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As well as this week being National Identity Fraud Prevention Week, 16 to 22 October is also National Giving Week. What’s more, Children In Need is just a month away on Friday, 17 November, so we Brits will be digging deep to raise or donate money for good causes over the next month.

However, the problem with throwing a £1 coin into a collecting bucket is that the charity concerned will receive just that: £1 and no more. On the other hand, if you’re a taxpayer and make a donation via Gift Aid, HM Revenue & Customs (HMRC) will automatically add tax relief to your gift at your highest rate of tax….

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