Noddle: Free Credit Reports

Noddle is a new website from credit rating agency Callcredit which promises a free credit report “for life”.

Free credit report

So what’s the catch?

Well, first of all, there are 3 main credit reference agencies, Experian, Equifax and Callcredit, with the latter, the provider of Noddle, being the smallest agency. This means that they can’t provide a full view of your credit score. For this, you’ll need to consult with each agency, but at least the free report from Noddle should give you a basic idea of your credit worthiness.

Also, Noddle reserves the right to cancel your account if you do not login for a 3 month period. And the reason they want you to login is to try to sell you other credit-related products, such as credit cards and personal loans – this is how they can afford to offer credit reports for free.

At present Noddle are adding customers on a phased basis, but you can register your interest and they’ll notify you when they’re able to provide you with a report.

2 thoughts on “Noddle: Free Credit Reports

  1. This is a great idea! I actually subscribed (stupidly) to what I thought was a free credit reporting service, only to find out that I was being being 8,95 on a monthly basis. Needless to say, I cancelled immediately, but still was really pissed off. If this is truly free, its a wonderful idea.

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