Motley Fool: Your Money Podcasts

In our regular Money Talk podcasts, David Kuo and his guests discuss a wide variety of financial topics. Below we’ve listed the best money management podcasts we’ve done in recent months. Click on the “Streaming version” links to listen to each podcast or right click on “Download” and use Save Target As to download a file for later use.

Motley Fool: Nearly Too Late For Your Mortgage

As I wrote in Start Late, Finish Rich, there are no miracle answers for people who are starting late with a small or non-existent retirement pot. However, it could be even worse if you don’t expect to fully own your home by the time you retire. This is not a pleasant subject which is possibly why I’ve never seen an article on it before. You shouldn’t despair though; the earlier you get around to sorting this out, the better off you should be in your later years.

Motley Fool: Earn Thousands From Your Bank

A relative of mine switched current accounts recently. He neglected to consult me, and got an account paying 4.25% interest. I thought: “Hmm, that could be worse.” Then he told me it was the Nationwide Flexaccount. I hadn’t heard of it, which was not a good sign, as I work for a website with the slogan: Independent Financial Comparison. It turns out that the sneaky devils only pay 4.25% on the first £3,000, but just 0.25% on any higher balances. As he has £50,000 in his current account, that means he’ll earn £196 interest after tax this year, when he should earn thousands!