There’s an interesting article and vote on the BBC site regarding how consumers should pay for banking services. As I mentioned in a recent post on bank charges, one of the consequences of bank charges being outlawed would be thatthe banks would try to recoup some of their money in different ways, most probably by […]
Online / Phone Money Transfers To Get Quicker
Ever wondered why it still takes 3 days for money to get transferred from one bank to another, even when you do it online? Yep, me too. Probably one reason is that the banks make around £30m per year from the interest gained whilst the money is moved. Well, that’s going to change, as a […]
Money Links For 31st Jul 2007
Links to other interesting money articles on 31st Jul 2007.
New Tool Will Show You How Much Energy You’re Wasting
A month or so ago I wrote a rambling article on how we could all find out the optimum use of electric and gas by constantly testing different settings, for example by turning your central heating down or reducing the time you have your hot water heating for. What I think I was trying to […]
How Do You Keep Track Of Your Finances?
Sadly, my recent experiment with Expensr seems to have fallen by the wayside – I guess I find it just too difficult to remember to enter all of my spending in there. And this isn’t necessarily a problem with the tool itself, more to do with me both having the time to enter the details […]
Test Your Personal Finance Knowledge
Last Saturday’s Telegraph newspaper included a personal finance quiz so that you could test your knowledge of some common finance issues. I was a little bit worried that I’d fail miserably, but thankfully I got 19/20, tripping up on question 13, about the amount of capital gains tax you are allowed each year (tax is […]
Devils Advocate: Why I Want Bank Charges Court Case To Fail
This is the first in a series of posts titled “Devils Advocate”, in which I look at a personal finance issue from a slightly different angle that I would normally. I thought it might be interesting to see whether it prompts any sort of debate. Best read with a pinch of salt. So, this reclaiming […]
How Much Do You Need For A Comfortable Retirement?
For those of us in our 20s and 30s, saving for retirement is often the furthest thing from our minds, and even when we do have to think about it, estimating just how much we need in our pension pot in order to enjoy a comfortable retirement is pretty difficult. A recent survey by stockbroker […]
Money Links For 13th Jul 2007
Links to other interesting money articles on 13th Jul 2007.
More on Repaying Your Student Loan
Brad Ford made a great point on my previous post about whether to pay off your student loan or not: Without factoring in risk, paying off the student loan is an easy decision. Unfortunately, life is not without risk. Two months after you pay down the loan, you absolutely must have $1,000 for an emergency. […]