Credit cards generally get a bad press, and if they’re miss treated, rightly so. But if you’re responsible when using plastic, they obviously must have their benefits. The Motley Fool highlights the positives of owning credit cards, including:
- Interest Free Periods: use wisely to spead out payments.
- 0% Cards: nil interest for a period of time (be careful though!)
- Cashback: effectively get paid for shopping.
- Protection: purchases are generally covered by the Consumer Credit Act.
- Extras: various other benefits that companies will use to lure you to their cards.
Read the full article at the Motley Fool.