Money Watch – Personal Finance Blog

TAP INTO YOUR MONEY
Send money instantly almost anywhere in the world. Manage all the ways you send, spend and receive money at a glance.

SEND PAYMENTS IN SECONDS
Send money to PayPal users in over 100 countries using just their mobile number or email address. They can spend the money online or withdraw it with just a tap. And there are no PayPal fees when you send money in GBP to friends in the UK from your bank account, debit card or PayPal balance.

GET PAID WITH EASE
Send someone a money request, and let them pay you back with just a tap. Whether you’re collecting money for a group gift or something you sold online, we make it easy for them and even easier for you.

STAY ON TOP OF IT ALL
Every time you send, spend or receive money with PayPal, the app notifies you to help you keep track of it all. Whenever you pay with PayPal - using PayPal Credit, PayPal balance, your bank account or card - you can manage it all in our app.

If you are viewing this page from outside of the UK, some of the features described may not be available to you in the app.

Barclays Mobile Banking app



HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need your sort code and account number and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in.

If you only have a Barclaycard account you can’t register for this app but you can register for the MyBarclaycard app.

THE BENEFITS
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 10 days for this feature to be activated in the app while we complete some security checks,
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

Copyright © Barclays 2014. All rights reserved. Barclays Mobile Banking is a trademark of Barclays Bank PLC.
This app is provided by Barclays Bank PLC although you may have contracted for banking services with another legal entity within the Barclays Group. Please refer to your bank documentation (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.
Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register no.122702). Barclays Bank PLC is registered in England. Registered no.1026167.

Download NatWest’s award winning mobile app, available to our online banking customers.

Our simple and secure app includes features to help you manage your money – from checking your balance through to making international payments.

HOW TO REGISTER & ELIGIBILITY:
The NatWest Mobile Banking app is available to NatWest Personal and Business customers with Online Banking, who are over 11 and have a UK mobile number starting with 07.

Once you’ve downloaded the app, registering is simple. All you need to hand is your Online Banking customer number, PIN and password to get access straight away.

Not registered for Online Banking or forgotten your customer number? Get a reminder or sign up at natwest.com/online.

FEATURES:
Using the app
• Login using Touch ID
• Use your Apple Watch to view your balances and transactions
• Use 3D Touch to access features from your home screen
• Personalise your banking experience by hiding, reordering or editing your accounts
• View your Customer Number

Managing your money
• Check your balances, transactions and transfer money between your NatWest accounts
• Apply for a credit card, loan, overdraft or savings account
• Check your pending and available Rewards balance

Payments
• Manage Direct Debits and standing orders
• Transfer up to £250 to any UK account
• Make bill payments by searching for approved utility and service providers when entering a payee name
• Pay Your Contacts who use the app or are registered for the Paym service
• Share a confirmation after sending a payment or setting up a Standing Order

Get Cash
• Get Cash at any NatWest or Tesco cash machine using your app or Apple Watch when you don’t have your debit card
• Use Near Me to find your nearest cash machine or local branch

Other things you need to know
• We are proud to be the first bank in the UK to offer a RNIB Approved App for use by blind and partially sighted customers

• Get Cash lets you take out up to £130 per day from our UK cash machines, when you have at least £10 available in your account. There is a maximum limit of two Get Cash withdrawals every 24 hours

• Pay Your Contacts allows you to pay anyone who has this app or is registered for Paym up to £250 using their UK mobile number. To use Pay Your Contacts customers must be over 16 and have available funds in their account, limits are independent of daily withdrawal and Get Cash limits

• Register for the Paym service in the More menu

• Standard data charges may apply – contact your network operator for details

• By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records

To enjoy all of the features listed you will need to accept the following permissions:
- Network communication for connectivity
- Your location to find your nearest cash machine or branch
- Access to your contact list to allow you to ‘Pay Your Contacts’

For more information visit NatWest.com/mobile or contact our Mobile App support staff on 0345 366 0012 8am to 6pm Monday to Saturday.

When it’s hard to find a moment to do those small but important things, our Mobile Banking app is there to help. It can do everything you’d expect, maybe even more. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

- Log on with Touch ID or a 3-character combination from your memorable information

- Check your balances, transactions and pending payments

- Make transfers and payments home and abroad

- Make payments to your loan or credit card bill

- Apply for loans, savings, cards and more

- Report lost or stolen cards and order replacements

- Tell us if you’re planning to go abroad

- Reset your Internet Banking password

- Update the phone number and email we have for you

GETTING STARTED
New to this app? First you’ll need to set it up by registering your device using:

- An up-to-date phone number registered with us

- Lloyds Bank UK personal, Islands personal or sterling international account

- Internet Banking user ID, password and memorable information

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. As a Lloyds Bank Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

IMPORTANT INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires at least iPhone 5s running iOS 9.0 or above.

When you use this app we collect non-personally identifiable location data for security purposes, to help combat fraud, fix bugs and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones only and may not be compatible with other devices, such as tablets.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Lloyds Bank customers will be covered.

Holders of accounts in Jersey, the Bailiwick of Guernsey and the Isle of Man can find compensation scheme details and other relevant information at http://international.lloydsbank.com/

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So, you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

THE BASICS
- Sign in with Touch ID or a 3-character combination from your memorable information

- Swipe easily to see balances and statements

- Check money coming in and going out

- Make transfers, payments and standing orders (it’s so easy)

- Pay your loan or credit card bill

- Set up new recipients or pay your phone contacts

A FEW EXTRAS
- Going abroad? Tell us with the app so there’s no worries when you use your card abroad.

- Cards lost or stolen? Panic over: cancel and replace them with the app.

- Earn as you spend with Cashback Extras.

- Apply for loans, savings, cards and more.

STAY SAFE
- Reset your Online Banking password

- Update the phone number and email address we have for you

GETTING STARTED
New to this app? You’ll need to set it up by registering your device first. You’ll need:

- An up-to-date phone number registered with us

- Halifax UK personal account

- Online Banking username, password and memorable information

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. We also have an online banking guarantee. You can find out more by checking the Security FAQs in the app or by visiting http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax.

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires iPhone 5s or above running iOS 9.0 or above.

We collect non-personally identifiable location data when you use this app. We use this for fraud and security purposes, to help us fix bugs, and improve the services we can provide in the future.

In the UK, the Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones only and may not be compatible with other devices, such as tablets.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Halifax customers will be covered.

If you’re new to our Mobile Banking app and using an iPhone take a look at our tutorial showing you the new functions and how to make the most of them.

Wherever life takes you, stay in control of your accounts 24/7 with our Mobile Banking app. Manage your current accounts, savings accounts and credit cards securely and easily, anywhere you can connect to the internet. Simply log on with your existing Online Banking details. If you don’t have any log on details, just download the app to sign up.

You can:
•check your account balances
•transfer money between your accounts
•see up to 4 years of transactions
•set up new payees and make payments (setting up new payee is available on iPhone only)
•set up, view, amend and cancel standing orders (available on iPhone only)
•view and cancel your Direct Debits (available on iPhone only)
•use mobile-to-mobile payments (Paym) to send payments securely using only a mobile number
•choose voucher-less offers with Retailer Offers to spend using any of your Santander debit or credit cards
•set up alerts for when your balance goes over, or drops below, a certain amount
•find your nearest Santander branch in an instant and get driving or walking directions
•sign up for Online and Mobile Banking (available on iPhone only)
•request to reset your existing log on details (available on iPhone only).

With Retailer Offers, you could earn up to 15% cashback when you shop at your favourite stores, with no need for vouchers or codes. Once you’ve chosen your offers, simply spend on any of your Santander credit or debit cards to qualify. Switch on this service in ‘My Offers’ in Mobile Banking to start earning today.

All interest rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander UK plc Web Site
Santander UK Support Application Licence Agreement
Please make sure you have the latest Apple software on your phone so that our app runs smoothly.

Apple, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. Santander and the flame logo are registered trademarks.

Stay in control of your finances at your convenience with our handy Mobile Banking app. To get started, all you need are your existing Internet Bank details. If you’re not already registered, it won’t take long - you can do this via our website.

**Features**

Manage your money
• Log in with Touch ID* – Access to your accounts at your fingertips - literally!
• Transaction history – View the last 15 months activity on your Current, Credit Card and Savings accounts plus 24 months of your mortgage payments
• Search transactions – Helps you track down a particular payment quickly and easily
• Payments and transfers – Send money to existing payees, now or on a future date
• Manage payments – View and cancel regular payments/Direct Debits
• Pay a contact using their mobile number – Send and receive money via Paym with just a mobile number
• Cash flow bars – Your monthly spending habits made simple and visual
• Quick Balance – See your balance without the need to log in before you splash out
• Apple Watch compatible – Check your balances with just a flick of your wrist

Become a super saver
• Create Savings Goals – Stay motivated (and on track) as you watch your savings grow
• Impulse Saver – Quickly save without logging in, making it even easier to put some money away for a rainy day
• Your savings interest rate – See what you’re getting back for what you’re putting away

Customise your accounts from your device
• Text alerts and paperless settings – Sign up or amend your text alerts and cancel paper statements if you don’t really need them
• Manage your overdraft – Increase/decrease your overdraft limit
• Apply for something new – Apply for a broad range of Nationwide accounts

*requires a compatible device running iOS 9 or above

Manage your money on the move and around the clock with this secure Personal Banking app from HSBC for iPhone, iPad and iPod touch. With more updates and features on the way you can:

• Log on around the world
• View your account balances and transaction history
• Move money

Exact features depend on the HSBC services available in your country.

To log on to this app you must be an HSBC Personal Internet Banking customer. If you are not yet registered, please visit your local HSBC website.

• HSBC helps protect your information by using 128-bit SSL encryption technology when you are logged on.
• Data charges from your mobile service provider may apply.

To find out more about the app including details of permissions requested please see http://hsbc.mobi

Hong Kong account functions have moved into the new HSBC HK Mobile Banking app.

We’ve developed the new TSB app in partnership with our customers, to make mobile banking better. So whether you want to pay a bill or check your balance, it’s now easier than ever.

And we’re not finished yet. We’re still working on the app, releasing updates to add new features and keep everything operating as it should.

What you can do with your TSB app

•Log in securely with your fingerprint
•Manage all your personal TSB accounts in one place, on the go
•Pay bills and send money to friends
•Get an idea of how much it’ll cost to use your TSB cards abroad
•Locate your nearest TSB branch wherever you are

What you need to use this app

You’ll need to be a personal TSB customer, registered for Internet Banking and have a device running iOS 8.1 or above.

Working in partnership with you

If you’ve got a suggestion for how we can improve our app, we want to hear it. Drop us a line at Appideas@tsb.co.uk.

Having problems?

You can get in touch with us online at http://www.tsb.co.uk/help/app-call-back/ and we'll call you back.

This app won’t run on a jailbroken device
When a device is jailbroken, safeguards built into iOS are overridden and could leave it more vulnerable to attack by things like malware, putting your data at risk. For this reason, we don't allow our app to run on jailbroken devices.

This app is intended for TSB personal Internet Banking customers. Terms and conditions apply http://www.tsb.co.uk/internet-banking-terms-and-conditions-2016.pdf.

TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no SC95237.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Monzo is building the bank of the future, designed for the world we live in today.

Join the thousands of users who have used Monzo in more than 130 countries and become a part of the banking revolution.

• Get instant notifications every time you make a payment
• See how much you’re spending with built-in monthly spending analysis
• Freeze your Monzo Card instantly if you lose it, defrost it when you find it
• Receive intelligent insights into your spending habits
• Send money instantly to friends and family
• Top up your Monzo Card with Apple Pay or another debit card
• Use your card abroad as you would at home. There are no fees and you get the wholesale MasterCard® exchange rate
• No fees or charges

What people are saying about Monzo:

“Monzo set a record as the quickest crowd-funding campaign in history.” — Forbes
“Monzo is a snazzy mobile checking-account app.” — The Wall Street Journal
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch

The legal bit:

The term “Monzo Card” refers to the Monzo MasterCard® Prepaid Debit card. MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref. 900051).

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com

Apple "New apps and games we love" (on the Mac), March 2017

Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010

Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances.

If you like it there is now a PRO version, adding support for database syncing, automatic backups, enhanced transaction searching, 3D Touch, Apple Watch, and more. If you already have Account Tracker, use the upgrade bundle to get a discount!

Also check out Account Tracker for Mac, now available on the Mac App Store! It requires Account Tracker PRO (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above.

ACCOUNTS
- Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc
- Separate your accounts into groups, e.g. personal vs business accounts
- Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc
- Quickly and simply enter one-off transactions as they happen
- Reconcile your account data with your statements
- While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments
- Alerts if an account is likely to go overdrawn or hit its overdraft limit

BILLS
- Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually
- View all transactions with reminders set
- Alerts to tell you when these transactions are due

BUDGETS
- Add budgets per category for spending, income and transfers across individual or multiple accounts
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Monitor your transactions against the goals you set

REPORTS
- Detailed reports to really understand your financial position
- Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Export or print reports as PDF files

DATA, BACKUPS AND SYNCING
- Import historical transactions or bank statements from a CSV file
- Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet
- Local backup and restore on your device, plus transfer of backups by email, AirDrop, iTunes file sharing, iCloud and Dropbox
- PIN code protection, plus Touch ID and 1Password integration

PLUS
- Full multi-currency support, per account and per transaction
- The default currency is the one local to your device, but this can be overridden
- Supports sub-categories and splitting a transaction across multiple categories/subcategories
- Limited support for stock valuations - see support pages for full details
- Universal, Retina enabled app that works on the iPhone, iPod Touch and iPad - buy once, use it on ALL of your devices
- In-app user guide

SUPPORT
Please don't leave support requests on iTunes as these are anonymous and I have no way of contacting you if I have questions. Instead there is a link to my support page from iTunes and from the app itself (or simply go to http://grahamhaley.co.uk/accounts/).

Alternatively, contact me directly via my support pages and you will get a quick response.

*** No. 1 Ranked Finance App in the UK & US ***

SALE NOW ON: 50% off!

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Star - "Debt cracked!!! Really helpful app, puts debt into a workable target."

5-Star - "Gets all your debts in order and shows how best to clear them. Top app."

5-Star - "This app is fantastic, a real incentive to pay down your debt."

5-Star - "Worth paying for! Will save you thousands!"

5-Star - "This app is great value for money. Its like you have your own personal debt manager in your pocket."

5-Star - "Get all your debt information entered and instantly see the financial benefits for using this great app!"

5-Star - "Love love love this app."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortisation schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need

CostLog is the simplest and quickest way to track your expenses.
A simple app that allows you to track your expenses daily.

Easy To Use
+ Add/Edit/Delete entries for expenses.
+ Create custom expense categories.
+ Set a date and note for each entry.
+ Select a category for expenses.

History
+ View all entries(Current year , Current month , Current week & All).
+ Share data.

CashFlow
+ See how much you spent for the month.
+ Cash flow bar chart helps you spend less than you earn.

Chart
+ Pie chart shows your expenses categories.
+ See where all your money is going.

Report
+ CSV export.

Security
+ Passcode lock feature.
+ iCloud Sync.

More features coming soon!

Get Money Monitor now, the most comprehensive personal finance management application!

You can track and organize all your transactions, accounts, budgets, bills, cash flow and payees in Money Monitor by easy operation but with powerful functions.

Money Monitor is your right choice if you want to track and control your expense and pay bills on time, it will keep all your finance at a glance, show you clearly that where the money comes from and goes. A must have app for personal budgets or business use.

Features:

Transactions
⁃ Quick add income, expense or transfer transactions with or without recurring.
⁃ Edit picture, account, budget, category and payee and note for each transaction.
⁃ Mark transaction as cleared or not.

Accounts
⁃ Eight default types of account and your can custom your own.
⁃ Track transactions of each account.
⁃ Show expense, income and balance amount of all your accounts.
⁃ Show expense, income and balance amount of each account.
⁃ Transfer amount from one account to another.

Categories
⁃ Customise Category and subcategory.
⁃ 10+ icons for categories and 40+ icons for subcategories.
⁃ Show total expense and income of all categories.
⁃ Show total expense and income of each category.

Budgets
⁃ Create unlimited income or expense budgets with or without cycles.
⁃ Set budget name, amount, type, category, date range etc.
⁃ Rollover budget amount to next cycled budget.
⁃ Transfer available budget amount to another budget.
⁃ Track transactions of each budget.
⁃ Time marker to show the status of current date at each budget.
⁃ Show statistics info of total amount, already used and available amount of each budget.

Bills
⁃ Track both income or expense bills both repeat and not.
⁃ Custom remind time, date and sound of each bill, and snooze bills reminder.
⁃ Calendar view of bills.
⁃ Add auto pay bills.
⁃ Mark payment to bills in full or in part.
⁃ Add note to each payment for the bills.

Other Features
⁃ Search transactions.
⁃ Passcode protection.
⁃ Supports Touch ID as passcode.
⁃ World-wide currency.
⁃ Set your own week start day.
⁃ Powerful reports by pie chart to show visually all parts of your finance.
⁃ Custom unlimited reminders with any content.
⁃ Badge to show number of overdue unpaid bills and the bills which remind date are due.
⁃ Export data by email in form of CSV, HTML or PDF.
⁃ Supports AirPrint.
⁃ Support migrate data from free version.
⁃ Supports WiFi backup & restore.
⁃ Supports iCloud backup & restore.
⁃ Supports Dropbox backup & restore.
⁃ Supports Apple Watch version.
⁃ Supports 3D Touch function.

If you have any question or suggestion, please send email to Maxwellsoftware@gmail.com.

DailyCost is a simple and elegant expense tracker that helps you organize your personal finance. With just few taps and swipes, you can easily keep track of your daily expenses and learn how to spend your money smarter. Supporting 160+ currencies with automatically updated exchange rates, DailyCost could be your best travel companion to go around the world.

- Cloud syncing and backup
- Simple and intuitive gesture interface
- Elegant summary and financial reports
- 160+ currencies with auto-updated exchange rates
- Smart categories
- Stylish themes
- Data export (CSV)
- Passcode lock (Touch ID)

Tips:
- Hold your iPhone horizontally for statistics
- Tap and hold to delete an item

This app is designed and developed individually by a passionate designer. Fed up with complicated expense tracking apps, he determined to make one simpler and better.

Like it? Please support me by rating this app.
Questions and suggestions? Don't hesitate to drop in any feedback.

Email: support@dailycost.com
Facebook: https://facebook.com/dailycost
Twitter: https://twitter.com/dailycostapp
Weibo: http://weibo.com/dailycost

My Weekly Budget® (MyWB) can help you keep more money in your pocket. Save money with this real-time budgeting app! It is SIMPLE - but powerful, MyWB is the easiest way to keep track of your spending and take control of your personal budget! MyWB allows you focus on a budget target for the current week and helps you focus on your day to day spending. Tracking your spending on MyWB and using it daily is all you need to stay within your spending budget, allowing you to save money over time! It is easy to use, incredibly straight forward! This app helped many people save money!

How to use My Weekly Budget® (MyWB) :
1. Select the day of the week you would like as your start day
2. Set yourself a budget target for the week
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see your spending compared to your budget

Additional MyWB features include:
• Snapshot of how much of your budget you have used
• Ability to review your spending patterns - find out where your money is going!
• Ability to export your spending information from MyWB to other applications on your computer or via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

This personal finance app is easy to use and easy to understand, and yet allows you to customize features to match your budgeting needs.

MyWB is flexible and can be customized to fit your personal spending habits:
• Create your own spending categories
• Supports all international currencies
• Select your preferred date format
• Create a list of your Favorite Categories
• Add/Delete and Search your Categories

My Weekly Budget® (MyWB) can help anyone save money, including:
+ Anyone living on a budget
+ Anyone looking to save money
+ Teens
+ College Students
+ Professionals
+ Couples
+ Seniors

My Weekly Budget® (MyWB) is the easiest way to keep track of your spending and take control of your personal budget!

Grow your Property Empire with confidence and ease, knowing that your calculated yield accounts for all expenses in your business plan.

All income and expenses can be individually set as weekly, monthly, yearly or as a percentage.

#1 best selling Finance app in over 20 top countries
"quick and easy" says AppAdvice
"does its one job incredibly well" says MacStories

FAST. Your personal finance app has to be FAST. Why? If you want your budget to work, you need to keep track of every espresso you buy and every grocery shopping. Now:

most finance apps go: tap [add expense] > [enter amount] > [choose category] > [enter name?] > [enter date?] > [add a note?] > Done. Every time you buy a coffee. You just stop using it. Bad design.

monthly redesings this action to: 1-SWIPE > [enter amount] > Done. It's like suddenly having wheels under your luggage.

SAVE MONEY BY METHOD. We believe there's just one sure way to SAVE MONEY. At the beginning of the month put a part of your income away on your savings account. Now spend the rest. The good news is when the month ends and all the money is gone, there's STILL MONEY on your savings account! monthly.

monthly has this MONEY-SAVING METHOD and the superfast 1-SWIPE expense tracker embeddded. Together they work like magic, you'll see next month.

GET monthly

** IMPORTANT **
monthly is NO-DECIMALS SIMPLE. We round the amounts up to full pounds. If you guys prefer us to open up to pennies too, please encourage us by reviewing monthly in the App Store ("5-stars, but give me this feature" reviews make us go THE FASTEST! :)

monthly is a PERSONAL budgeting app. This means that monthly currently doesn't offer "multiplayer" sharing capabilities, so you can't see the expenses your husband or girlfriend added on their iPhone. We'll be working on it soon. Currently monthly automatically syncs your PERSONAL income and expenses data across all your devices, connected to one iCloud account. If you have any questions, feature requests or good ol' love - please just contact me: hi@budgetmonthly.com // twitter.com/budgetmonthly.

Smart Coin is a simple and compact currency converter.

This single-screen application will provide clear and quick results, with no redundant features or tons of unnecessary information.

Key features:
- compatible with iPhone and iPad
- more than 175 global currencies available
- automatic currency rate updates in the background, without even running the app
- optional: graphs and user- rates
- user-friendly interface
- calculate the exchange for up to four currencies simultaneously
- quick access to your favorite currencies
- automatic and manual exchange rate updates
- offline mode
- supports simple math
- either exact or rounded numbers when calculating
- copy results for subsequent use
- supports gestures
- 100% free of advertisements
- easily tweak the user interface: change the number of rows and keyboard keys size, show or hide favorite currencies, pick appearance themes

Follow us on twitter for news and updates: @smartcoinapp