The Motley Fool has a good list of things to look for in a personal loan. The factors it suggests you consider when choosing a personal loan are:
- Compare APR AND TAR. The TAR will tell you how much the loan will really cost you.
- Avoid payment protection insurance.
- Fixed rate personal loans will give you more certainty about how much you are paying during the term.
- Flexibility – allow yourself the luxury of being able to pay off the loan without penalties.
- Making it unsecured means you shouldn’t lose your home if you can’t afford the repayments.
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- NatWest Invest: NatWest Launching Online Investment Service (February 9, 2017)