Top Personal Finance Apps for iPhone & iPad

Here are the top free and paid personal finance apps for the iPhone & iPad in the U.K., based on the number of downloads.

Free Apps

Rank App Details
1

PayPal – Send money and manage your payments

TAP INTO YOUR MONEY
Send money instantly almost anywhere in the world. Manage all the ways you send, spend and receive money at a glance.

SEND PAYMENTS IN SECONDS
Send money to PayPal users in over 100 countries using just their mobile number or email address. They can spend the money online or withdraw it with just a tap. And there are no PayPal fees when you send money in GBP to friends in the UK from your bank account, debit card or PayPal balance.

GET PAID WITH EASE
Send someone a money request, and let them pay you back with just a tap. Whether you’re collecting money for a group gift or something you sold online, we make it easy for them and even easier for you.

STAY ON TOP OF IT ALL
Every time you send, spend or receive money with PayPal, the app notifies you to help you keep track of it all. Whenever you pay with PayPal - using PayPal Credit, PayPal balance, your bank account or card - you can manage it all in our app.

If you are viewing this page from outside of the UK, some of the features described may not be available to you in the app.
2

Barclays Mobile Banking

Barclays Mobile Banking app

*This app doesn’t work on jailbroken devices*

HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need your sort code and account number and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in.

If you only have a Barclaycard account you can’t register for this app but you can register for the MyBarclaycard app.

THE BENEFITS
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 10 days for this feature to be activated in the app while we complete some security checks,
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

Copyright © Barclays 2014. All rights reserved. Barclays Mobile Banking is a trademark of Barclays Bank PLC.
This app is provided by Barclays Bank PLC although you may have contracted for banking services with another legal entity within the Barclays Group. Please refer to your bank documentation (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.
Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register no.122702). Barclays Bank PLC is registered in England. Registered no.1026167.
3

NatWest

How to Register

The NatWest Mobile Banking app is available to NatWest Personal and Business customers with Online Banking, who are over 11 and have a UK mobile number starting with 07.

Once you’ve downloaded the app registering is simple, all you need to hand is your Online Banking customer number, PIN and password to get access straight away.

Not registered for Online Banking or forgotten your customer number? Get a reminder or sign up at natwest.com/online.

Features

Login using Touch ID if you have a compatible iPhone or iPad

Check your balances, transactions and transfer money between your NatWest accounts

Manage Direct Debits and standing orders

Transfer up to £250 to any UK account using a sort code and account number

Make bill payments by searching for approved utility and service providers when entering a payee name

Get Cash at any NatWest or Tesco cash machine using your app when you do not have your debit card

As a Personal Customer you can Pay Your Contacts who use the app or any mobile number which is registered for the Paym service

Use your Apple Watch to view the balance and recent transactions of your main account and Get Cash when you do not have your debit card

Apply for a credit card, loan, overdraft or savings account by visiting the Products tab

Share a confirmation after sending a payment or setting up a Standing Order

If you have registered for MyRewards (NatWest.com/MyRewards) you can check your pending and available Rewards balance.

Use Near Me to find your nearest cash machine or local branch.

Hide your balance, reorder your accounts or edit the names of your accounts to personalise your banking experience.

View your Customer Number – this is the number we use to identify you when you log in to Online Banking and for authentication when you call us.

Use 3D Touch to access features from your home screen on compatible phones.

Other things you need to know

Get Cash lets you take out up to £130 per day from our UK cash machines, when you have at least £10 available in your account. There is a maximum limit of two Get Cash withdrawals every 24 hours.

Pay Your Contacts allows you to pay anyone up to £250 who has this app or is registered for Paym using their UK mobile number. To use Pay Your Contacts customers must be over 16 and have available funds in their account, limits are independent of daily withdrawal and Get Cash limits.

Register for the Paym service in the More menu

We are proud to be the first bank in the UK to offer a RNIB Approved App for use by blind and partially sighted customers.

Standard data charges may apply - contact your network operator for details.

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.

To enjoy all of the features listed you will need to accept the following permissions:
- Network communication for connectivity
- Your location to find your nearest cash machine or branch
- Access to your contact list to allow you to ‘Pay Your Contacts’

For more information visit NatWest.com/mobile or contact our Mobile App support staff on 0345 366 0012 8am to 6pm Monday to Saturday.
4

Lloyds Bank Mobile Banking

When it’s hard to find a moment to do those small but important things, our Mobile Banking app is there to help. It can do everything you’d expect, maybe even more. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

- Log on with Touch ID or a 3-character combination from your memorable information

- Check your balances, transactions and pending payments

- Make transfers and payments home and abroad

- Make payments to your loan or credit card bill

- Apply for loans, savings, cards and more

- Report lost or stolen cards and order replacements

- Tell us if you’re planning to go abroad

- Reset your Internet Banking password

- Update the phone number and email we have for you


GETTING STARTED

New to this app? First you’ll need to set it up by registering your device using:

- An up-to-date phone number registered with us

- Lloyds Bank UK personal, Islands personal or sterling international account

- Internet Banking user ID, password and memorable information


KEEPING YOU SAFE ONLINE

We use the latest online security measures to protect your money, your personal information and your privacy. As a Lloyds Bank Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.lloydsbank.com/security.asp


CONTACTING YOU

We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

IMPORTANT INFORMATION

Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 9.0 or above.

When you use this app we collect non-personally identifiable location data for security purposes, to help combat fraud, fix bugs and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Lloyds Bank customers will be covered.

Holders of accounts in Jersey, the Bailiwick of Guernsey and the Isle of Man can find compensation scheme details and other relevant information at http://international.lloydsbank.com/
5

Halifax Mobile Banking

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So, you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

THE BASICS
- Sign in with Touch ID or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- Check money coming in and going out
- Make transfers, payments and standing orders (it’s so easy)
- Pay your loan or credit card bill
- Set up new recipients or pay your phone contacts

A FEW EXTRAS
- Going abroad? Tell us with the app so there’s no worries when you use your card abroad.
- Cards lost or stolen? Panic over: cancel and replace them with the app.
- Earn as you spend with Cashback Extras.
- Apply for loans, savings, cards and more.

STAY SAFE
- Reset your Online Banking password
- Update the phone number and email address we have for you

GETTING STARTED
New to this app? You’ll need to set it up by registering your device first. You’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. We also have an online banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax.

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Cashback Extras is available to Halifax bank account customers aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires iPhone 5s or above running iOS 9.0 or above.

We collect non-personally identifiable location data when you use this app. We use this for fraud and security purposes, to help us fix bugs, and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Halifax customers will be covered.
6

Personal Banking

If you’re new to our Mobile Banking app and using an iPhone take a look at our tutorial showing you the new functions and how to make the most of them.

Wherever life takes you, stay in control of your accounts 24/7 with our Mobile Banking app. Manage your current accounts, savings accounts and credit cards securely and easily, anywhere you can connect to the internet. Simply log on with your existing Online Banking details. If you don’t have any log on details, just download the app to sign up.

You can:
•check your account balances
•transfer money between your accounts
•see up to 4 years of transactions
•View the interest rate on your savings accounts, ISAs and Bonds
•set up new payees and make payments (setting up new payee is available on iPhone only)
•set up, view, amend and cancel standing orders (available on iPhone only)
•view and cancel your Direct Debits (available on iPhone only)
•use mobile-to-mobile payments (Paym) to send payments securely using only a mobile number
•choose voucher-less offers with Retailer Offers to spend using any of your Santander debit or credit cards
•set up alerts for when your balance goes over, or drops below, a certain amount
•find your nearest Santander branch in an instant and get driving or walking directions
•sign up for Online and Mobile Banking (available on iPhone only)
•request to reset your existing log on details (available on iPhone only).

With Retailer Offers, you could earn up to 15% cashback when you shop at your favourite stores, with no need for vouchers or codes. Once you’ve chosen your offers, simply spend on any of your Santander credit or debit cards to qualify. Switch on this service in ‘My Offers’ in Mobile Banking to start earning today.

All interest rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander UK plc Web Site
Santander UK Support Application Licence Agreement
Please make sure you have the latest Apple software on your phone so that our app runs smoothly.

Apple and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. Santander and the flame logo are registered trademarks
7

HSBC Mobile Banking

Manage your money on the move and around the clock with this secure Personal Banking app from HSBC for iPhone, iPad and iPod touch. With more updates and features on the way you can:

• Log on around the world
• View your account balances and transaction history
• Move money

Exact features depend on the HSBC services available in your country.

To log on to this app you must be an HSBC Personal Internet Banking customer. If you are not yet registered, please visit your local HSBC website.

• HSBC helps protect your information by using 128-bit SSL encryption technology when you are logged on.
• Data charges from your mobile service provider may apply.

To find out more about the app including details of permissions requested please see http://hsbc.mobi
8

Nationwide Mobile Banking

Nationwide’s Banking app makes it even easier to stay in control of your finances on your compatible iPhone, iPad, iPod Touch and Apple Watch. Exclusively available to our Internet Bank customers, you can register and log in to the app using your existing Internet Bank details.

** Features **

With the Nationwide Banking app you can:
• Set up and track your savings goals
• Log in with Touch ID (requires a compatible device running iOS9 or above)
• View up to 15 months' transaction history on your current account and credit card
• Search transactions quickly and easily
• Quickly view funds going in and out of your current account using cash flow bars
• Sign up for or amend your SMS text alerts and paperless settings
• Quick Balance - select and view the account balances without logging in
• Impulse Saver - transfer money from your Nationwide current account into your Nationwide savings account without logging in
• View recent current account, savings, credit card and mortgage transaction history
• View your savings interest rates
• Manage your current account overdraft
• Make payments and transfers to existing payees, now or on a future date
• Send and receive money securely with a mobile number using Paym
• View and cancel Direct Debits and regular payments
• Apply for a range of Nationwide accounts
• Check your balances on your Apple Watch

** Using the app **

To use the app you’ll need to:
• be registered for Nationwide Internet Banking. Go to nationwide.co.uk/internetbanking and follow the on screen instructions to register
• enrol on the app using your Internet Banking credentials

Once you’ve enrolled, you’ll only need to use Touch ID or your Internet Banking passnumber to log in.

To check your balances on your Apple Watch you'll need to set up Quick Balance in the app in the settings menu.

** Staying safe **

We're absolutely committed to keeping you and your money safe while using our Banking app.  If you lose money as a result of fraud through our Digital Banking service, we'll put the money back into your account immediately, if certain conditions are met. This means that you won't lose a penny if we find that you have been the innocent victim of fraud.

Remember:
• Never share your log in details or personal information with anyone.
• When logging in, in a public place, be careful to keep your details out of sight.
• Create a password or PIN to access your device.

Available on selected Apple devices only.  iPhone, Apple Watch, iPad, iPod touch and Touch ID are trademarks of Apple Inc., registered in the US and other countries.
9

mybarclaycard

mybarclaycard app from Barclaycard

Manage your account your way at anytime, anywhere with this secure mybarclaycard app for Barclaycard UK customers. Free to download now for iOS and with more handy features on the way, currently you can:

* View your latest balance and available credit

* See what you’ve spent and where

* View your digital statements

* Pay your bill and review earlier payments

* Manage your Direct Debit

* Activate your Barclaycard

* Transfer a balance from a non-Barclaycard credit card

* Transfer money from your Barclaycard to a UK bank account

*View your Purchase Plan

* Update your contact details


Before you get started

To maintain your privacy and security, this app isn’t available on jailbroken devices. Instead you can access your account on your mobile by going online to barclaycard.mobi

To use the mybarclaycard app you’ll need a UK mobile number and be the main cardholder of a personal Barclaycard issued in the UK.

Registered for mybarclaycard online account servicing? You need to use the same login details to register for the mybarclaycard app. If not, you can still register using your card details instead.


Are you a Barclays customer?

If you’ve got a Barclays current account and a Barclaycard it’s best to use the Barclays Mobile Banking app where you can see both accounts together. The mybarclaycard app will only show you details of your Barclaycard account.

Other things you need to know

- The app is compatible with iOS versions 8.0 or later

- Compatible mobile device, operating system and internet access are required

- Standard network charges for data usage may apply. Check with your network service provider for mobile or internet use

- Terms, Conditions and restrictions apply – (www.barclaycard.co.uk/mybarclaycardapp)


The fine print

Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Registered in England No. 1026167. Registered office: 1 Churchill Place, London E14 5HP.
10

Pingit

Pingit is a fast, easy and secure way to send and receive money for free*. All you need is a current account and mobile phone registered in the UK, Jersey, Guernsey or the Isle of Man.

- Send payments to anyone with a UK mobile number
- Personalise payments with a photo and a message
- Send money abroad fee-free - make payments to friends and family in Europe (euros), Australia (AUD), India (INR) and across Africa**
- Get payments from people in Australia (you can opt out of this service at any time)
- Pay for a Lotto, Thunderball or Euromillions Lucky Dip lottery ticket (UK & IOM only)
- Buy gift cards for friends, family or even yourself (UK only)
- Donate to charities and pay businesses
- Use QR codes and in-app directories for faster payment options
- Register to use Paym, the UK’s mobile payment service

Other things you need to know

- To use Pingit, you need to be aged 16 or over.
- Personal customers can send up to £2,000 daily (business customers up to £3,000)
- Personal customers can receive up to £5,000 daily (business customers unlimited)
- Non-Barclays personal customers get a Pingit account to use with the app
- Non-Barclays business account holders can register to receive payments online
- Your full name (personal) or business name (business) will be visible to the sender
- We can refuse to register you for Pingit or limit how you use it

More information, including t&cs, is available at www.pingit.com.

*Business customers will be charged for outward transactions according to their business account t&cs.
**An exchange rate on the day of the conversion applies to all international payments.

This app is provided by Barclays Bank PLC, but you may have contracted for banking services with another legal entity within the Barclays Group. Please refer to your bank documentation (t&cs, statements, etc.) to confirm which legal entity that provides your banking services.

Copyright © Barclays 2012-2015. All rights reserved. Barclays Pingit and Pingit are trademarks of Barclays Bank PLC.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).

Registered in England. Registered Number: 1026167. Registered office: 1 Churchill Place, London E14 5HP.


Rank App Details
1

XpenseTracker - Expense Tracker & Mileage Log

It's time to get ready for 2017! Track your MILEAGE and EXPENSES with the most powerful expense app available! A comprehensive, full featured app that's easy to use and even extends to your desktop. This new release adds many new PDF reporting templates.

*XpenseTracker named "must have tax app" by H & R Block** http://tinyurl.com/HRBlockLovesXT

*EventJuice UK declares "must download app"
http://tinyurl.com/MustHaveForEvents

*TabletPCReview.com rated XpenseTracker "Best Personal Finance App for iPad" - http://tinyurl.com/bestfinanceapp

*XpenseTracker named "must-use" app by MSN** http://tinyurl.com/mustuseapp

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XpenseTracker is a comprehensive expense tracking and reporting application for anyone wishing to track their expenses & mileage. It's ease of use, full features and great interface make it an essential tool for every iPhone/iPad user. It's power even extends to the desktop by allowing emailing or exporting of the expense files and accompanying photo receipts directly to the desktop. It will save you time and money.

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Features include:

* Records all of your expenses and provides a running total for each log
* Completely customize categories, sub-categories and payment types
* Completely customizable fields you choose to use or not. Unused fields are hidden when adding new expenses
* Sort expenses by "Date" , "Category", "Payment Type" or "Client."
* For each category, the last payment type is remembered further simplifying data entry
* Keeps a frequently used list for appropriate fields like description
* Mark a log as "reimbursed" or "submitted"

* Easy mileage tracking with MANY different options:
+ Enter total distance or start/stop odometer reading (remembers last stop reading)
+ Enter start/stop addresses (app will calculate distance)
+ Enter more than one destination in a single entry if desired
+ Use GPS to track distances

* Supports ALL major currencies
* Downloads daily exchange rates from the web
* Many user defined preferences
* Extensive support for VAT

* Email your expense reports in comma delimited (CSV) format for easy import to Excel or Numbers. Photo receipts are also emailed as JPEG attachments
* Support for Quickbooks (IIF) format
* Export your reports directly to your Mac or PC via Wi-Fi connection and have your file immediately appear on your desktop. This CSV file can be easily imported into Excel or Numbers. Expense reports can be customized to filter and sort as you choose
* Specify the fields to be exported for CSV reports
* Over a dozen PDF templates for creating beautiful, finished PDF format reports.
* Includes client field and support for sorting and exporting by client. Ideal for those who must bill different clients

* Using the iPhone’s built-in camera, take snapshots of your receipts
* Exporting csv file also exports all accompanying photo receipts. Includes the option to include a special export field that when imported into Excel, will provide a link to the photo snapshot
* Capture multiple images per expense

* Backup/restore so your data will always be safe
* Includes password protection

Continued use of GPS running in the background can dramatically decrease battery life

* More screenshots at: silverwaresoftware.com
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AutoTrack Subscription
* App offers an optional subscription to AutoTrack, a feature that will automatically track your drives. No need to start or stop tracking. All you need to do is carry your device with you. The app does that all for you. Subscriptions are available monthly or yearly. Each subscription includes a free one-month trial period. The monthly subscription is $3.99 a month and the yearly subscription is $39.99 a year. Each subscription will auto-renew until cancelled.

Watch our Demo Video on AutoTrack at: http://tinyurl.com/AutoTrackFeature
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Also by Silverware: FlightUpdate Pro, TimeTracker and BizXpenseTracker.

Questions/comments: For a fast reply, email us at support@silverwaresoftware.com
2

Spending Log

◆ Featured in the Telegraph Must-Have Apps List in the UK

◆ Featured in the Sunday Times App List in the UK

Do you have too much month left at the end of the money? Would you like to know just how much you are spending on eating out, fuel, groceries etc every month?

'Spending Log' logs your income and expenses so you can keep track of where your money is spent. You can keep track of your money going out of and in to different accounts and can categorise these transactions for easy analysis.

◆ Identify areas where you could cut back your expenditure
◆ Know for sure where the money goes

Group your purchases into categories so you can :
√ See how much you spend on groceries in a typical week
√ See what proportion of your total spend was on fuel last month
√ Split your purchases any way you like for an analysis relevant to you

'Spending Log' is highly configurable allowing you to set up accounts, categories and time periods to suit your circumstances. You can analyse how much you spend over any combination of different accounts and categories for any time period you like.

√ Highly Configurable - Make it Your Own
√ Record Income & Expenditure on Multiple Accounts - Current, Savings, Business Expense Account, etc
√ Record Income & Expenditure under user defined Categories - Groceries, Fuel, Clothes, etc
√ Analyse your Expenditure & Income over ANY time period - Weekly, Monthly, Quarterly, Every 10 days, etc
√ Record Account Transfers
√ Analysis includes a breakdown by Category of Expenditure Totals, Proportions & Averages over any Time Period
√ Set up Automated Recurring Transactions & Account Transfers - Monthly rent payment, Regular payment into a Savings Account, etc
√ View your logged Transactions in a Bank Statement like format and on a Calendar
√ E-Mail your Transactions as a CSV file attachment from within the App ; CSV files work with most spreadsheet software
√ Set up Balance Alerts ; be alerted when approaching your overdraft limit
√ Includes Secure Passcode Entry System to keep your log private
√ See your Account Balances at a glance


◆ This app is part of the MoneyBudgie Finance Tracking Bundle.
- All 4 Apps work together to help you get in control of your finances. For example, you can log your income & expenses in this app against categories defined in the Home Budget Plan App; transactions logged in this app affect your budgets tracked by the Budgets-Expense Tracker App, etc.

Where does the money go? Buy 'Spending Log' and find out.
3

StockWatch - Portfolio Tracking & Stock Quotes

StockWatch is the best App to keep an eye on the stock market, track your portfolios and holdings, and much more. With an easy-to-use interface, you will have all your investments and research tools just a few taps away. With over 50 worldwide exchanges and 150 currencies supported, this is the App you must have.

Now on Apple Watch! Tracking stocks and managing your portfolios just got easier. Stay ahead of everyone else by wearing the Stock Market on your wrist. The most awarded and complete stock tracking App on the AppStore.

* 100% Retina
* Universal App

PRESS
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Tunes Rewind 2010 Top App - Apple
4 out of 5 mice! - Macworld Magazine
...the App to have. - AppAdvice
"Top 100 iPad App" - MacLife Magazine
"Top 100 iPad App" - iCreate Magazine
Beckett Guide To Phone Apps - 50 Great Apps
Listed in "Incredible iPad Apps For Dummies" book


APPLE WATCH
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Tracking stocks and managing your portfolios just got easier. Stay ahead of everyone else by wearing the Stock Market on your wrist.

- See all your watch lists and portfolios instantly.
- Access a wealth of data for any of your tracked symbols.
- Sort the lists by multiple filters.
- See individual and overall portfolio totals.
- Refresh prices and totals with a tap.


FEATURES
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- Unlimited Watchlists and Portfolios with personalized naming

- Add unlimited Symbols to all Watchlists and Portfolios

- Add unlimited Lots (w/ Quantity, PPS, Date, and Commission) to any Ticker Symbols in your Portfolios

- Add Notes to your Watchlists, Portfolios, Portfolio Lots, and Symbols

- Most Active, Leading Gainers, and Leading Losers listings

- UI Colors: Dark and Light

- Get detailed and constantly updated Prices, Gains, Costs, Values

- Toggle between various values on all lists. (ie. Price, G/L, Cost, and Value)

- Symbol Details: Last Trade, Trade Time, Change, % Change, Prev. Close, Open, Day Range, 52w Range, Bid, Ask, Vol., Avg. Vol., 1Y Target, Mkt Cap, P/E, EPS, Div, Yield, and more! *

- Sortable lists

- Sales function: Sell your lots and keep a record of the transactions and gains

- Currency support (over 150!): Setup an overall currency, and also set each portfolio to a specific currency

- Alerts: Setup alerts on any symbol

- Collapsable "Across All Portfolios" and "Symbol Details" panels (iPad)

- Built-in calculator

- Security Lock function

- Overall Portfolio Totals and G/L and symbol specific totals across all Portfolios

- Standard and Alternate Charting Sources

- Interactive Standard Charts * 1D, 1M, 3M, 6M, 1Y, 2Y, 5Y - Line

- Full Screen Tech Charts * 1D, 1M, 3M, 6M, 1Y, 2Y, 5Y - Line, Bar, Candle. Also including MA, EMA, Indicators (MACD, MFI, ROC, RSI, Slow Stoch, Fast Stoch, Vol, Vol+MA, W%R), and Overlays (Bollinger Bands, Parabolic SAR , Splits , Volume) on alternate source charts

- News Feeds: Standard, and custom news from TheStreet.com

- Manual Fetch: Via pulldown

- Auto-Fetch - Multiple intervals

- Settings: Customize your experience with a wide range of options

- Date/Time regional formatting

- iCloud support - Have iCloud store all your data so you can share it across all your devices!

- Customize your default loading screen. Watchlist, Portfolio, a specific Portfolio, or Movers

* if available.


EXCHANGES SUPPORTED
---
USA / Can. - NYSE, NASDAQ, ASE, CBT, CME, NYB, CMX, NYM, OBB, PK, TOR, VAN

Eur. - AMS, BER, BIL, CPH, DUS, EBS, FRA, GER, HAM, HAN, LSE, MIL, MUN, OSL, PAR, STO, STU, SWX, VIE

Asia Pac - ASX, BSE, CPH, HKG, JKT, KOE, KSE, NSI, NZE, SES, SHH, SHZ, TAI, TLV, TWO


StockWatch uses Yahoo! Finance symbol structure for quotes. When you search for a symbol, you may need to add the correct suffix (.AX, .L, etc.). Data is delayed at least 15 minutes.

*****

We can't reply to reviews on the AppStore, so please report bugs and problems at http://stockwatch.toughturtle.com so that we can try and remedy any issue you are having.

*****
Your ratings and reviews always help us keep the updates and features coming.
4

Stock Tracker & Trading Manager - Portfolio Trader

Professional share portfolio manager and stock tracker.

Please Note: This is the full version of the app with unlimited features. For the free Lite version for small portfolios or to just try out, please also see the separate app 'Portfolio Trader Lite'.

Portfolio Trader is a sophisticated stock portfolio tracking app for iPhone and iPad, providing in depth analyis of your share holdings and other investments. As both a powerful portfolio manager and stock tracker, Portfolio Trader provides the ability to track and analyse multiple portfolios and multi-currency positions, across a variety of Profit & Loss views and chart options.

Complete stock trading and share portfolio management for the professional trader or the casual investor.

Features include

- Multiple Profit & Loss (P&L) views including: Price, Value, Daily Gain and %, Unrealized Gain, Realized Gain, Total Gain and %, Avg Cost and Cost Basis
- Simple swipe or tap navigation between views
- P&L views at all levels - position, portfolio totals and all portfolios
- Individual charts for each instrument across a variety of time ranges (available in full screen)
- Portfolio history charts with comparisons against major indices and other instruments (both MWR and TWR)
- Heat Map display of price changes
- Support for holdings in multiple currencies, including within the same portfolio, with real time rate conversions and totals
- Support for GBP holdings quoted in pence
- Multiple transaction types - Buy, Sell, Dividend, Dividend Reinvestment, Capital Return, Split
- Integrated portfolio cash account
- Manual trade entry or bulk import from PC
- Automatic pricing updates - major stock exchange and stock market prices
- Option for manual pricing
- FIFO or Avg Cost accounting methods
- Multiple sorting options
- Alerts
- Watchlist
- Optional iCloud sync between devices
- Portfolio Import/Export feature for importing large portfolios directly from a local PC file
- Touch ID / Password lock
- Multiple color schemes
- Supports iOS 8 and above

A comprehensive stock portfolio tracker for iPhone and iPad.

The Lite version is limited to 3 holdings. (free app)
The full version has unlimited functionality.
5

Quick Profit

The Quick Profit app provides a simple and quick way to determine profit margins. Simply enter the product cost price then use the slider to adjust the gross profit margin. The selling price, gross profit and mark up percentage are calculated as you advance the slider.

Features:

Fast user intuitive interface
Cost Price Vat Setting
Selling Price Vat Setting
Set Units per pack/Case
Customise Units
Bulk Buy & Discount Options
Fine Tune GP% results to a decimal Place
6

Pennies – Personal Money, Budget & Finance Manager

Welcome to the wonderful world of Pennies for iPhone, iPad and Apple Watch. With Apple's ‘Editors Choice’ award, hundreds of 5 Star reviews, and over half a million downloads so far, Pennies is THE budgeting app for everyday people.

“The personal finance manager that puts personal before finance” – Wired

“As intuitive and easy-to-use as a Fisher Price toy” – Time

“The best iPhone budgeting app out there” – Gizmodo


*** MAIN FEATURES ***

• Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

• Keep in sync with your paydays - Pennies unique 'Payday' budgets take into account weekends and national holidays. With a choice of Weekly, Monthly, Bi-Weekly and Twice Monthly Payday Budgets, your budgets will automatically refresh the day you get paid.

• Set up as many budgets as you like – have more than one budget that you want to keep on top of? No problem, Pennies has got you covered.

• Use any currency in the world for individual budgets.

• Easily transfer money between budgets with a single click.

• Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

• Clever & fun to use. Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

• Should you spend or should you save? Pennies shows your spending and finance health with bold colours, helping you slow down or speed up to keep you on track.

• Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

• Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

• Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies gives you the freedom to manage your budgets and spending in any way that suits you, on your iPhone, iPad and Apple Watch. It's all about keeping things easy and flexible so you can get on with having fun. Pennies is friendly, bold and unbelievably easy to use. Keeping up to date with how much money you have and the health of your spending has never been easier.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com
7

Easy Csv File Editor

You could create/update Excel .csv files which could have unlimited lines and 48 columns.
You could edit .csv file as spreadsheet or as form. (Form view is using first 2 rows of the file as column label. )
You could copy files thru iTunes into into the application documents directory or alternatively send csv file attached with e-mail.
When you open attached file it will copy itself into this application. After that you could edit/view those file easily from this application on iPad.

if you want to change column width, you could change it easily.

You could easily add/remove/cut/copy/paste row/columns by selecting row/column and pushing related button. It is that's simple as it should.

You could hide/unhide column easily with one touch to the button. When you save and re-open the file it will keep your hidden columns hidden and column width in this application.

The column header is keeping on the top of the table so whatever your row number is you could see column labels.

You can swipe your finger on the table to get previous/next columns.

There is a search bar so you can write some letters on there and find it from the spreadsheet.

When you finish your update you could send file to someone with e-mail. You could set list seperator ',' or ';' or any other character.

You could use this application for a lot of reasons such as sales price list, sales order, product list, etc. So, You can create an order form file and you could enter customer orders on the file then send that to your company.

•Spreadsheet Style Editor
When you open .csv file you will see toolbar on the top of the screen and spreadsheet style table on the screen.
As you can see the toolbar has two arrows on the right side, which help you to change toolbar. When you click one of them you will see 3-4 different toolbars.
1.File name (you could change file name and ‘save as’ with different file name if you want to) 

Back: Return to files list, 

Save: Save/Save as to files, 

Mail: Send .csv file to someone by e-mail.
2.Editing,
Cut: Cut selected row/column,

Copy: Copy selected row/column,

Paste: Insert copied/cut row/column details into previous row/column of the selected one,
Add: Insert row/column into previous row/column of the selected one,
Del: Delete selected row/column.
3.View,
Hide: Hide selected row/column, 

View: Unhide previous row/column of the selected one.
Left: Text left alignment (row/column/cell) ,
Cent: Text center alignment (row/column/cell) ,
Right: Text right alignment (row/column/cell),
4.Searching,
Criteria: Enter any word or part of word for searching criteria,
Find: Search criteria on the table contents by row,

Prev: Search previous one,

Next: Search next one.
5.Colour : You need to select a row/column or a cell from the table and click any colour button from toolbar to set background colour for it.

W: White colour,

R: Red colour, 

G: Green colour, 

B: Blue colour, 

Y: Yellow colour,

G: Gray colour,

B: Brown colour,

Trash: Clear all selected colours from the table.
6.Cell borders :
L : Left border line of the cell/row/column,
R:Right border line of the cell/row/column,
T:Top border line of the cell/row/column,
B: Bottom border line of the cell/row/column,
A: All border lines of the cell/row/column,
N: No border lines for the cell/row/column,
Trash: Clear all border lines from the table.

On the top left side of the table there is auto button which means all columns width will be set automatically. If you click auto button then button label will change to set. To set column width by your choice, hold your finger between columns.

List seperator parameter is in iPhone/iPad settings menu.

All functions of this application has been tested several times with different devices.

Note : if you have any problem or if you could not find out how to use function could you please send us your concern(with your e-mail) then we will sort it out the problem or we will help you to use our application.
8

Debt Manager

*** No. 1 Ranked Finance App in the UK & US ***

SALE NOW ON: 50% off!

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Star - "Debt cracked!!! Really helpful app, puts debt into a workable target."

5-Star - "Gets all your debts in order and shows how best to clear them. Top app."

5-Star - "This app is fantastic, a real incentive to pay down your debt."

5-Star - "Worth paying for! Will save you thousands!"

5-Star - "This app is great value for money. Its like you have your own personal debt manager in your pocket."

5-Star - "Get all your debt information entered and instantly see the financial benefits for using this great app!"

5-Star - "Love love love this app."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortisation schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need
9

SeafarersCalc

***Coming soon: export data to spreadsheet and submit directly to Seafarers Tax accountant ***


The Seafarer's Earnings Deduction (seafarer's tax) eligibility calculator. SeafarersCalc allows quick and easy checking of voyage dates to determine whether they meet the half-days rule. As the dates are entered, a 'traffic light' indicator shows whether the voyage is valid or invalid. Once a set of valid dates is entered, the eligible voyages go green and you should make a claim.
10

ME recorder for iTalk Recorder Premium

Recordr - Sound Recorder Pro is a professional voice recorder.

Rankings are taken directly from iTunes.