What Happens To My Car Insurance No Claims?

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I’ve got a query regarding my car insurance which I’m hoping someone can answer to save me the bother of calling eSure.

I paid for my car insurance in a lump sum last October, and have since got rid of my car. (I probably should have claimed for a few months refund a while ago).

As my insurance will soon be up for renewal, I obviously won’t be renewing with eSure or any other insurer, so what happens to my no claims bonus? I have at least 5 years NCB (although I believe that’s the maximum most insurers will allow you).

If in a year or so I get a new car and need insuring on that, do I have to start from scratch, or is there some way of maintaining my no claims bonus?

Any help would be appreciated, please let me know your thoughts in the comments below.

Creative Commons License photo credit: dlisbona

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2 thoughts on “What Happens To My Car Insurance No Claims?

  1. My understanding is that your NCB remains valid for a few years. I believe it’s 3 yrs but may even be as many as 5.

  2. Thanks very much for your answer in response to my car insurance query – I’m sure the NCB must remain for some time, I guess I’ll just need some sort of documentation from eSure to prove my NCB to the next insurer I choose.

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