – See your balance without the need to log in
• Apple Watch compatible – Check your balances with just a flick of your wrist
• View your customer number and the contact details we have on file for you

Become a super saver
• Create Savings Goals – Stay motivated (and on track) as you watch your savings grow
• Impulse Saver – Quickly save without logging in, making it even easier to put some money away for a rainy day
• Your savings interest rate – See what you're getting back for what you’re putting away

Customise your accounts from your device
• Increase or decrease your credit card limit
• Text alerts and paperless settings – Sign up or amend your text alerts and cancel paper statements if you don't really need them
• Manage your overdraft – Increase/decrease your overdraft limit
• Apply for something new – Apply for a broad range of Nationwide accounts

*You'll need your card reader for added security
**Device and operating system compatibility requirements apply

ClearScore - report tracker

With ClearScore you can check your credit score and report for free, forever. We show you the information lenders know about you, so that you can fix mistakes and improve your score. Your credit cards, loans, mortgages, spending, repayments - they’re all here, in one place.


- See your credit score, credit accounts, financial associations and searches against your profile
- Updated monthly with push notifications every time your new report is ready
- View your eligibility score for credit cards, loans and car finance deals
- Free Coaching plans with personalised To-do lists to help you reach your financial goals
- Timeline tool to help you track your progress
- Fast login with Touch ID

Signing up is easy:

1. Enter some details about yourself - to match you with your Equifax credit file
2. We’ll ask you some security questions that only you would know
3. Your credit score and report are yours, for free, forever!

ClearScore is safe and secure:

- We are regulated by the Financial Conduct Authority and comply strictly with the 1998 Data Protection Act
- Your information is kept safe using the most robust and secure systems and processes
- We never sell your details, and never send you spam
- We make our money through commission (if you take out a credit product via ClearScore)

Capital One UK

We’re always looking to make things easier for you, so why not keep track of your Capital One accounts wherever you are with our free app. You’ll be able to:
• View your current balance
• Check your credit limit and how much you have available to spend
• Set up and view your Direct Debit
• See your latest transactions
• Check your payment information, like when and how much to pay next
• Make a payment to your Capital One card
• Register multiple cards to the app

To get started, you’ll need to register on the app using your Capital One credit card details, postcode and date of birth. For security, we’ll send you a one time activation code by text message to the mobile phone number registered on your Capital One account. You’ll need to enter this as part of the registration process. You can register your mobile number, as well as manage your account online at where you can also set up a Direct Debit, SMS and email alerts, and more.

Rank App Details

Pennies – Budget and Expenses

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

Use any currency in the world for individual budgets.

Easily transfer money between budgets with a single click.

Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action:
Follow Pennies on Twitter –
Contact me –

MoneyWiz 2 - Personal Finance

Simplify your financial life with MoneyWiz.
Have all your accounts, budgets and bills in one place! With powerful reports, worldwide online banking and instant sync between all your devices! That’s MoneyWiz - the world’s most powerful and beautiful finance software.

MoneyWiz has been featured by Forbes, MacWorld, The Telegraph, The Independent, Mashable, TUAW, Cult of Mac and more.


● ALL IN ONE PLACE : Have all your finance data in one place, for a unique overview and easy management!

● GET OUT OF DEBT : We’ve built MoneyWiz in a way that makes it easy to see the complete picture of your finances, yet be able to narrow down where they can be optimized so you can get out of your debt!

● NEVER FORGET A BILL AGAIN : Forgetting to pay a bill can cost you. MoneyWiz will make sure that never happens again. Set up all your bills to get reminders and forecasting.

● PROPER FORECASTING : Have you wondered how much more you have to pay until the next paycheck, or which accounts may not have sufficient funds for your bills? MoneyWiz will tell you with a tap of a button!


● ACCOUNTS: Have all your accounts in one place. Arrange them in groups, give them icons and decide which accounts count towards your Net Worth. Choose from variety of accounts: Credit Card, Checking, Savings, Loan, Cash, Investment/Brokerage or Online Banking.

● BUDGETS: Set up budgets and MoneyWiz will automatically monitor your transactions and assign them to the proper budgets. Envelope budgeting is also available.

● BILLS: Never forget a bill again! Browse all your bills in list or on calendar, see projections for any period with a single tap.

● WORLDWIDE ONLINE BANKING: Connect your online banking into MoneyWiz, and all transactions will be downloaded and categorized automatically. MoneyWiz will even set the proper payee! (* optional service, requires subscription)

● TRANSACTIONS ENTRY: Entering transactions has never been so powerful! Customize what fields you want to use, configure settings for each field, use the pull-down gesture to save a transaction. It makes transaction entry as fast as it can be!

● REPORTS: Tons of reports will give you a perspective on your spendings and earnings, that you never had before! MoneyWiz also allows you to build custom reports based on what you want to know about your money.

● DASHBOARD: The dashboard is the one place to get a quick overview of your finances. Fill it with multiple widgets which you can re-arrange and configure. See everything important in one screen.

● SETTINGS: Configure MoneyWiz to fit your needs. Enable currencies, manage categories, set layout of the transactions list, enable POS style amounts entry, configure bill reminders and so much more.

● PROTECTION: Protect your data with PIN. Set PIN timeout for maximum comfort and auto-erase on 10 times wrong PIN for maximum security. iOS version also offers TouchID integration for devices that support it.

● SYNC: Connect multiple devices with SYNCbits – the cloud sync that does everything automatically – from sync, to conflicts resolution. SYNCbits has banks level security and it’s completely free!

● IMPORT: Coming from another software? MoneyWiz can import it! Be it a CSV, QIF, OFX, QFX or MT940 file, MoneyWiz can handle it all.


To connect to your bank for automatic downloading of transactions, MoneyWiz requires the in-app Online Banking paid subscription. The subscription costs $4.99 per month, or $49.99 per year.
Your MoneyWiz Online Banking subscription will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.

Privacy Policy:

Terms of Service:

BA II Plus(tm) Financial Calculator

Exact capabilities of the best-selling financial calculator from Texas Instruments – the BA II Plus. Easier to use than other financial calculators, including the HP 12C. Cool, convenient and affordably priced. The smart choice in financial calculators for business professionals and college students, in corporate and university settings.

• Solves Time-Value-of-Money (TVM) calculations
• Generates amortization schedules
• Performs cash-flow analysis, and computes NPV and IRR
• Calculates depreciation with four different methodologies
• Breakeven, profit and percent difference calculations
• Date function to determine days between dates
• Evaluates bond prices and yields “to maturity” or “to call”
• Scientific capabilities include trig. and log. functions
• Memory stores 10 values and Constant Memory™ retains them
• Choice of chain or Algebraic Operating System methods
• Key click sounds enabled optionally via Settings
• Switches to 2nd functions fast with one-touch 2nd function key
• TVM P/Y=1 default matches current BA II Plus calculator

• Accounting
• Economics
• Finance
• Marketing
• Mathematics
• Real Estate
• Science
• Statistics

iCurrency Pad

iCurrencyPad is not just a simple and elegant currency convertor and calculator.

iCurrencyPad also offers an up-to-the-minute exchange rates "electronic board", detailed charts of historical price trends, and more:

√ a polished, easy-to-use interface
√ 160+ currencies from around the world
√ favorite currencies to reduce clutter
√ charts for all exchange rates
√ multiple data sources

√ iPhone, iPad and iPod Touch resolutions
√ HD Retina graphics optimized for iPhone 6 and 6 Plus

◆◆◆◆◆ "Excellent! Professional! Highly Recommended... finally the currency application I have been waiting for so long..."

◆◆◆◆◆ "...I tried all other similar apps, and I am proud to announce that this app is simply the best of them all.."

◆◆◆◆◆ "Smart, intuitive and flexible!... slick interface with great functionality which further impresses with its great selection of currencies and immediate updates. Good job! Highly recommend!"


-- Simple Interface --
iCurrencyPad was designed to be fast and easy to use. Just select the currencies to convert and tap in the amount to convert. A convenient calculator allows for basic math calculations, showing the results as the values are tapped. Swipe across the display to swap the left and right currencies, or swipe up and down to select different currencies. Tap and hold to copy/paste.

-- Favorite Currencies --
While iCurrencyPad offers exchange rates for 160+ currencies from around the world, you may be interested in only a few currencies. To reduce clutter on the screen, iCurrencyPad allows you to select and sort your Favorite Currencies, so only those currencies that interest you appear on the screen, thereby making the application easier and faster to use.

-- Charts --
Detailed charts show the history of exchange rates for any two currencies. Tap on the chart for the exchange rate on any particular day. Tap with two fingers to show the change in rates between any two dates. Rotate the device for a larger chart in landscape view. Charts for most currencies are available for 1-day, 5-days, 3-months, 6-months, 1-year, 2-years, 5-years and 10-years.

-- Exchange Rates Listing --
The exchange rates listing shows a base currency compared to all other currencies, similar to the electronic exchange rate boards seen in "Change" shops around the world.

-- Exchange Rates Updates --
iCurrencyPad updates Exchange Rates on demand, or automatically at pre-defined intervals ranging from 15 seconds to 1 day. Exchange Rates are automatically updated when the app is launched, or auto-updates can be turned off when roaming. An Internet connection is required to update rates, either via cellular network or a Wifi connection. Without a connection, rates can still be accessed and converted using the last data downloaded.

-- Easy to Get Started --
A short 20-second tutorial will play when you first launch iCurrencyPad and guide you through the app's features.

-- Languages --
The user interface is offered in 9 languages: English, Spanish, French, German, Italian, Russian, Chinese, Japanese and Arabic. Please visit the App Store in your language for a translated description and screenshots.

-- Reviews --
"...iCurrency Pad is a great piece of software powered by a stunning design and usability. It’s beautiful, useful, powerful yet simple and straightforward..."

-- MacStories (


*** Proven To Work! 20+ Million chores completed and 12+ Million allowances paid using iAllowance! ***

*** Apple Staff Favorite ***
*** Featured by Money Magazine ***

Put piggy banks and paper money behind you! iAllowance is the only thing you need to manage your child's finances and teach him or her about saving and spending money. Whether you want to set up a weekly allowance or pay out a special reward, iAllowance handles everything for you with an eye-pleasing and easy-to-use interface.

- Simple and Fun
- Run on your iPhone, iPad and iPod Touch
- Sync Your Data Between Devices using iCloud or Dropbox
- Works With ALL Your Children
- Unlimited Number of Banks with Optional Interest
- Automatic Allowance Payments
- Chores/Jobs Tracking with Push Reminders
- Reward Tracking - Great For Motivation
- Use Real Money, Stars or Time for Banks, Allowances and Chores
- Use the Setup Assistant to Quickly Setup the App
- Email & Direct Print Reports Using AirPrint
- Parental Controls
- Automatic Local Backup
- Supports 150+ World Currencies

iAllowance may look simple at first glance - the bookshelves and chalkboard make this app very approachable. However, iAllowance is a powerful family finance management system, allowing you to set up scheduled payouts, deduct expenditures, and show category totals - even search for a specific transaction!

You can setup iAllowance to track the finances for all your kids, each with a separate photo for easy identification and as many banks as you desire.

Kids are very busy these days. From general spending money to clothing allowances, gas money to cell phones accounts, kids and parents have a lot to keep track of in today's world. With iAllowance, you can create an unlimited number of banks for each of your kids. Each bank has its own transaction list where you can add, edit and delete transactions as often as you need to.

If you don't want to use real money, you can setup any bank to use stars or even time. Mix and match star, time and real money banks to make iAllowance work best for you. Furthermore, you can assign an optional interest rate to any of the banks to help teach your children the value of saving money over the long term.

Let iAllowance do the remembering for you! It's easy to set up any number of allowances that will pay out automatically at repeating intervals. Each allowance can be set up to pay into one or more of the child's banks. There is no need to setup a single allowance for each bank.

Track all your children's chores with iAllowance. Get your kids involved in the process and watch the chores get done! Use the reminders to push alerts to your kids - even if iAllowance is not running.

Kids are more motivated when they have goals to work towards. You can setup rewards that you can choose to 'cash in' when you child reaches the set goal.

We feel that it's important to get your kids involved in managing their own finances, but it is also important that you have a choice as to whether or not they can edit the information. By turning on the built-in parental controls, you can restrict your kids to a view only mode while you maintain full editorial control for yourself.

Use your account or iCloud to sync iAllowance with all of your iOS devices. iAllowance will automatically store local backups of your data so you can always get back to where you need to.

We are certain that iAllowance will meet all your family finance needs. So, make the leap with Jump Gap Software's iAllowance.

Outflow - Subscription Manager

Outflow aims to solve the problem of having multiple subscriptions and not knowing when they are renewing and how much you are paying for each. We have built the app to be intuitive and fast, so you can take control over how you are spending your money.

● View all your renewing fees with ease and quickly see how much you are spending on each and how you are paying for it.
● Quickly add subscriptions by connecting your Gmail to receive suggestions on what subscriptions to add.
● Add a subscription from our vast list that is always growing. However, if you don't see the subscription you are looking for, we got you covered because you can add a custom one.
● Ability to receive notifications in advance of it renewing to give you a heads up.
● Understand how much you are paying weekly, monthly and yearly.
● Track how many days until your subscription is renewed.
● Today extension that allows you to see what is renewing next in a glance.
● Store details regarding a subscription by attaching a note.
● Allows for the addition of multiple currencies and will convert it to your desired currency when calculating your totals. Supported currencies: USD, CAD, Yuan, Euro, GBP, MXN, AUD, BRL, RON, INR, SEK, JPY, SGD, DKK, MYR, RUB, CHF, TRY, NZD, IDR, HKD, NOK, AED and TWD.
● Ability to archive subscriptions during off periods.

WARNING: Outflow is not automated. It relies on manual data entry to add most of your subscriptions. However, it does have the ability to recommend subscriptions based on your Gmail and will autofill some of the entry inputs based on that data.

If you would like to get in touch, we are on Twitter @outflowapp or shoot us an email

UK Tax Tool 2018

The premium UK Salary Tax Calculator which includes a Tax Rates Reference Guide and VAT Calculator.

Reached No.1 in UK Finance Charts on the App Store. Also featured on BBC Radio 4 & Sunday Times.

Unlike some free tax calculator apps, Tax Tool has all calculations and data built-in, so there's no need for an internet connection - use it anytime and anywhere, even if you don't have a signal!


• Perform Reverse Salary Calculations for working out your target salary from the take-home pay you need - useful for job interviews and pay rise negotiations

• View a pocket guide of key UK tax rates, limits and allowances, including Income Tax, National Insurance, Capital Gains Tax, Stamp Duty Land Tax and Pension Schemes

• Email your results, including a breakdown of the calculation, for sharing or backup purposes


"There's a reason for the high review scores posted for this is an extremely well designed and thought out app."

"Brilliant app. Just saved me £160. Email and print give a very clear printed breakdown."

"This app is easy to use...I rarely write app reviews, but this one deserves all the praise it gets..."

"Outstanding - one of the best personal finance apps available."


Tax Tool is designed for UK taxpayers in paid employment, using the Pay-As-You-Earn (PAYE) system of automatic tax deduction.

The app was inspired by the quality of Apple's own apps. It was designed to be comprehensive, but also to be very easy to use and input information, with immediate results.

Choose to enter as much or as little as you want: accuracy is improved if you enter more information and if you enter your Tax Code, but it still gives a useful rough guide if you enter none of these.

A key feature is that it can perform reverse salary calculations. You can enter your desired take-home pay (what you need to receive, after payroll taxes are deducted, to cover your everyday lifestyle) and Tax Tool will instantly work out the salary needed to achieve that target. You can easily flip between these to work out net pay from gross salary or vice-versa.

The app also performs UK VAT calculations, and contains a handy reference for UK tax rates, limits and allowances.

Quick and simple: this is not designed to be a replacement for a full tax return (it doesn’t ask for full details on all your financial affairs), but it does provide a quick and useful estimate of the amount you will receive in your pay packet.


• Instant calculations as you type
• Doesn't need an Internet connection
• Shows a detailed breakdown of the calculations, including Income Tax paid at each band
• Flexible periods: enter and view results annually, monthly, four weekly, fortnightly, weekly, daily or hourly
• Calculates your National Insurance contributions, as well as your employer's
• Includes a VAT calculator, with reverse function
• Calculates PAYE tax for tax years 2018/19, 2017/18, all the way back to 2009/10
• Provides an instant rough guide. Enter optional settings to improve accuracy
• Works with iOS 10 & iOS 11, and the iPhone X.

Optional Settings available:
• Scottish tax (SRIT) - all five bands from 2018
• Tax Codes - recognises L, S, M, N, K, T, P, X, Y, BR, D0, D1, NT, 0T, M1 and W1 codes
• Contributions to company pensions (as a percentage or fixed amount). Also supports salary sacrifice pensions and contributions taken from net pay
• Childcare Vouchers
• Student Loan repayments (Pre Sept 2012 and Post Sept 2012 schemes supported)
• Overtime and Bonuses (as a percentage or fixed amount)
• Tax deductions
• Benefits-in-kind
• Contributions to charities
• Salary sacrifice (three types)
• Regular deductions from net pay
• Marriage Allowance transfers
• High Income Child Benefit Charge estimation
• Ability to switch off National Insurance calculations if State Pension Age reached.

Convert 0870

Convert 0870 is dedicated to saving you money.

One phone call lasting at least a minute pays for this app and you have it forever! No limits, so use it for every number!

Many companies use 0870, 0845, 0844 numbers for customer service, which usually cost 35p per minute +

Calling such number on any phone is expensive so why pay more when there is Convert 0870!

Support for iOS 7/8 and the iPhone 6 & iPhone 6+

0870, 0845, 0844, 0800 and 03 numbers are covered too!

Why not try and get them at local rate?

Simply type the number and we'll do the work.

Alternatives for Successful Matches Too!

Dont fancy typing, why you can browse an alphabetical list, not only by name but numbers too!

Thousands of numbers stored offline for super fast results even when you have little network coverage.

More can be searched too and if its missing we will find it for you!

Unlike other similar apps we have spent a long time designing the interface to give you the best native experience, this means fast scrolling, quick results and a smooth feeling all over!

Know who you are ringing? You can also search for it by name.

Cant find a number let us know. We will do the hard work for you! And our response time is very impressive!

Say goodbye to high phone bills!

Say hello to 'Convert 0870'!
- Alternatives for Successful Matches
- Offline Mode
- History - remember those numbers you've called.
- Add to contacts - Save them to your address book
- Copy And Paste
- Accurate Number Search
- Generalised Business search by name
- Very good support

*Local rates may still apply

Debt Manager

*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need

Spending Log Pro

◆ Featured in the Telegraph Must-Have Apps List in the UK

◆ Featured in the Sunday Times App List in the UK

Do you have too much month left at the end of the money? Would you like to know just how much you are spending on eating out, fuel, groceries etc every month?

'Spending Log' logs your income and expenses so you can keep track of where your money is spent. You can keep track of your money going out of and in to different accounts and can categorise these transactions for easy analysis.

◆ Identify areas where you could cut back your expenditure
◆ Know for sure where the money goes

Group your purchases into categories so you can :
√ See how much you spend on groceries in a typical week
√ See what proportion of your total spend was on fuel last month
√ Split your purchases any way you like for an analysis relevant to you

'Spending Log' is highly configurable allowing you to set up accounts, categories and time periods to suit your circumstances. You can analyse how much you spend over any combination of different accounts and categories for any time period you like.

√ Highly Configurable - Make it Your Own
√ Record Income & Expenditure on Multiple Accounts - Current, Savings, Business Expense Account, etc
√ Record Income & Expenditure under user defined Categories - Groceries, Fuel, Clothes, etc
√ Analyse your Expenditure & Income over ANY time period - Weekly, Monthly, Quarterly, Every 10 days, etc
√ Record Account Transfers
√ Analysis includes a breakdown by Category of Expenditure Totals, Proportions & Averages over any Time Period
√ Set up Automated Recurring Transactions & Account Transfers - Monthly rent payment, Regular payment into a Savings Account, etc
√ View your logged Transactions in a Bank Statement like format and on a Calendar
√ E-Mail your Transactions as a CSV file attachment from within the App ; CSV files work with most spreadsheet software
√ Set up Balance Alerts ; be alerted when approaching your overdraft limit
√ Includes Secure Passcode Entry System to keep your log private
√ See your Account Balances at a glance

◆ This app is part of the MoneyBudgie Finance Tracking Bundle.
- All 4 Apps work together to help you get in control of your finances. For example, you can log your income & expenses in this app against categories defined in the Home Budget Plan App; transactions logged in this app affect your budgets tracked by the Budgets-Expense Tracker App, etc.

Where does the money go? Buy 'Spending Log' and find out.

Rankings are taken directly from iTunes.