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VAT To Be Cut?

Posted on November 23, 2008November 23, 2008 by Rob Lewis - Leave a comment

The Government is to announce its pre-Budget report on Monday, and there are some suggestions that VAT (Value Added Tax) may be cut by the Chancellor, in a bid to get people spending again.

Tagged government, Tax

Why Do We Buy Gift Vouchers?

Posted on November 21, 2008 by Rob Lewis - 4 Comments

Why do we buy vouchers for people to spend in one particular shop, when you could give them cash which is accepted on all items in each and every shop in the country?

Tagged cash, christmas, gifts, presents, vouchers

High Street Sales Everywhere

Posted on November 20, 2008November 20, 2008 by Rob Lewis - 1 Comment

Following M&S’s big sale today, find out about several other retailers have got big sales on over the next few days.

20% Off At Marks & Spencer

Posted on November 20, 2008 by Rob Lewis - Leave a comment

Marks & Spencer are having a one-day sale, with 20% off many items.

Tagged discount, sale, shopping

Would You Raid Your Pension?

Posted on November 19, 2008 by Rob Lewis - Leave a comment

A report released yesterday suggested that many of us would contribute more to our pensions if we knew we could dip into the fund at a later date if necessary.

Would you raid your pension if you could, or do you think this is a dangerous idea?

Tagged Pensions

Mortgage Deal Ending? Lender’s SVR Might Not Be Too Bad Afterall

Posted on November 18, 2008 by Rob Lewis - 1 Comment

When you’re approaching the end of your mortgage deal (for example, a discounted or fixed rate of interest), the general advice is to find a new deal as soon as possible.

But given current interest rates, this might not be the best decision, as your lender’s Standard Variable Rate might actually be a viable option for the short term.

Tagged Interest Rates, Mortgages

Icesave Customers Start Receiving Cash

Posted on November 18, 2008 by Rob Lewis - Leave a comment

It looks like process to get Icesave customers their money back is working, as 10,000 randomly selected savers should now have had their funds transferred to their chosen bank accounts.

Tagged fscs, icesave, Savings

What Should I Do With Leftover Euros?

Posted on November 18, 2008 by Rob Lewis - 2 Comments

I went to Ireland for a wedding over the weekend, and rather than getting some Euros from a travel agent or elsewhere before I left, I used the lazy option and simply withdrew money from the ATMs over in Ireland.

I ended up with quite a few unspent Euros, so what should I do with them?

Tagged currency, exchange, money

Considering Stopping Your Pension? It Could Cost You £30,000

Posted on November 17, 2008 by Rob Lewis - 2 Comments

Recent research by AXA has shown that as many as 1.5million people have considered suspending paying into their pension in the current climate.

Tagged Pensions

10 Tips For The Recently Redundant

Posted on November 11, 2008 by Rob Lewis - Leave a comment

Redundancy is, sadly, something many of us are having to experience at the moment, either directly or through our unlucky colleagues. I’ve seen it start to affect my friends, and I’m sure there’s plenty more pain to come in the coming months.

Tagged jobs, redundancy, Tips

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