Going online is now pretty much the standard way of finding bargains for most of us, using sites such as Amazon, MoneySupermarket and eBay to get the lowest prices on a vast range of products. But there’s another way to squeeze even more money out of the deal – cashback sites. The premise is pretty […]
Category: Featured
Fed Up With High Petrol Prices? Go Live In Venezuela
Here in the U.K. we’re hearing more and more complaints about the high and rising price of petrol, and with the recent rise in oil prices, it’s something that likely to get worse. There’s an interesting page on Wikipedia which shows the relative price of petrol (or gasoline) in countries around the world, and highlights […]
Bank Charge Court Case Threatens To Go On… And On…
The saga of the bank charge court case looks set to continue with the news that the banks have been succesful in their appeal against a judges ruling from last month. It seems that we’ll now have to wait until the Autumn before things can move forward again, and even then, the case could be […]
Are You Prepared For A Recession?
OK, I’ll admit myself that I hate all of the sensational headlines about house price crashes and recession, but with the economy in a downturn, it’s worth considering what we should do should we go into recession. From a personal point of view, over the last few months we’ve been taking a lot more care […]
10 Things Falling In Price & What It Means For Inflation
Food prices are rising, as are petrol, gas and electricity. So is there anything (other than houses) that has fallen in price recently? The Times lists 10 inflation busters – items which have fallen in price this year, along with examples of the savings that can be made with each: Mobile Phones: down 51% Digital […]
Basic Rate Taxpayers Get £120 Back From Tax Man
Woohoo! Basic rate tax payers are to get £120 back from the tax man. Following the government’s terrible decision to scrap the 10p tax band, they’ve decided to bribe compensate those of us who pay 22% tax by altering the tax allowance rate. The money will be paid as a £60 payment in your pay […]
Calculating How Much Driving Costs Me
I’ve recently been thinking about how much I use my car (a 1.1 litre Fiat Punto), and whether it’s something I can cut down on, and in the process, save money. One of the problems I have is that I don’t really know how much driving my car costs me. I know the fixed costs, […]
Would You Give Money Away If You Had $1Million?
Earlier in the week, I was one of several people who answered Jim’s question: What Would You Do With $1 Million Dollars? Once I’d done a mental currency conversion ($1million = £500,000 which is actually not too far out, given the current exchange rate), I figured that I would: Pay off my mortgage (£150k) Save […]
Recommend Me Some Holiday Reading
It’s not too long until I’ll be jetting off on holiday for a couple of weeks, so I’ve begun to start thinking about my holiday reading. I don’t normally get much chance to read, but holidays are an exception, and with two weeks of sitting in the sun to fill (I find it difficult to […]
Snowballing / Snowflaking Your Debts
I recently came across the term snowflaking – a method for repaying your debts – which I’d never come across before, so I thought it, and the related snowballing method, warranted a little investigation. To explain snowflaking we first need to understand the concept of snowballing your debts, where snowflaking stems from. Snowballing is often […]