Motley Fool: Charging Orders

We’re probably all familiar with the line “Your home may be at risk if you do not keep up with the repayments” which applies to debts secured against your home. A mortgage is just one example of a secured debt — it prevents you from selling your home without paying back what is owed and the lender can force the sale of your property if you fall behind with repayments. It’s why The Motley Fool favours unsecured loans because then you’re not risking losing the roof over your head.

Motley Fool: The Four Types Of Insurance Fraudster

Motor, home contents and travel insurance fraud costs insurance firms more than £1bn per year. in turn, this costs us, as insurers charge more in premiums to cover the loss. Conservative figures have it that 6% of us have exaggerated a claim and 2% have made one up, which, according to the Association of British Insurers (ABI), means that around 3.3m people have committed insurance fraud in Britain.

Motley Fool: Snatching Shares Away

Take-overs are both good things and bad things for investors. On the one hand, they are a way to “out” the value of the share, enabling you to realise gains. On the other, a take-over usually means that the share is snatched from you at less than what you think it’s really worth.

Motley Fool: Pay Less Interest On Your Credit Card

Surprisingly, many people don’t know how to use their credit cards. I know what you’re all thinking: “That’s easy. I’ll buy something big and expensive right now to prove that Fool wrong.” Please don’t! The thing is, we all know how to buy things with credit cards and transferring a balance is a cinch. But when buying we do things that cost us more money than it should, because we don’t take full account of the dastardly small print.