May 16th, 2012 | No Comments »

iZettle Begins Mobile Payments Test In UK

iZettle, the mini chip-card reader and app turns an iPhone or iPad into a credit card terminal, today announces the launch of its invite only beta programme with MasterCard, American Express and Diners Club in the UK.

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May 8th, 2012 | No Comments »

Win £10,000 With Barclays PingIt

Barclays is promoting its new PingIt app by offering users the chance to win £10,000. Anyone making a transaction through PingIt this week can enter the competition before it closes at 12 noon on Friday 11th May 2012.

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May 8th, 2012 | No Comments »

10 Apps To Save You Money

TechRadar has posted a list of the 10 best iOS apps to save you money.

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May 3rd, 2012 | 1 Comment »

Confused.Com Quick Quote: Car Insurance By Text Message

Confused.com have launched a new service which allows customers to get a car insurance quote by text message.

Continue reading Confused.Com Quick Quote: Car Insurance By Text Message »


May 1st, 2012 | 3 Comments »

Google Relaunches Financial Comparisons

Google has relaunched its financial comparison ads on certain credit card, savings and current account search terms, according to The Telegraph.

Continue reading Google Relaunches Financial Comparisons »


April 29th, 2012 | 6 Comments »

How Much Could You Save By Working From Home?

A new group initiative has been set up to promote remote working and show how it can increase productivity and well-being, save time and money, as well as help save the environment.

Continue reading How Much Could You Save By Working From Home? »


April 26th, 2012 | 1 Comment »

O2 Wallet: Yet Another Mobile Wallet

O2 have launched the O2 Wallet app, which allows you to send money to your friends and shop on the go with a built-in price comparison tool.

Continue reading O2 Wallet: Yet Another Mobile Wallet »


April 25th, 2012 | 1 Comment »

HaveYouSeen: Earn Commission For Sharing Product Links

Have You Seen? is a new website which is trying to give consumers a new method of earning cashback on products.

Continue reading HaveYouSeen: Earn Commission For Sharing Product Links »


April 24th, 2012 | No Comments »

Infographic: How The UK Uses Discount Vouchers

Voucher and deal website Savoo.co.uk has surveyed 1300 adults in the UK to find out how they’re using discount vouchers and what they’re saving by using them.

Continue reading Infographic: How The UK Uses Discount Vouchers »


April 23rd, 2012 | 1 Comment »

Reminder: Win £100 John Lewis Vouchers

Just a quick reminder that we’re currently running a competition, courtesy of Money Vista, which gives you the chance to win a 12 month subscription to help you develop your own financial plan, plus £100 John Lewis vouchers.

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April 19th, 2012 | 1 Comment »

Barclaycard PayTag Stickers

Barclaycard have launched PayTag, a contactless payment method courtesy of a sticker which it suggests you attach to your mobile phone.

Continue reading Barclaycard PayTag Stickers »


April 17th, 2012 | 1 Comment »

Basket Buddy – Grocery Deals & Vouchers On Your Smartphone

Basket Buddy is a new app from deals website HotUKDeals (HUKD) which aims to save you money on in-store purchases and flag up you local deals.

Continue reading Basket Buddy – Grocery Deals & Vouchers On Your Smartphone »


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ISA Guide

 

Read our ISA Guide to learn about your 2012/13 allowance.

What is an ISA?

Simply put, an ISA (Individual Savings Account) gives you tax advantages on your savings. There are two types of ISA: a cash ISA and an investment ISA.

Eligibility for tax relief within an ISA depends on your circumstances, and the rules could change in the future.

Cash ISA

A cash ISA is like a normal savings account, but you don’t have to pay UK income tax on your interest provided all ISA conditions are met.

See our cash ISA rates

ISA Allowance

This tax year, the maximum ISA allowance for 2012/2013 is £11,280, of which £5,640 can be put into a cash ISA. All of your allowance or the remainder of it can be saved in an investment ISA.

Remember you can lose money while investing.

Investment ISA

An investment ISA (also known as a stocks and shares ISA) allows you to take full advantage of your annual £11,28s0 ISA allowance.

Remember you can lose money while investing.



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