Intelligent Finance Life-of-Balance Credit Card

IF recently unveiled their new credit card – the Life-of-Balance Credit Card, which promises the following features:

  • 0% on purchases for 8 months.
  • 4.95% p.a. for life on balances transferred within the first six months of opening the account
  • 16.9% APR (variable) for balance transfers and purchases after introductory period

It’s worth noting also that IF will not accept balances to be transferred from any existing Intelligent Finance card or any other card issued by Halifax or the Bank of Scotland.

These sort of life-of-balance, low interest deals can be good for those people who cannot be bothered to chase the 0% credit cards. Obviously, take notice of the rate that you’ll pay on purchases if you’re planning to use the card from day-to-day.

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