Motley Fool: Cover For Nasty Ailments

What are the disadvantages of critical illness? I mean the insurance policies, not any actual illness. We all know the disadvantages to the latter, but hopefully not too intimately!

Critical illness cover is used to protect your finances in case of specified serious illnesses, or if you need certain surgery. It pays out a lump sum and is known to have a lot of exclusions. (The clue is in the words ‘specified’ and ‘certain’.)…

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