Top Personal Finance iPhone Apps

Here are the top free and paid personal finance apps for the iPhone in the U.K., based on the number of downloads.

Free Apps

Rank App Details
1

PayPal

Free!


Enjoy PayPal on-the-go with the PayPal iPhone app.

SEND & REQUEST MONEY
Whether you want to send a money gift or pay off a loan from a friend—sending money is easy and FREE (when using Bank or Balance as a funding source).

MANAGE YOUR ACCOUNT
Check your balance, withdraw funds, or view past transactions—anytime, anywhere.

PAYPAL LOCAL
Find local businesses who allow you to pay them with PayPal.
Online or on-the-go, your financial information is always safe and secure with PayPal.
2

Barclays Mobile Banking

Free!


Barclays Mobile Banking app
 
Features
Manage your Barclays Personal & Business and Personal Barclaycard accounts on the move – with the protection of advanced security solutions
Check your latest balances
View recent transactions & transfer funds between your accounts
Make payments to people you've paid before and have put in your payee list
Find your nearest Barclays branch or ATM
Our log-in process makes access simpler; you're automatically protected in the event of fraud
Now with Mobile PINsentry to make logging into Online Banking easier
Get access on up to 3 mobile devices
New slider navigation makes Barclays Mobile Banking even easier to use

Personal customers
Barclays Mobile Banking is available to sole and joint account holders
Barclaycard-only accounts cannot be registered to the app – you’ll need to register your Barclays current account first
Manage your Barclays Personal & Business and Barclaycard Personal accounts in 1 application with 1 secure log-in

Business customers
Barclays Mobile Banking is available to sole signatory Barclays Business current accounts only. Business & Personal customers can register – but Barclaycard Business or Corporate credit cards cannot be registered

Registration
To register for the Barclays Mobile Banking app, you need to be aged 16 or over and have a UK-registered mobile number and a Barclays current account. You'll then need to register your Barclays current account by following the onscreen log-in instructions.
You'll need your sort code & account number to register. You’ll also need to verify your identity with PINsentry or at a Barclays ATM

Once you’ve registered your current account, your other Barclays Personal and Business accounts (including your Barclaycard Personal accounts) that you view together in Online Banking will be added automatically and can be viewed and managed in your app. If you have groups of related accounts that are kept separate online you may need to set up Barclays Mobile Banking on another device for each group

Once you're set up, subsequent log-ins will only require you to have your 5-digit passcode (which you create) to hand.

What's more, you don't even need to be registered for Barclays Online Banking to register for the Barclays Mobile Banking app.
Getting a new phone or mobile device? There’s no need to re-register or call our helpdesk – you can set up Barclays Mobile Banking on up to 3 devices yourself using the app
3

Lloyds TSB Mobile Banking

Free!


With this updated version of the Lloyds TSB Mobile Banking app, it’s even easier to manage your Lloyds TSB UK personal accounts on the move.

Based on your feedback, we’ve made these additional improvements to Mobile Banking:
• View a longer transaction history
• Register for Internet Banking
• Change some of your personal details
• Manage your existing overdrafts

Even if you’re not a Lloyds TSB customer, you can use the app to find any Lloyds TSB branch or Cashpoint ® and LINK ATMs in the UK.

With the latest updates, you can now:
• Find a Lloyds TSB branch or Cashpoint® or LINK ATM in the UK
• Log on with your usual Internet Banking details
• View balances and transaction history
• Check your credit card limit
• Make transfers between your Lloyds TSB UK personal current and savings accounts
• Set up and make payments
• Find useful Lloyds TSB phone numbers

- And enjoy a high level of security.

You don’t need to register to use the app’s Mobile Banking services if you’re already a Lloyds TSB personal Internet Banking customer. Simply log on with your usual details wherever you have signal. If you haven’t registered for Internet Banking yet, you can do it through the app.

Keeping you safe online
We use the latest online security measures to protect your money, your personal information and your privacy.

And our online guarantee means we’ll refund your money in the unlikely event you experience a fraud when using this app as long as you’ve been careful (for example, kept your security details safe).

Some things you can do to help protect yourself when using this app:
• Treat mobile security as seriously as you treat computer security.
• Take care when entering personal information in public places.
• Find out what software your phone provider offers to protect you online.
• Switch off Bluetooth when you’re not using it
• Don’t accept or open any applications or MMS messages from unknown senders
• Use your mobile phone’s security lock or PIN

Important information
This app and Mobile Banking are designed for use in the UK. We don’t charge you for using this app but your mobile operator may charge for some services. Services may be affected by phone signal and functionality.

The Branch/ATM finder uses location based services. We, LINK Scheme and/or Google may get data about your location (i.e. GPS signals from your mobile device) or data that can be used to approximate your location (such as your mobile ID).

The Mobile Banking service in this app is available to our UK personal Internet Banking customers only. Use of it is subject to our website terms and conditions and Internet Banking terms and conditions. http://www.lloydstsb.com/legal.asp

By using this app or providing information to us, you consent to the use and transfer of your information as set out above and in our privacy policy. www.lloydstsb.com/privacy2.asp

Cashpoint® is a registered trademark of Lloyds TSB Bank plc.

This app and Mobile Banking are operated by Lloyds TSB Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN) and Lloyds TSB Scotland plc (registered in Scotland (no.SC095237), registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Authorised and regulated by the Financial Services Authority.
4

NatWest

Free!


With NatWest Mobile Banking, managing your money on the move is even easier.

NEW FEATURE FOR IPHONE
• ‘Pay Your Contacts’ gets even better. You can now also send money to anyone who has a valid UK Visa card just using their UK mobile number.

• Customers can now apply for an e-Savings account from within the app. Just swipe through to the end of your account list to find out how to apply for this online only instant access savings account.

OTHER GREAT FEATURES
• Get Cash from any NatWest, RBS or Tesco cash machine without using your debit card. Get Cash limits will apply for this service, including a maximum withdrawal limit of £250.

• Pay bills or people – just set up and make your first payment in Online Banking beforehand
• Transfer funds between your accounts
• Check your balance and recent transactions
• Find your nearest cash machine or local branch
• Top up your pay as you go mobile phone and up to four others (service not available on the 3 network).
• View your NatWest Mortgage Account

Thank you for all your feedback on previous versions of the app. It helps us keep improving, so please keep it coming.

HOW TO REGISTER
You need to be a NatWest Online Banking customer to use the NatWest App.

New Customers
Once you’ve downloaded the App, registering is simple. All you need to hand is your Online Banking customer number, debit card and a couple of personal details. Your details will be verified within 24 hours and we’ll send you a text message when you’re all set to go.

Not got a customer number? Get a reminder or sign up for Online Banking at natwest.com/online

Existing customers
If you have an existing iPhone app and also want to use the iPad app, we will recognise your mobile number so you don’t need to register again. Simply select option one ‘RBS Group iPhone app’ and log-in using your existing passcode.

If you’re having trouble with your iPhone or iPad app please call the helpdesk on 08081 68 29 59. Calls may be recorded.


PLEASE NOTE
You need to have a NatWest personal account with debit card, be over 11 and have a mainland UK mobile number starting with 07 to use this service

Pay Your Contacts and Get Cash will be available for NatWest Customers in England and Wales (only).

Payment limits and minimum funds available requirements apply. Please see natwest.com/mobile for further details.

Standard data charges may apply. Contact your network operator for details.

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.
5

OnTrees

Free!


*** Number 1 free finance app in UK App Store – Feb 2013 ***

OnTrees is the free and simple way to see your finances all in one place. Find out what’s happening across your accounts and track your spending on the move.

• “A new online service which enables consumers to access all of their bank accounts in one place.” – The Telegraph
• “This is an innovative and easy new way to keep track of your finances and we reckon it’s going to be huge.” – Pocket-lint.com’s Website of the Day
• “All your balances in one place can help with money management and budgeting… Oh, and it's free.” – The Independent
• Tested and recommended by over 75% of Mumsnet and NUS users

Create your OnTrees account in seconds and connect your bank accounts in minutes. Once you’ve signed up, you’ll be able to see all your financial accounts with just one login.

HOW YOU SPEND IT

Find out what you’re really spending and where you could save. From gifts to groceries, petrol to pet care - you can start to take control of your spending.

• OnTrees automatically updates your transactions every day
• Your spending is sorted into categories so you can see where you’re spending the most
• Helpful graphs and charts show you a clear breakdown of your spending

SAFETY & SECURITY

OnTrees ensures bank-level security at all times
• Set a unique 4-6 digit passcode for extra protection
• OnTrees is 'read only' so money cannot be moved in or out of your accounts (not even by you!)
• OnTrees doesn’t hold any of your bank data; all of the information you input is encrypted

ONTREES.COM

You can use the OnTrees app on its own or alongside OnTrees.com.

The website allows you to set yourself budgets and alerts as well as track your spending. OnTrees.com also features financial news and independent comparison tables that make sure you’re getting the most competitive rates on the market.

You only need to sign up to OnTrees once so your login details will be the same on both website and app. Any changes you make to your account will be synced automatically.
6

Halifax Mobile Banking App

Free!


With this updated version of the Halifax Mobile Banking app, it’s even easier to manage your Halifax UK personal accounts on the move.

Based on your feedback, we’ve made additional improvements to Mobile Banking. Now you can:
• View your transaction history
• Register for Online Banking
• Change some of your personal details
• Manage your existing overdrafts
• Switch to the desktop site and back

Even if you’re not a Halifax customer, you can still use the app to find Halifax branches and cash machines and LINK ATMs in the UK. If you are a customer but haven’t registered for Online Banking yet, you can do it through your app

With the latest updates, you can now:
• Find Halifax branches and cash machines, or LINK ATMs in the UK
• Sign in with your usual Online Banking details
• View balances and transaction history
• Check your credit card limit
• Make transfers between your Halifax UK personal current and savings accounts
• Set up and make payments
• Manage your existing overdraft
• Find useful Halifax phone numbers.

And enjoy a high level of security.

If you’re already a Halifax personal Online Banking customer, you don’t need to register to use the app’s Mobile Banking services. Simply sign in with your normal Online Banking details wherever you have a signal..

Keeping you safe online
We try to make sure you’re safe while banking online. We use advanced security technologies and have an online banking guarantee. So you won’t be out-of-pocket even if you're a victim of online fraud.

You can help protect yourself too with these simple tips:
• Always use your mobile device’s security lock or PIN.
• Switch off Bluetooth unless you’re using it.
• Be careful about opening MMS attachments, such as picture messages. They can contain viruses.
• Don’t accept or open any apps or MMS messages from someone you don’t know.
• Find out what security software might be available from your mobile provider.
• Treat mobile security as seriously as you treat desktop security.

Important information
This app and Mobile Banking are designed for use in the UK. We don’t charge you for using this app but your mobile operator may charge for some services. Services may be affected by phone signal and functionality.

The Branch/ATM finder uses location based services. We, LINK Scheme and/or Google may get data about your location (i.e. GPS signals from your mobile device) or data that can be used to approximate your location (such as your mobile ID).

The Mobile Banking service in this app is available to our UK personal Online Banking customers only. Use of it is subject to our Online Banking terms and conditions www.halifax.co.uk/aboutonline/onlineconditions.asp

By using this app or providing information to us, you consent to the use and transfer of your information as set out above and in our privacy policy www.halifax.co.uk/securityandprivacy/privacy

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (no. SC327000) registered office: The Mound, Edinburgh, EH1 1YZ. Authorised and regulated by the Financial Services Authority.
7

Nationwide Mobile Banking

Free!


Nationwide Mobile Banking makes managing your money on the move easy. Exclusively available to our Internet Bank customers, you can register and log in to the Mobile Banking app using your existing Internet Bank details.

Features:

With the Nationwide Mobile Banking app you can:
• View your current account, savings, credit card and mortgage balances
• View recent current account, savings and credit card transactions & statements
• Transfer money between your Nationwide accounts
• Make payments to existing payees

To register you’ll need to:
• Download the app
• Log in using your Internet Banking log in details including your customer number, memorable data and passnumber or card and card reader.

The next time you log in after registering all you’ll need is your Internet Banking passnumber.

If you’re not yet a registered Internet Bank user, simply go to www.nationwide.co.uk/register and follow the on screen instructions. Once you’ve received your Internet Banking log in details, you’ll be able to download and register to use the Mobile Banking app also.

Staying safe

Nationwide uses the latest security technologies to ensure that our customers are safe and secure when using the app. Our digital promise means that you will never lose a penny if you are the victim of fraud whilst using Nationwide’s digital services.

In addition there are a few things you can do to help protect yourself when using the app:
• Never share your login details with anyone
• When logging in in a public place be careful to keep your details out of sight

For details of the full promise please visit this site www.nationwide.co.uk/IBpromise

Important information

We won’t charge you for using this app but your mobile operator may charge you for some services such as data exchange, so please check with them.

It is not possible to view MySave accounts using the app, please log into your MySave account via the internet. Customers who have only MySave accounts with Nationwide will not be able to use the app.

Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA’s website, www.fsa.gov.uk, or by contacting the FSA on 0845 606 1234.

Terms and conditions for the Nationwide Mobile Banking app can be found at www.nationwide.co.uk/mobile-banking

Contact us

For details of how to contact us, please visit www.nationwide.co.uk/contact_us
8

HSBC Fast Balance

Free!


HSBC FAST BALANCE

What it is:

You can now check your balance and latest transactions quickly and easily using HSBC Fast Balance.

You can use Fast Balance with all HSBC Bank current accounts where HSBC have provided you with a debit card..


What you can do:

- Check your balance

- View your six latest transactions

- Top-up your mobile phone

Accessing your account is easy. Once you’ve downloaded HSBC Fast Balance and registered your details, all you need do to see your balances is click the HSBC Fast Balance icon, enter your passcode and then select ‘Balance’ from the menu. It's that simple.


You don’t have to log on to internet banking or use your Secure Key.

How to register:

1.Download HSBC Fast Balance and accept our terms and conditions

2.Enter your details (you’ll need your account information as well as your mobile phone number)

3.Enter your debit card details to link the account to the app.

4.When prompted, enter the activation code we send to your iPhone

5.Create a passcode of between 5 to 8 digits.

That’s all there is to it.

Terms and conditions apply.
9

Personal Banking

Free!


Santander UK personal banking customer? Do your banking wherever you are with the Personal Banking app from Santander(English language only).
Simpler to use and with more features than ever before. These include balance alerts and landscape mode. Managing your Santander accounts on the move has never been easier.

Designed solely for personal banking customers, simply log in with your existing Online Banking details and you’re away.

You can:

- check your balances and statements
- make transfers and payments
- set up alerts for when your balance exceeds or drops below a certain amount
- report lost/stolen cards
- view, amend or cancel pending payments
- find your nearest Santander branch

Splitting the bill? Whether it’s for dinner, rent or something else, pay with your account and this app will split the transaction for you so you can send it directly to your friends for their contribution.

Santander UK plc Web Site
Santander UK SupportApplication Licence Agreement
10

Barclays Pingit

Free!


Barclays Pingit. The easy way to send money using just a mobile number.

THE APP STORE HAS NAMED BARCLAYS PINGIT IN APP STORE BEST OF 2012 IN THE UK

*Please note: This app does not work on jailbroken handsets*

Business customers can now send up to £3,000 a day. Details of limits are available at http://www.barclays.co.uk/pingit/limits

You can use the app whether you bank with Barclays or not. You need a UK-registered current account, UK mobile number and be aged 16 or over.

The app is free to download and use*, payments are secure and it takes seconds for the money to arrive.

- To register, you’ll need your sort code and account number. We’ll verify your identity using PINsentry or at a Barclays ATM. If you’re already registered for Barclays Mobile Banking, you only need to confirm your existing details within the app
- View all your account transactions if you’re a Barclays customer – not just Barclays Pingit transactions
- Non-Barclays customers can see all their Wallet payments and top-ups

Sending money:
- If you don’t bank with Barclays, we'll set up a Barclays Pingit Wallet account for you to use when you register. Top up this account using your debit card, by transferring money from your current account, with cash at a Barclays branch or by using any UK Barclays ATM
- Sending money is secure.
- Personal customers can send up to £750 a day to family and friends. Different limits apply to when paying businesses. Businesses customers can send up to £3,000 a day. All limits are subject to available funds.
- International payments – send secure payments to family and friends in selected countries, free of charge**
- Scan QR Codes for an even faster way to pay businesses that accept Barclays Pingit payments

Receiving money:
- Receive up to £5,000 a day from other users. Business customers can receive any amount but we may set limits
- Anyone with a UK current account can register to receive payments, so you don’t have to share your bank details when requesting payment
- Request a payment from family and friends by sending them a gentle reminder. You can also block all or selected payment requests from within the app

*Business customers on certain tariffs will be charged for transactions
**Exchange rates apply. Payments must be made in sterling. Visit our International payments page (http://www.barclays.co.uk/pingit-international) for full details

Terms & conditions apply (http://www.barclays.co.uk/pingit/terms). You must have a UK current account and UK mobile number and be aged 16 or above. We can refuse to register you for Barclays Pingit, place limits on how you use it or ask you to complete registration in branch. If you have a business current account and you don't bank with Barclays, you should register online (https://www.glb.secure.barclays.com/registration/pingitregnhome.action) to receive payments.

Other things you need to know:
- You can register additional phone numbers to the same linked current account. Joint account customers can register and each will have their own send & receive limit
- When sending money, ensure the recipient's mobile number is correct. We won’t be liable to you if the money is sent to the wrong person as a result but we'll try to recover the money
- When receiving money through Barclays Pingit, your full name will be visible to the sender. For Barclays Business customers, the business name will be visible
- Payments are in sterling only
- We will tell you if different limits apply to you and any steps you need to take to get full use of the service

Copyright © Barclays 2012. All rights reserved. Barclays Pingit is a trademark of Barclays Bank PLC.
Barclays Bank PLC. Registered in England. Barclays Bank PLC is authorised and regulated by the Financial Services Authority (FSA). Registered No 1026167. Registered Office: 1 Churchill Place, London, E14 5HP.


Rank
1

Quick Scan Pro - QR & Barcode Scanner

£0.69


Ever want to shop wiser? Quick Scan will be your best shopping companion.
Just a fingertip away, low prices and product details from 1000+ online shops and local retailers en route to you anytime, anywhere.

You can check reviews of the goods you desire, add to wish lists to keep track of what you want, email links to share the product with your friends or find the nearest location, direction, and phone number of local retailers.

Stop paying more than you have to! The app pays for itself right after your first purchase. What a perfect shopping companion! Don't miss it!

Quick Scan Pro support both barcodes and QR codes, which encode URLs, contact details, calendar events or emails, or any kind of data. You can also easily generate your own QR code from contact, website URL, email address, phone number, SMS, or any text given.

Features:
- Scan all types of commercial barcodes: UPC, EAN, ISBN etc.
- Scan Barcodes & QR codes from photos in your Photo Roll
- Search prices and product details from almost every major retailer like Amazon, Wal-Mart, eBay, BestBuy, Buy.com, etc.
- Local retailer search for price, locations, directions, phone numbers and inventory status
- Create multiple wish lists to keep track of items you wish to purchase
- Scan or create QR Codes for texts, URLs, contact details, calendar events,
emails, messages and map locations.
- Perform all the actions related to the QR scanned data without quitting the app
- Read other buyers’ reviews of your desired product
- LED light option while scanning
- Vibrate and/or Beep to let you know scan succeed
- Sort the barcode search results by price, or by site
- Directly type in the barcode instead of scanning
- Buy online right in the app! Cool!
- Save your favorite products for future reference
- Share product links by email
2

Debt Manager

£0.69


*** No. 1 Ranked Finance App in the UK & US ***

SALE NOW ON: 50% off!

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

★★★★★ "Debt cracked!!! Really helpful app, puts debt into a workable target."

★★★★★ "Gets all your debts in order and shows how best to clear them. Top app."

★★★★★ "This app is fantastic, a real incentive to pay down your debt."

★★★★★ "Worth paying for! Will save you thousands!"

★★★★★ "This app is great value for money. Its like you have your own personal debt manager in your pocket."

★★★★★ "Get all your debt information entered and instantly see the financial benefits for using this great app!"

★★★★★ "Love love love this app."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

★ Features ★
------------------
✔ Simple and intuitive user interface
- helps you see results quickly and clearly

✔ Hints and tips
- don't worry, we will guide you through the process

✔ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

✔ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

✔ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

✔ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

✔ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

✔ Choice of payment periods
- handles monthly, weekly and fortnightly payments

✔ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

✔ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

✔ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthy payments

✔ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

✔ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

✔ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

✔ Notification of payments due
- so you never forget to record a payment

✔ Passcode protection
- keep your data safe

✔ Full manual is embedded within the app
- has all the info you will ever need
3

Convert 0870

£0.69


Convert 0870 is dedicated to saving you money.

One phone call lasting at least a minute pays for this app and you have it forever! No limits, so use it for every number!

Many companies use 0870, 0845, 0844 numbers for customer service, which usually cost 35p per minute +

Calling such number on any phone is expensive so why pay more when there is Convert 0870!

0870, 0845, 0844 and 0800 numbers are covered too!

Why not try and get them at local rate?

Simply type the number and we'll do the work.

Dont fancy typing, why you can browse an alphabetical list, not only by name but numbers too!

Thousands of numbers stored offline for super fast results even when you have little network coverage.

More can be searched too and if its missing we will find it for you!

Unlike other similar apps we have spent a long time designing the interface to give you the best native experience, this means fast scrolling, quick results and a smooth feeling all over!

Know who you are ringing? You can also search for it by name.

Cant find a number let us know. We will do the hard work for you! And our response time is very impressive!

Say goodbye to high phone bills!

Say hello to 'Convert 0870'!

- Offline Mode
- History - remember those numbers you've called.
- Add to contacts - Save them to your address book
- Copy And Paste
- Accurate Number Search
- Generalised Business search by name
- Very good support



*Local rates may still apply
4

MoneyWiz - Personal Finance

£0.69


Do more with your money. View all your accounts, budgets and bills in one place. Experience reports on a whole new level. Sync Everything across devices!
Meet MoneyWiz - the personal finance assistant that just works!

"Best Finance App"
— The Telegraph

"MoneyWiz is a sleek personal finance app."
— MacWorld Magazine

"Easy to use and with the simple budgeting tools,
MoneyWiz takes the pain out of personal finance."
— MacFormat Magazine

"MoneyWiz is a great choice and one that I personally use. Having the trio of apps (iPhone, iPad and Mac) and the excellent sync service makes MoneyWiz very flexible."
— MacStories

"The UI is amazing - it's packed with so many features, yet doesn't feel cluttered."
— iMore


HOW MONEYWIZ IS BETTER?
• Automatically keeps data consistent across multiple devices
• Gives you beautiful reports in full screen
• Connects all your money management needs into one convenient place
• Intuitive and uncluttered design makes it joyful to use MoneyWiz

ACCOUNTS
Put all your accounts in one place. It's the best way to keep your money organised.
• Create various types of accounts, including a cash (wallet) account
• Register expenses, incomes, adjust balance and transfer money between accounts
• Real accounts reconciliation
• Make split payments
• Multi-currency support
• Import your bank statements from CSV, OFX, QFX and QIF files
• Smart auto-completion for quick transactions entry
• Sort, filter and search transactions
• Checkbook register

BUDGETS
Set budgets and pay down your debt. MoneyWiz will monitor the budgets for you, and let you know when something's about to go wrong.
• Create custom budgets
• Expenses are automatically assigned to the correct budget
• Alerts for low and exhausted budget
• See budget progress, daily allowance and remaining days
• See the transactions that make up each budget

BILLS
Never miss a bill again. MoneyWiz will remind you for any scheduled transactions that are due to be paid.
• Plan expenses, incomes and transfers
• Manage recurring transactions, like bills and salary
• See it all on a beautiful calendar
• Quickly access forecast for any day on the calendar

REPORTS
Thorough reports with beautiful interactive charts will show you everything you need to know about your money.
• Full screen reports
• Export to PDF and CSV
• See transactions that form a report
• Save reports locally into MoneyWiz
• All kinds of reports - NetWorth, Payees, Account balance, Trends, Forecast, Compare budgets, Categories, Statistics, Budget balance

SYNC
Keeping data consistent across multiple devices has never been easier. MoneyWiz has it's own unique cloud syncing service, called Sync Everything!
• Automatic synchronisation - you don't need to do anything manually
• Immediate sync - do something on one device, and see it happen on all others within seconds
• Works over 3G and WiFi
• Optimised for less data traffic
• Totally secure

AND MORE…
• Retina display optimised
• Password protection
• Custom categories with sub-categories
• Build-in calculator and currency converter
• In-App help, where you need it
• Outstanding customer support. Our average response time is 2 hours
• Available for iPhone, iPad and Mac OS X (separate purchases)
5

Spending Log

£0.69


★ Featured in the Telegraph Must-Have Apps 2012 & 2013 editions in the UK ★

★ Featured in the Sunday Times App List in the UK 2011 & 2012 Editions ★

★ Featured by Apple in their 'App Store Best of 2012' in the UK ★

Do you have too much month left at the end of the money? Would you like to know just how much you are spending on eating out, fuel, groceries etc every month?

'Spending Log' logs your income and expenses so you can keep track of where your money is spent. You can keep track of your money going out of and in to different accounts and can categorise these transactions for easy analysis.

★ Identify areas where you could cut back your expenditure
★ Know for sure where the money goes

Group your purchases into categories so you can :
✓ See how much you spend on groceries in a typical week
✓ See what proportion of your total spend was on fuel last month
✓ Split your purchases any way you like for an analysis relevant to you

'Spending Log' is highly configurable allowing you to set up accounts, categories and time periods to suit your circumstances. You can analyse how much you spend over any combination of different accounts and categories for any time period you like.

✓ Highly Configurable - Make it Your Own
✓ Record Income & Expenditure on Multiple Accounts - Current, Savings, Business Expense Account, etc
✓ Record Income & Expenditure under user defined Categories - Groceries, Fuel, Clothes, etc
✓ Analyse your Expenditure & Income over ANY time period - Weekly, Monthly, Quarterly, Every 10 days, etc
✓ Record Account Transfers
✓ Analysis includes a breakdown by Category of Expenditure Totals, Proportions & Averages over any Time Period
✓ Set up Automated Reoccurring Transactions & Account Transfers - Monthly rent payment, Regular payment into a Savings Account, etc
✓ View your logged Transactions in a Bank Statement like format
✓ E-Mail your Transactions as a CSV file attachment from within the App ; CSV files work with most spreadsheet software
✓ Set up Balance Alerts ; be alerted when approaching your overdraft limit
✓ Includes Secure Passcode Entry System to keep your log private
✓ See your Account Balances at a glance


'Spending Log' also has a useful 'Import' function, where you can import transaction data from other Companion Apps. So far the Companion Apps include :

✓ Budgets - Expense Tracker
✓ Bill Assistant
✓ Fuel Economy Calculator
✓ Mileage Logger
✓ Vehicle Maintenance Logger


Where does the money go? Buy 'Spending Log' and find out.


Recent Reviews from around the Globe :
"Easy to use, flexible, can add categories-would recommend it"
"Really easy to use and genuinely useful."
"Great adaptability"
"After trying loads of apps to control outgoings, this is the best by far, very easy to use ... buy it"
6

SAYNOTO0870

£0.69


This iPhone app is dedicated to saving you money (please note, NOT for the iPad)

If you have ever phoned an 0870, 0845, 0844 etc number from your mobile, you will know that they are not included in your free minutes and can cost a small fortune.

The price per minute for an 08 number can range from 20p to 35p. If you make just 1 phone call which last only 2 minutes you have already saved on the 69p of this app.

From Banks to Insurance Companies, this app has 1000's of alternative phone numbers.

Companies listed in alphabetical order, or to save time, use the search option to narrow down the list.

Once you have phoned the number from the app you can check your recent call history and save the number direct to your phone should you wish.

If an alternative number does not work for any reason, please email me so I can research, update and refund your 69p via Paypal.

Before leaving negative feedback please email first so I can try to resolve the issue. I am always happy to help ;-)

This app will be updated with new numbers regularly so please remember to hit the refresh button on the Home page.

It is time to say NO to the expensive 08 numbers!!
7

iCurrency Pad ~ Currency Converter & Exchange Rates

£0.69


iCurrencyPad is not just a simple and elegant currency convertor and calculator.

iCurrencyPad also offers an up-to-the-minute exchange rates "electronic board", detailed charts of historical price trends, and more:

✔ a polished, easy-to-use interface
✔ 150+ currencies from around the world
✔ favorite currencies to reduce clutter
✔ charts for all exchange rates
✔ multiple data sources

✔ iPad, iPhone and iPod Touch resolutions
✔ HD Retina graphics and iPhone 5 optimized

★★★★★ "Excellent! Professional! Highly Recommended... finally the currency application I have been waiting for so long..."

★★★★★ "...I tried all other similar apps, and I am proud to announce that this app is simply the best of them all.."

★★★★★ "Smart, intuitive and flexible!... slick interface with great functionality which further impresses with its great selection of currencies and immediate updates. Good job! Highly recommend!"

Features:

-- Simple Interface --
iCurrencyPad was designed to be fast and easy to use. Just select the currencies to convert and tap in the amount to convert. A convenient calculator allows for basic math calculations, showing the results as the values are tapped. Swipe across the display to swap the left and right currencies, or swipe up and down to select different currencies. Tap and hold to copy/paste.

-- Favorite Currencies --
While iCurrencyPad offers exchange rates for 150+ currencies from around the world, you may be interested in only a few currencies. To reduce clutter on the screen, iCurrencyPad allows you to select and sort your Favorite Currencies, so only those currencies that interest you appear on the screen, thereby making the application easier and faster to use.

-- Charts --
Detailed charts show the history of exchange rates for any two currencies. Tap on the chart for the exchange rate on any particular day. Tap with two fingers to show the change in rates between any two dates. Rotate the device for a larger chart in landscape view. Charts for most currencies are available for 1-day, 5-days, 3-months, 6-months, 1-year, 2-years, 5-years and 10-years.

-- Exchange Rates Listing --
The exchange rates listing shows a base currency compared to all other currencies, similar to the electronic exchange rate boards seen in "Change" shops around the world.

-- Exchange Rates Updates --
iCurrencyPad updates Exchange Rates on demand, or automatically at pre-defined intervals ranging from 15 seconds to 1 day. Exchange Rates are automatically updated when the app is launched, or auto-updates can be turned off when roaming. An Internet connection is required to update rates, either via cellular network or a Wifi connection. Without a connection, rates can still be accessed and converted using the last data downloaded.

-- Data Source --
iCurrencyPad supports two data sources; Yahoo, and Ino.com. The Yahoo source offers exchange rates for 150+ currencies and is suitable for travelers the world over. The Ino.com source offers exchange rates for 60+ major currencies, with near real-time quotes and percent change from the prior day, suitable for fx traders in need of accurate up-to-the-minute exchange rates of major currencies.

-- Easy to Get Started --
A short 20-second tutorial will play when you first launch iCurrencyPad and guide you through the app's features.

-- Languages --
The user interface is offered in 9 languages: English, Spanish, French, German, Italian, Russian, Chinese, Japanese and Arabic. Please visit the App Store in your language for a translated description and screenshots.

-- Reviews --
"...iCurrency Pad is a great piece of software powered by a stunning design and usability. It’s beautiful, useful, powerful yet simple and straightforward..."

-- MacStories, Feb 17, 2010 (http://bit.ly/94Y9IT)
8

Meter Readings

£1.49


Apple's iPad APP OF THE WEEK (UK and Ireland), March 2011

AppStore Rewind 2011, one of Apple's favourite iPhone finance apps of 2011 (UK and Ireland)

iTunes Rewind 2010, one of the top paid finance apps in the UK and Ireland (#6 iPhone and #2 iPad)

Closely monitor your household energy and water usage and the chances are you will SAVE MONEY!

This useful application makes it easy to MONITOR your household utility meters. Once you start entering readings, your usage, costs and savings are calculated and displayed in easy to visualise graphs.

For UK users, you can also compare your usage and costs against energy supplier prices in your area to see if you can SAVE EVEN MORE money. You can even switch suppliers directly from your device!

KEY FEATURES
- Monitor up to NINE separate household meters, e.g. electricity, gas, water, solar ... etc
- Quick entry of readings, as often as you like
- Displays your usage and costs for the latest readings period, and compares this with your average or previous year
- Plots graphs of usage and costs per day, week, month, quarter or year, so that you can visualise changes over time, e.g. against the previous year
- Import historical readings from a CSV file
- Export readings as a CSV file for easy import into a spreadsheet
- Local backups, with support for copying them by email, Bluetooth, WiFi or iTunes file sharing for maximum protection of your data
- Universal app, works on the iPhone, iPod Touch and iPad

METERS, CURRENCY AND RATES
- User configurable units, so the app could be used for other types of measurement
- Support for meters that count up (e.g. electricity, gas, water ... etc), down (e.g. oil, petrol/gas ... etc), or where your readings ARE your usage (e.g. broadband data, weight, height ... etc)
- Uses the currency from your device's region setting, but you can override this per meter (e.g. for holiday homes)
- Handles a wide range of rates and charges, e.g. fixed or time based rates, per-unit rates, stepped rates for up to 12 levels, Economy 7/10, time of day meters ... etc
- Support for rate changes, if/when you switch supplier or they change your rates

BILLS
- Check your bills by comparing any pair of readings (e.g. those submitted to your supplier)
- View your usage and costs since your last bill, as well as an estimate of when and how much your next bill will be

PRICE COMPARISON (UK only)
- Compare your usage and costs against energy supplier prices for your postcode
- Completely independent tariff calculator from Energylinx, the UK's number 1 guide to utility prices
- Switch energy suppliers directly on your device, or email yourself a link to do it on a computer

POWER USER FEATURES (via a ONE-TIME in-app purchase)
- Dropbox and iCloud support (iOS5 and above only) to make it MUCH easier to share your data between devices (e.g. iPhone and iPad)
- Automatically use the rear-facing torch/flashlight when reading your meters (iPhone 4, 4S and 5 only)
- Local reminders so you don't forget to enter your readings (iOS4 and above only)
- Additional colour themes (black, red, blue, green ... etc)

PRO USER FEATURES (via a ONE-TIME in-app purchase)
- Removes the restriction on meter numbers, e.g. for landlords, businesses and professionals

SUPPORT
Please don't leave support requests on iTunes as these are anonymous and I have no way of contacting you if I have questions. Instead there is a link to my support page from iTunes and from the app itself (or simply go to http://grahamhaley.co.uk/meters/).

Alternatively, PLEASE contact me directly via my support pages and you will get a quick response.
9

Account Tracker

£1.99


Apple "Staff Favourite" in the UK, Jul/Aug 2010

Account Tracker is a very powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances.

ACCOUNTS
- Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc
- Separate your accounts into groups, e.g. personal vs business accounts
- Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc
- Quickly and simply enter one-off transactions as they happen
- Reconcile your account data with your statements
- While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments up to 2 years in advance
- Alerts if an account is likely to go overdrawn or hit its overdraft limit

BILLS
- Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually
- View all transactions with reminders set
- Alerts to tell you when these transactions are due

BUDGETS
- Add budgets per category for spending, income and transfers across individual or multiple accounts
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Monitor your transactions against the goals you set

REPORTS
- Detailed reports to really understand your financial position
- Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Export or print reports as PDF files

DATA, BACKUPS AND SYNCING
- Import historical transactions or bank statements from a CSV file
- Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet
- Local backup and restore on your device, plus transfer of backups by email, Bluetooth, WiFi, iTunes file sharing, Dropbox and iCloud
- Support for iCloud syncing across multiple devices (in-app purchase required)
- PIN code protection

PLUS
- Full multi-currency support, per account and per transaction
- The default currency is the one local to your device, but this can be overridden
- Supports sub-categories and splitting a transaction across multiple categories/subcategories
- Limited support for stock valuations - see support pages for full details
- Universal, Retina enabled app that works on the iPhone, iPod Touch and iPad - buy once, use it on ALL of your devices
- In-app user guide

TRY IT FOR FREE
Search for Account Tracker Free on the AppStore. It has all the functionality of the full version, but is limited to 25 transactions. If you buy the full version, you can quickly transfer your settings and transactions from the settings screen.

SUPPORT
Please don't leave support requests on iTunes as these are anonymous and I have no way of contacting you if I have questions. Instead there is a link to my support page from iTunes and from the app itself (or simply go to http://grahamhaley.co.uk/accounts/).

Alternatively, contact me directly via my support pages and you will get a quick response (often in minutes).
10

Fuel Economy Calculator

£0.69


★ As Featured in The Sunday Times in the UK as one of their App List 'TOP 500 APPS IN THE WORLD' ★

★Recommended by Moneywise Magazine as one of 'the best apps to make your money go further'★

★ Scored a Grade 'A' on a road test by Edmunds.com ★

★ Featured by MoneySupermarket.com as one of their Top 10 Money Saving Apps ★

"a go-to app if you're all about deeper data and cool gauges and buttons" - Edmunds.com

"extremely accurate" - The Sunday Times

"a life saver" - MoneySupermarket.com


Is your car wasting expensive fuel?

In these times of high fuel prices it's important to ensure your vehicle isn't using too much fuel. Buy Fuel Economy Calculator to monitor and improve your vehicles fuel economy and track how much you spend at the pump.

By monitoring your fuel consumption you can help identify any fuel efficiency problems your car may have, such as low tire pressure, or carrying unnecessary weight. You can adjust your driving style and monitor how that impacts on how much fuel you are using.

Simply and easily log your fuel stops and 'Fuel Economy Calculator' can tell you :

✓ Your Fuel Economy
✓ Fuel Cost per Mile or KM
✓ How much you spend on fuel on average in a month
✓ How far you travel on average in a month
✓ How much a particular journey will cost you
✓ The furthest distance you've travelled on one tank
✓ The average price you pay for fuel

You can keep track of as many vehicles as you need. 'Fuel Economy Calculator' also includes a Journey Cost Calculator which tells you how much a particular journey will cost.

✓ Calculate the Fuel Economy etc of as many vehicles as you need
✓ Calculates fuel economy in mpg (UK), mpg (US), km/L, L/100 km
✓ Works with fuel purchased in Litres or Gallons (imperial & US)
✓ Works for vehicles with odometers in KM or Miles
✓ Includes Export function so you can use your Fill Up Logs in the companion 'Spending Log' App
✓ Not just for cars! Will work with any vehicle with an odometer

'Fuel Economy Calculator' also includes a handy place to store your recommended tire pressures and oil type for each of your vehicles - never dig through that glove box again for that manual!

Buy 'Fuel Economy Calculator', it's easy to use and not cluttered with features you don't need.


Recent Reviews from around the Globe :
"Excellent. Does what it says! Very handy and easy to use."
"Great app if you are interested in the running costs of your car."
"a great little fuel economy app. It is easy to use and very accurate."
"I can finally log how much I spend, calculate my average MPG and calculate journey costs. Really useful"

Rankings are taken directly from iTunes.