Out of curiosity, I recently checked my own credit rating, just to make sure there was nothing nasty on there (and why should there be?!). What it did tell me was that having moved house within the past year could cause me problems if I applied to get more credt. If think you may be […]
Category: Tips
tip
How Do You Organise Your Finances?
There’s an interesting post over at Blueprint For Financial Prosperity which is looking for ideas on how people organise their finances. I fall into the “files all over the place” category, having a mixture of both paper and digital records, which are kept in several places. My ideal setup would be to have everything held […]
Warning: Use This Tip For Saving Money On Batteries At Your Own Risk!
Lifehacker has recently posted a few tips on how to save on batteries by opening up bigger batteries. A few weeks ago they showed how to get several watch batteries out of a single 12V battery, and today they have shown how you can get 32 AA batteries from a single 6 volt battery. As […]
Student Finance: Best Student Bank Accounts
Comparing student bank accounts isn’t that easy – but take a look at the MoneyFacts best buy table, and you’ll see that the top two accounts offered on their are the Royal Bank of Scotland and Halifax student accounts. Both of these accounts offer 2% interest if you are in credit, but possibly more importantly, […]
Student Finance: New Series
As we’re approaching the start of the new academic year, I’m starting a series of posts looking at the thorny subject of student finance. Studies suggest that this year’s freshers will owe £21,000 on average by the time they graduate, so it’s becoming more and more important that students, and their parents, are thinking about […]
Don’t Fall For This New Telephone Scam
The Office of Fair Trading (OFT) has issued a warning about a telephone scam that is doing the rounds which involves fraudsters calling up claiming they’re from the OFT, saying that they can help the recipient claim back their bank charges. The callers ask for both personal and financial details, including bank information, and the […]
A Warning For Credit Card Users
The BBC’s MoneyBox radio programme recently featured details of a little known practice which can affect the level of credit available on your credit card. When checking in to a hotel, the hotel may scan your card, and secure an amount of credit from the card to cover the price of the room for however […]
Get Better Customer Service By Recording Your Calls
The Money Hospital has a tip to try to get better customer service, or to prove what was said in your phone calls to companies, by recording your calls. We’re all used to hearing the line “your calls may be recorded for training purposes” before sitting in a queue of 30 callers whilst being told […]
Are You Getting Caught By These Credit Card Tricks?
The consumer rights company Which? has accused credit card companies of using “ingenious methods” for creating new charges so that they can recoup some money after last year’s decision by the Office of Fair Trading to limit penalty fees to £12. To show just how “innovative” the credit card companies can be, Which? have highlighted […]
Bank Error In Your Favour: Part 2
Around 2 years ago I did a post on what you should do if you found a bank had made a mistake in your favour; crediting your account with money that wasn’t yours. The advice back then was to own up, as the financial obudsman and/or lawyers would rule in favour of the bank unless […]