I posted yesterday about shopping around for the best bank accounts, and the costs of staying loyal to your current bank (as much as £400 a year according to Which?!).
The Telegraph Money section has a detailed rundown of the types of services it is best to avoid plus some best-buys to look out for on products such as the following:
- Payment Protection
- Cost of using your credit card overseas
- Identity theft insurance
- Card protection
- Loyalty points and cards
- Unauthorised overdrafts
Well worth a read.